Wells Fargo Bank Rent Credit Card Review and Comparison

The Wells Fargo Bank Rent Credit Card offers a 0% introductory APR for 6-18 months on purchases and balance transfers, depending on your creditworthiness.

If you're a renter, you can earn rewards on your rent payments, which is a unique feature of this card.

The Wells Fargo rent credit card offers a rewards program that allows you to earn points on your rent payments, which can be redeemed for cash back, travel, or merchandise.

You can earn points on your rent payments with the Bilt Mastercard, one of the rare cards on the market that offers rewards on rent payments.

The Bilt card also offers points on dining and travel, making it a solid everyday card.

There are no rotating categories, no quarterly activations, no category limitations, and no earning caps with the Wells Fargo Active Cash Card, which earns unlimited 2% cash rewards on purchases.

You can redeem your cash back rewards as statement credits, on purchases charged to your credit, as cash or gift cards, or even toward travel bookings.

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Wells Fargo points are usually worth a 1 cent apiece, which is the industry standard.

Here's a summary of the rewards options with Wells Fargo:

The Wells Fargo Active Cash Card earns unlimited 2% cash rewards on purchases, one of the best flat cash rewards rates of any no-annual-fee card.

You can redeem rewards as statement credits to a Wells Fargo Mortgage, loan, or credit product, on purchases charged to your credit, as cash or gift cards, or even towards travel bookings.

Wells Fargo points are usually worth a 1 cent apiece, which is the industry standard, but you can transfer points to travel partners with the Bilt card to increase their value.

Here are some ways to redeem your rewards:

The Bilt Mastercard offers a unique bonus offer of double points on the first of each month, making it a solid everyday card for earning rewards.

Earning cash back rewards is a great way to get something back for your everyday purchases. The Wells Fargo Active Cash℠ Credit Card offers up to 2% cash back on all purchases.

To put that in perspective, if you spend $1,000 per month on your credit card, you'd earn $20 in cash back rewards per month. That's $240 per year.

The Wells Fargo Active Cash℠ Credit Card also offers a $200 welcome offer after spending $500 in the first 3 months. This can be a great way to earn some extra cash back right off the bat.

The annual fee for this card is $0, which is a big plus. And with a 0% intro APR on purchases for the first 15 months, you can enjoy some extra time to pay off your purchases without interest.

One thing to keep in mind is that the value of your rewards can vary depending on how you use them. Wells Fargo points are usually worth a 1 cent apiece, which is the industry standard.

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The Wells Fargo Active Cash Card earns unlimited 2% cash rewards on purchases, making it one of the best flat cash rewards rates of any no-annual-fee card. This means you can earn rewards on all your purchases without having to worry about rotating categories or quarterly activations.

The card also offers a decent welcome bonus offer, and you can redeem rewards as statement credits, on purchases charged to your credit, as cash, or gift cards. This flexibility makes it easy to use your rewards how you want.

You can also earn rewards on rent payments with the Bilt Mastercard, which is a unique feature that sets it apart from other cards. This card also offers points on dining and travel, making it a solid everyday card.

Wells Fargo points are usually worth a 1 cent apiece, which is the industry standard. This means you can earn rewards that are worth real money.

Here are some key features of the Wells Fargo Active Cash Card:

The Wells Fargo Active Cash Card is a great option for earning rewards on all your purchases, and the Bilt Mastercard is a good choice for earning rewards on rent payments.

Wells Fargo offers a range of credit cards, including options for balance transfers, cash back, and earning rewards on rent payments.

You can compare Wells Fargo credit cards using their table to get a sense of which one is best for you. This will help you make an informed decision.

Some of the best Wells Fargo credit cards include the Wells Fargo Reflect Card, which is best for balance transfers, and the Wells Fargo Active Cash℠ Credit Card, which offers unlimited 2% cash rewards on purchases.

If you're looking for the best Wells Fargo credit cards, you've come to the right place. We've got the top picks and reviews to help you make an informed decision.

Our editors have handpicked the top credit cards from Wells Fargo, and you can find them in our Best cards of January 2025 section. This is where you can compare all the cards and see our top offers.

If you're looking for a specific type of card, such as an airline credit card or a cashback credit card, you can find them in the Airline credit cardsBalance transfer cardsBusiness credit cardsCashback credit cardsCrypto credit cardsHotel credit cardsNo annual fee cardsTravel credit cardsRewards credit cardsSecured credit cardsStudent credit cards section.

We compare the best Wells Fargo credit cards, including the Wells Fargo Reflect Card, which is best for balance transfers, and the Wells Fargo Active Cash℠ Credit Card, which is best for cash back. You can find more information about these cards in the Quick look at the best Wells Fargo credit cards section.

Here are some of the top Wells Fargo credit cards:

If you're interested in the Wells Fargo Active Cash Card, you can find more information about it in the Wells Fargo Active Cash Card section. This card offers a $200 cash rewards bonus after spending $500 in purchases in the first 3 months, and it has a 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers.

The Wells Fargo Active Cash Card is definitely worth considering, especially with its lucrative rewards program.

You can earn a $200 cash rewards bonus after spending just $500 in the first three months, which is a great incentive to get started.

The card offers unlimited 2% cash rewards on purchases, which is a straightforward and easy-to-understand rewards structure.

One thing to keep in mind is the introductory APR, which is 0% for 12 months on purchases and qualifying balance transfers.

After the introductory period, the APR jumps to 19.24%, 24.24%, or 29.24% Variable APR, depending on your creditworthiness.

You'll also need to pay a balance transfer fee of 3% then a BT fee of up to 5%, min: $5, if you transfer a balance within 120 days.

The good news is that there's no annual fee to worry about, which means you can enjoy the benefits without any extra costs.

Here are the key benefits of the Wells Fargo Active Cash Card at a glance:

Overall, the Wells Fargo Active Cash Card is a solid choice for those who want a hassle-free rewards program with no categories to track or remember.

The Wells Fargo Bank Rent Credit Card is a valuable tool for renters who want to build credit while paying their rent on time.

This card offers a unique feature called "Rent Reporting", which allows users to report their rent payments to the three major credit bureaus: Experian, TransUnion, and Equifax.

Rent payments are reported as on-time payments, which can help improve credit scores over time.

The card also comes with a rewards program that offers 1% cash back on all purchases, including rent payments.

Cardholders can earn rewards on up to $16,000 in rent payments per year, which can be redeemed for cash or other rewards.

The card has no annual fee and no foreign transaction fees, making it a cost-effective option for renters who want to build credit.

The Wells Fargo Bank Rent Credit Card also offers a credit limit of up to $10,000, which can be used to make rent payments or other purchases.

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You can apply for a Wells Fargo card on the Wells Fargo website or in person at a Wells Fargo branch.

To qualify for a Wells Fargo card, you'll need good to excellent credit, which means a FICO score of 670 or higher.

Wells Fargo does not limit the number of cards you can have at one time, but you might not qualify for another card if you've opened one in the last six months.

The Wells Fargo Autograph Journey℠ Card is a great option for consumers who want a Wells Fargo product, offering top-tier phone insurance, travel protections, and different travel partners.

You'll need to have a minimum airline purchase of $50 to get the $50 airline credit with the Wells Fargo Autograph Journey℠ Card.

Wells Fargo still offers credit cards, although they retired most of their legacy cards, and some of their current cards are the Bilt Mastercard, Wells Fargo Reflect Card, Wells Fargo Autograph Card, and Wells Fargo Active Cash Card.

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