Whos the Bank for Lowe's Credit Card?

Lowe's Credit Card is issued by Citibank, N.A. This means that Citibank is responsible for handling all transactions, payments, and customer service related to the card.

Citibank is a well-established bank with a long history of providing financial services. You can expect the same level of service and security from Citibank that you would from any reputable bank.

Citibank is a subsidiary of Citigroup, one of the largest financial institutions in the world. This partnership ensures that Citibank has the resources and expertise to manage the Lowe's Credit Card program effectively.

The Lowes Credit Card is issued by Citibank, a leading global bank.

The card offers a 5% discount on all purchases made at Lowes stores, both in-store and online.

You can earn 5% cash back on all purchases, with no rotating categories or spending limits.

The card also offers a 1-year protection plan on all purchases, covering damage or theft for up to $10,000.

A fresh viewpoint: Lowes Credit Card Application Synchrony Bank

The APR on the Lowes Credit Card is a bit complex, but stick with me and I'll break it down for you. If you don't repay your balance in full within the first 6 months, a 28.99% Variable APR will apply from the purchase date.

New cardholders have the option to choose a 6-month special financing offer of 0% APR on purchases over $299.

A different take: What Is the Apr on a Discover Credit Card

Lowe's doesn't specify a minimum or recommended credit score, so you can't rely on that alone to get approved.

Your credit history, income, and other financial information will be used to determine whether you're approved for a Lowe's credit card.

It's worth noting that similar store credit cards usually require at least fair credit, which is a credit score between 600 and 640.

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