
Credit cards are made from a variety of materials, including plastics, metals, and paper.
The base material of most credit cards is a type of plastic called polyvinyl chloride, or PVC. This is the same material used for many other types of cards, such as gift cards and membership cards.
PVC is a durable and flexible material that can be molded into the shape of a credit card. It's also resistant to scratches and fading, which helps the card look its best over time.
The use of PVC as the base material allows credit card manufacturers to create cards with a smooth, even surface that's easy to handle.
What Are Credit Cards Made Of?
Credit cards are made of a type of plastic called polyvinyl chloride acetate, or PVCA, which is most commonly known as PVC.
This type of plastic is widely used in the production of credit cards due to its durability and resistance to wear and tear.
The exact composition of credit cards is a closely guarded secret, but it's known to be a combination of PVCA and other additives that enhance its properties.
PVCA is a versatile material that can be molded into various shapes and forms, making it an ideal choice for credit cards.
In fact, PVC is so common that it's used in a wide range of everyday products, from packaging materials to clothing.
Types of Materials Used
Credit cards are made from a variety of materials, each with its own unique properties and benefits. The most common material used is polyvinyl chloride acetate, also known as PVCA or PVC.
Plastic cards are typically around 0.76 mm thick and weigh around 5 to 6 grams, although this can vary depending on the issuer and specific technologies used.
The core of a credit card is often made from PVCA, which is mixed with opacifying materials, dyes, and plasticizers to give it the proper appearance and consistency.
Check this out: Can Debit Cards Be Used as Credit Cards
A credit card can be made from a variety of metals or metal alloys, including stainless steel, brass, and copper, each providing a unique look and feel.
Here are some of the primary raw materials used in the production of metal cards:
- Stainless Steel: provides a weighty, premium feel and can be brushed or polished for varying finishes
- Brass: has a unique golden hue, providing a luxurious and distinct appearance
- Copper: carries a distinct reddish-brown appearance, giving the card a vintage or aged look
- Titanium: often reserved for high-end or luxury card offerings
In addition to these materials, some credit cards may also feature special printing processes, such as magnetic inks or holograms, which are made by dispersing metal oxide particles in the appropriate solvents.
Manufacturing and Processes
Credit cards are made from a combination of materials, but the manufacturing process is what brings them all together.
The first step in making a credit card is to compound and cast plastic core and laminate materials into sheet form.
This sheet form is then printed with the necessary information, such as the cardholder's name and account number.
Next, the laminates are applied to the core, adding an extra layer of protection and durability.
Finally, the assembled sheet is cut into individual cards, ready for use.
Frequently Asked Questions
Is it true you eat a credit card worth of plastic?
Yes, research suggests that the average adult ingests a credit card's worth of plastic particles every week. However, the exact impact of this on human health is still being studied and debated.
Sources
- https://www.thalesgroup.com/en/markets/digital-identity-and-security/banking-payment/cards/alternative-to-pvc
- https://www.madehow.com/Volume-4/Credit-Card.html
- https://www.foismetal.com/blog/from-raw-materials-to-cards-what-are-credit-cards-made-of/
- https://cardrare.com/de/blogs/news/plastic-credit-cards-vs-metal-credit-cards-comparison
- https://www.streetdirectory.com/travel_guide/164428/credit_cards/manufacturing_credit_cards_materials_and_processes.html
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