
Celebrities often use high-end credit cards for luxury purchases, and some of the most popular options include the American Express Centurion Card, which has a whopping $5,000 initiation fee and a $10,000 annual fee.
These exclusive cards offer premium rewards and benefits that cater to their high-end lifestyle.
The American Express Centurion Card is known for its high-end rewards and benefits, including access to exclusive events and personalized customer service.
Some celebrities have been spotted using the Chase Sapphire Reserve Card, which offers a $450 annual fee and 50,000 bonus points after spending $4,000 in the first three months.
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Credit Cards Used by Celebrities
Celebrities have a clear preference for American Express credit cards, particularly the Green and Gold Business cards. These cards offer exclusive rewards, premium status, and practical expense management features that meet the unique needs of celebrities.
The Green Card offers generous cash back rewards on dining, travel, and transit, making it a popular choice among celebrities. American Express's exclusive rewards program is a major draw, offering access to premium travel, dining, and entertainment benefits.

The analysis of celebrity credit cards found a notable absence of the American Express Platinum Card in their wallets, likely due to its high annual fee and premium perks that may not align with the needs of all celebrities.
Mastercard Black Card
The Mastercard Black Card is a luxury credit card that's definitely worth considering if you're a high-roller. You can actually apply for it, and if you qualify, you'll gain access to a host of travel and concierge perks.
The annual fee for this card is $495, but you get a lot in return. A 24/7 concierge service will help you make travel arrangements, arrange dinner reservations, find high-demand products, and even deliver gifts and flowers.
This concierge service is a game-changer, especially when you're traveling abroad. They can also help in times of crisis, like if you lose something while traveling or need to change your travel plans quickly.
You'll also get travel credits, airport lounge access, hotel room upgrades, and travel insurance with the Mastercard Black Card.
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Visa Infinite

Visa Infinite is the highest level of Visa-branded card, ranking above Visa Signature and Visa Traditional cards.
The Chase Sapphire Reserve, Capital One Venture X Rewards Credit Card, and the U.S. Bank Altitude Reserve Visa Infinite Credit Card are just a few examples of cards that offer Visa Infinite status.
One of the key benefits of Visa Infinite is access to a concierge service that can help book travel plans, restaurant reservations, and tickets to sporting events and concerts.
With Visa Infinite, you'll also get VIP status, room upgrades, and free breakfast through the Visa Infinite Luxury Hotel Collection.
You'll be able to enjoy rental car discounts with Avis, Hertz, National, and Audi, as well as personalized winemaker and celebrity chef experiences through Infinite's fine wine and food program.
Access to over 1,300 airport lounges is also included, along with travel credits and travel insurance.
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Frequently Asked Questions
What credit card do millionaires use?
Millionaires often use Bank of America credit cards, despite the stereotype of luxury black cards. Bank of America is the most popular credit card issuer among high-net-worth Americans, including millionaires.
What is the most famous credit card?
The American Express Centurion Card, also known as the "Amex Black Card," is widely regarded as the most famous credit card in the world. Its exclusive invitation-only policy and luxurious benefits have made it a highly sought-after card.
Sources
- https://phongnhaexplorer.com/qna/finance/what-credit-cards-do-celebrities-use.html
- https://wallethub.com/edu/cc/celebrity-credit-cards/25907
- https://www.investopedia.com/articles/personal-finance/100615/5-credit-cards-super-rich.asp
- https://nypost.com/credit-cards/exclusive-credit-cards-used-by-millionares/
- https://www.reviewjournal.com/business/which-credit-cards-do-oprah-warren-buffett-and-kim-kardashian-use/
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