What is Chase Pay and How to Get Started

Chase Pay is a mobile payment service that allows you to pay for purchases using your Chase credit card or debit card.

To get started, you need to download the Chase Pay app from the App Store or Google Play Store. You can also access Chase Pay through the Chase mobile app.

Once you have the app, you can link your eligible Chase credit card or debit card to your Chase Pay account. This can be done by logging into the app and following the prompts.

You'll need to have a Chase credit card or debit card that is eligible for Chase Pay, such as a Chase Freedom or Chase Sapphire card.

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Chase Pay can be used online or on your mobile device.

You can use Chase Pay at a variety of retailers, but for a list of specific stores that accept it, you can click here.

Chase Pay is integrated with the Chase Mobile app, so you won't need to download a separate app to use the service.

Any purchase made through Chase Pay will earn Ultimate Rewards points, just like using your credit card.

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Quick Settings are a breeze to manage with Chase QuickPay. You can access the Quick Settings tab to manage your contact information associated with your Chase QuickPay account.

To get started, choose the Chase account you want to associate with your QuickPay account at the bottom of the screen. Then you can add a phone number and up to 5 email addresses by selecting Add at the top right-hand side of the screen.

Here are the limits for sending money with Chase QuickPay:

These transfer limits are for your combined accounts, so you can't send $2,000 to someone from your personal account and another $5,000 to someone from your business account on the same day.

You can earn Ultimate Rewards points with Chase Pay, just like making a purchase with your credit card.

Chase Pay earns Ultimate Rewards points just like using your credit card, making it a great option to earn points on everyday purchases.

The Chase Freedom 5x points bonus category for Q1 and Q2 of 2018 was Chase Pay, showing that it's a valuable way to earn points.

Chase has run promotions offering bonus points at select retailers when paying with Chase Pay, such as 10x points at Best Buy and Walmart.

You can access Chase Offers through the Chase Pay mobile app, which offers additional discounts for using your Chase credit cards.

If you're wondering what purchases are eligible for Pay Yourself Back, the answer varies depending on your credit card. For Chase Sapphire Reserve cardholders, eligible purchases include utilities, insurance, gas stations, fitness clubs and gym memberships, and cardholder annual fees.

You'll receive 1.25 cents per point in redemption value for these purchases, which is a decent return on your points.

If you're a Chase Sapphire Preferred cardholder, you can redeem points for select charities at a rate of 1.25 cents per point.

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Chase Freedom Flex, Chase Freedom Unlimited, and Chase Freedom cardholders can also redeem points for select charities at 1.25 cents per point.

Business cardholders with the Ink Business Preferred, Ink Business Premier, Ink Business Cash, and Ink Business Unlimited cards can redeem points for select charities at 1.25 cents per point.

For these cards, the redemption period is set to end on December 31.

If you're a United credit card holder, you can redeem points for cardholder annual fees and airfare tickets purchased through United at a rate of 1.5-1.75 cents per mile, depending on the card.

This redemption rate is ongoing, with no specific end date.

Here's a summary of the eligible purchases for each card:

You can send money using Chase QuickPay with Zelle, which is integrated with the Chase Mobile app. To initiate a transfer, sign in to the Chase Mobile app, click on the menu button, and select QuickPay with Zelle.

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To send money, click on Send Money, add a recipient, and select an amount to send. You can also schedule your payment for a future date. The maximum amount you can send in a single transaction is $2,000, and you can send up to $16,000 in a calendar month with a personal checking account.

To receive money, the sender may have specific limitations based on the bank they're using with Zelle. You can view all of your QuickPay transactions, including money sent, money received, and money requested, in the QuickPay Activity tab.

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Using Chase Pay on Mobile is a straightforward process. First, you'll need to download the Chase Pay app and log in using your Chase.com credentials.

The app can be a bit clunky, but with some practice, you'll get the hang of it. To use Chase Pay, open the app, click on the blue Pay button at the bottom of your device, and a QR code will appear for the cashier to scan.

Here are the steps to use Chase Pay on Mobile:

1. Open the Chase Pay app and click on the blue Pay button.

2. A QR code will appear for the cashier to scan.

3. You'll be able to see which card you're paying with under the code.

4. Make sure to turn on the location settings in the app to see which merchants around you accept Chase Pay and view any offers you may have.

You can also use the Chase Mobile app to send money with Chase QuickPay. To do this, sign in to the app, click on the menu button, and select QuickPay with Zelle.

You can send up to $2,000 in a single transaction from a personal checking account or Chase Liquid card.

There's a daily limit of $2,000 and a monthly limit of $16,000 for personal accounts.

Business checking accounts have a higher daily and monthly limit: up to $5,000 in a single transaction, with a daily limit of $5,000 and a monthly limit of $40,000.

Chase Private Client Checking℠ and Private Banking accounts also have a daily limit of $5,000 and a monthly limit of $40,000.

Here's a summary of the sending limits:

If you're not a Chase customer or want alternative options, there are plenty of other apps to send money. Cash App and Venmo are two popular options that allow you to send or receive money, as long as the other person also uses the app.

Both Cash App and Venmo let you pay someone using a credit card, and they're free to download. Apple Pay and Google Pay are also options, but you need an iPhone or a Google account to use them.

If you choose to use an alternative app, be aware that it may take longer to receive the money, since you'll need to initiate a separate transaction to send the funds to your checking account.

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You can find some great deals with Chase Pay, especially at popular merchants.

Look out for the yellow Offer check mark near select merchants, it indicates they're offering something special.

Past promotions have included earning 300 Starbucks stars for using Chase Pay on a single transaction.

You can also get $8 off at Five Guys with Chase Pay.

If you're looking for ways to pay your credit card bills, you're in luck - there are alternatives to Chase's new policy. You can still use third-party buy now, pay later platforms like Klarna and AfterPay until October 10, but after that, Chase will start declining payments from these platforms.

If you're not a Chase customer or are looking for other options, you've got plenty of choices. Cash App, for example, is a popular financial app that allows you to send or receive money for free. You can even pay a friend with a credit card using Cash App.

Venmo is another option that works similarly to Cash App, but with a public feed for sharing transaction information. Both you and your friend must download the app and create a Venmo account to start transferring cash.

Apple Pay and Google Pay are also viable alternatives, allowing you to send money right in the Messages app (if you have an iPhone) or through a Google account. Just keep in mind that these apps may require separate registration and may take longer to receive the money.

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Here are some popular alternatives to Chase Quickpay:

It's worth noting that while most of these apps require separate registration, their popularity means you or your friends may already have them set up. Just make sure to find the one that's best for you and the people to whom you frequently transfer money.

If you're not satisfied with Chase Pay, you can try other options.

You can't use Chase Pay with business cards or MasterCards, so consider alternatives that accept a wider range of cards.

Some merchants may not accept Chase Pay, so it's a good idea to check beforehand.

Chase Pay is similar to Apple Pay, which means you can use it for quick payments with participating merchants.

If you're looking for a more flexible payment option, you might want to explore other digital wallet services.

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If you need to pay a credit card bill in person, you can visit any of the Chase branches. You can use the online tool to find a location near you.

You don't need to have a deposit account at the bank to pay your credit card bill in person.

Requesting a credit through Chase's Pay Yourself Back program is relatively straightforward. You can log in to your eligible Chase account via the mobile app or desktop and select the "Pay Yourself Back" option in the redemption menu.

You'll see a list of eligible purchases for which you can redeem points, and points can be redeemed for purchases as far back as 90 days.

You can offset the full purchase amount, assuming you have enough points to cover it.

Your statement credit should post within three business days.

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