Money Orders or Cashiers Checks: Where to Get Them

You can get money orders or cashiers checks from a variety of places, including banks, credit unions, and some retail stores. Many banks and credit unions offer these services to their customers, but not all do.

Some retail stores that offer money orders or cashiers checks include Walmart, CVS, and Walgreens. These stores typically have a limit on the amount you can purchase, and may charge a fee.

If you're looking for a fee-free option, you might consider visiting a credit union. Credit unions often have lower fees or no fees at all for money orders and cashiers checks.

You can buy money orders at a variety of retail stores, making it convenient to get one when you need it.

Western Union is a well-known company that offers money orders and other financial services.

Grocery stores like Kroger are also a great option, with many requiring you to pay cash for a money order to save time and keep the transaction secure.

Big box stores like Walmart frequently sell money orders, and you'll likely have to visit the customer service desk to buy one.

Convenience stores like 7-Eleven also sell money orders, accepting cash or debit card payments.

The post office is a great place to buy a money order, but be aware that not all post offices sell them, so it's a good idea to check ahead of time.

You can purchase a money order at a post office for a low cost, and they're known for their safety.

At its peak, the U.S. Postal Savings System held almost $3.4 billion in deposits between 1911 and 1967.

Lines can sometimes get long at the post office, so be prepared to wait if you need to buy a money order.

You can also check with Walmart, where you'll pay no more than $1 for your money order.

A post office is a convenient option for buying a money order, especially if you're already there for another reason.

You can also buy a money order at retail stores. Many grocery stores, such as Kroger, allow customers to buy money orders at their customer service counter.

Typically, you'll have to pay cash for a money order at a grocery store, which can be a secure and time-saving option. Anthony Kirlew, a financial coach, recommends grocery stores as one of the best places to get money orders.

Big box stores like Walmart also frequently sell money orders, usually at the customer service desk. You'll likely need to pay cash or use a debit card to purchase a money order at a convenience store like 7-Eleven.

Retail stores like Western Union, which offers financial services, are another option for buying money orders. They often have reasonable pricing and can be a convenient option for those who need a money order quickly.

A money order is a paper form of payment typically purchased with cash. You can usually get one for just a few dollars at most post offices, check-cashing businesses, major retailers, grocery stores, and convenience stores.

Money orders are prepaid, so you'll have to pay for the entire amount upfront. This makes them more secure than standard checks because they can't bounce when the payee goes to cash it.

A money order can be used to purchase goods or services when you need a more secure form of payment than cash or personal check. The typical limit on money orders is $1,000.

You don't need a bank account to buy a money order, but you'll have to have enough cash on hand to cover the amount, plus any fees.

A money order is a financial instrument that allows you to move funds. It's prepaid, so you pay for the entire amount upfront when you buy it.

You can purchase a money order at various locations, including post offices, check-cashing businesses, major retailers, grocery stores, and convenience stores. The typical limit for a money order is $1,000.

Money orders are a more secure form of payment than standard checks because they can't bounce. This is because the funds are prepaid, and the money order is made out to the recipient at the time of purchase.

Here are some common places where you can buy a money order:

You don't need a bank account to buy a money order, but you'll have to have enough cash on hand to cover the amount, plus any fees.

To purchase a money order, you'll need to find a retailer that sells them, or head to your local post office, where you'll be asked to provide your information and the payee's personal details.

You can pay for a money order using cash or a debit card, but be aware that some places might offer to let you pay with a credit card, which can lead to additional fees.

Most retailers will only allow you to pay with cash or a debit card, and some may charge you a small fee for the money order.

You can also deposit a money order into a bank account by visiting a branch, using an ATM, or making a mobile check deposit.

If you get a money order, you can cash it at your bank or post office for free, or at a grocery store or retailer, like Walmart, although there may be fees.

Money orders often have maximum amount limits, so if you want to pay for a big purchase, you should explore additional options as well.

To use a money order, you can purchase or send funds to someone else, similar to a check you can buy with cash.

If you're looking to buy a money order, be aware that fees can vary depending on the location and amount of the money order.

The US Postal Service charges $2.10 for money orders ranging from $0.01 to $500, and $3 for money orders between $500.01 and $1,000.

Some places, like Walmart, have a maximum fee of $1 for a money order.

The cost of a money order can also depend on the type of money order you're purchasing, such as a postal military money order, which has a fee of $0.79.

Here's a quick rundown of some common places to buy a money order and their average costs:

Keep in mind that some banks and credit unions may waive the fee for certain accounts, so it's worth checking with your bank to see if you qualify for a fee-free money order.

You can get money orders or cashier's checks from various places, and there are also some alternative options to consider.

Some popular peer-to-peer services like Zelle, Venmo, PayPal, and Cash App allow you to send money electronically, often for free, although some providers charge a fee for faster transfer times.

If you don't have a bank account, you can still purchase and cash out a money order at the local post office or grocery store.

Here are some alternatives to money orders:

When looking for alternatives to money orders, consider peer-to-peer payments like Zelle, Venmo, PayPal, and Cash App, which are often free and quicker than traditional money orders.

Some popular peer-to-peer services include:

Personal checks are another option, but they don't offer the same level of security as money orders or cashier's checks.

Cashier's checks are a more secure option, backed by bank funds and often used for large purchases, but they typically come with a higher cost and limited availability.

You can also get a cashier's check from your bank or credit union, which can deduct the funds directly from your account.

Online payment services like Google Pay, Apple Pay, and Facebook Messenger offer convenient options to connect to a bank account and send money to someone else using your phone or computer.

Personal checks are usually free to use with the best checking accounts, but they don't offer guaranteed funds for the seller.

If you have an account at a local bank or credit union, getting a money order from your financial institution can be a convenient option, but be aware that your bank may charge a small fee.

Most banks and credit unions will charge a fee to sell you a money order, but you may be able to convince them to waive it depending on your relationship with the institution.

Domestic money orders can be cashed for free at a Post Office, and you can also cash them at most banks and some stores.

You can also cash a USPS money order at a Post Office for free, making it a convenient option for those without a bank account.

You can send a money order with a maximum value of $1,000 within the United States.

To send a domestic money order, you'll need to go to any Post Office location.

The payment methods accepted are cash, debit card, or traveler's check. You cannot pay with a credit card.

To complete the transaction, you'll need to fill out the money order at the counter with a retail associate.

You'll also need to pay the dollar value of the money order plus the issuing fee.

Keep your receipt to track the money order.

Replacing Lost, Stolen, or Damaged Items can be a hassle, but there are some clear steps to follow. If you've got a damaged money order, take it and your receipt to your local Post Office location to get a replacement.

You can't stop payment on postal money orders, but you can replace a lost or stolen one. This process can take up to 30 days to confirm the loss or theft.

There's a fee to replace a lost or stolen money order, which is $20.15. This fee is a processing fee that you'll need to pay.

Here are some key details about replacing lost or stolen money orders:

Personal checks are a reliable option for smaller purchases, allowing you to pay with funds that are held aside in your account.

This method is best suited for those who are paying for smaller transactions, making it a practical choice for everyday expenses.

Once the payee cashes the check, their bank will request payment from your financial institution, ensuring a secure transaction process.

However, payment isn't guaranteed, as the funds are held aside in your account until the recipient requests payment, making it essential to have sufficient funds available.