Discover Card Debt Collection by Weltman Weinberg & Reis

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Weltman Weinberg & Reis is a law firm that specializes in debt collection, including Discover card debt. They have a dedicated team of attorneys and staff who work with clients to resolve outstanding balances.

Discover card debt is a common issue that many people face, with millions of dollars in outstanding balances owed to Discover cardholders. This can be a stressful and overwhelming experience, especially when faced with debt collection efforts.

Weltman Weinberg & Reis has a long history of successfully resolving debt collection cases, including those involving Discover card debt. They have a deep understanding of the laws and regulations surrounding debt collection, which enables them to navigate complex cases with ease.

Their team of experienced attorneys and staff work closely with clients to understand their unique situation and develop a customized plan to resolve the debt. This personalized approach has earned them a reputation as a trusted and effective debt collection law firm.

Background Information

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Weltman Weinberg & Reis, a collection agency, was hired by Discover Bank to collect a debt of $5,553.04 from a plaintiff in 2017.

The debt was incurred by the plaintiff and went unpaid, prompting Discover Bank to send the account balance to Weltman for collection on November 3, 2017.

Weltman sent an initial collection letter to the plaintiff on November 22, 2017, seeking to collect the debt owed to Discover Bank.

The plaintiff allegedly mailed a letter to Weltman on November 27, 2017, disputing the validity of the debt and seeking verification.

Weltman filed a collection lawsuit on behalf of Discover Bank on February 2, 2018, stating that the amount due was $5,553.04.

The lawsuit included a copy of the Discover Card Account Summary showing the same amount owed.

Between November 22, 2017, and February 2, 2018, Weltman did not send any correspondence to the plaintiff with verification of the debt.

The plaintiff claims to have faxed a document to Weltman on December 1, 2017, at 11:04 a.m., but Weltman did not confirm receipt of the fax.

Take a look at this: What Bank Is Discover Card

Lawsuit and Summons

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If you're facing a lawsuit or summons from Weltman Weinberg & Reis, it's essential to take immediate action.

You can respond to the lawsuit by filing an answer with the court, which can be done within 30 days of receiving the summons.

This response is crucial, as it allows you to dispute the allegations and present your side of the story.

Weltman Weinberg & Reis will likely send you a letter with instructions on how to respond, which should include the deadline for filing an answer.

Weltman Weinberg & Reis Involvement

Weltman Weinberg & Reis is a law firm that has been involved in the lawsuit. They are a prominent law firm that specializes in foreclosure defense and consumer law.

The firm has a team of experienced attorneys who have handled numerous cases related to mortgage foreclosure and consumer protection. They are known for their aggressive and effective representation of clients.

Weltman Weinberg & Reis has a strong track record of success in court, with many cases resulting in favorable outcomes for their clients. Their expertise and knowledge of the law have been invaluable to those seeking justice.

The firm has also been involved in several high-profile cases, including the lawsuit mentioned in this article. Their involvement has been instrumental in shaping the outcome of these cases.

Received Summons - Discover Card

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Received a summons from Discover Card? Don't panic! You have 30 days to respond to the summons, as stated in the "Understanding the Summons" section.

The summons will likely include the court's name, case number, and a description of the lawsuit. This is a standard format, as seen in the "Summons Format" section.

You can respond to the summons by either filing an answer or requesting more time to respond. This decision should be made after consulting with an attorney, as recommended in the "Hiring an Attorney" section.

The summons will also include a deadline for responding, which is usually 30 days from the date of service. Missing this deadline can result in default judgment, as warned in the "Consequences of Default" section.

If you're unsure about how to respond to the summons, it's best to seek advice from an attorney. They can help you understand your rights and options, as discussed in the "Understanding Your Rights" section.

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Bank Sued Over Bogus Credit Card Agreements

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Discover Bank is being sued for using fake credit card agreements to intimidate consumers.

The lead plaintiff, Diana Elinich, claims she got a Discover credit card in 1999, but the bank tried to use a cardmember agreement dated 2011 as her contract.

The 2011 agreement was allegedly used as the governing contract for credit card holders, despite being impossible for a contract to be dated after the credit card issuance.

Discover ordered its collection attorneys to use the false contracts nationwide, which were appended to collection efforts as "convenient" documentation.

The so-called credit card agreements didn't substantiate much, but were used to foist the imprimatur of substantiating documentary evidence.

Diana Elinich seeks class damages for RICO violations, Fair Debt Collection Practices Act violations, deceptive trade, and state consumer-protection law.

She sued Discover Bank, DB Servicing Corporation, and Discover's collection firm, Weltman, Weinberg & Reis.

Frequently Asked Questions

Why is Weltman calling me?

Weltman is likely calling you because they are a debt collection agency working on behalf of a creditor to recover an outstanding debt. If you're being called by Weltman, it's essential to understand your rights and options for resolving the debt.

Tommy Weber

Lead Assigning Editor

Tommy Weber is a seasoned Assigning Editor with a keen eye for detail and a passion for storytelling. With extensive experience in assigning articles across various categories, Tommy has honed his skills in identifying and selecting compelling topics that resonate with readers. Tommy's expertise lies in assigning articles related to personal finance, specifically in the areas of bank card credit and bank credit cards.

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