Wells Fargo ATM Card Security and Protection Features

Wells Fargo ATM card security and protection features are designed to safeguard your account information and prevent unauthorized transactions.

Wells Fargo offers Zero Liability protection, which means you won't be held responsible for unauthorized transactions on your account.

If your card is lost or stolen, Wells Fargo's Customer Service team is available 24/7 to assist you.

Wells Fargo's ATM card also comes with a chip, which adds an extra layer of security to online transactions.

Activating and managing your Wells Fargo ATM card is a breeze. You can activate your new card by calling the phone number located on the sticker affixed to the front of your replacement card.

If you have a personal debit or prepaid card, you can also activate it online or by using it at any Wells Fargo ATM.

To activate your card, you can use one of the following phone numbers:

You can also activate your personal credit card online. Once your card is activated, you can use it to make purchases, withdraw cash, and more.

If you need to temporarily turn your card off, you can do so by signing into Wells Fargo Online or the Wells Fargo Mobile app. This can help prevent unauthorized transactions if you've misplaced your card.

To turn your card off, you can also call 1-800-869-3557 for personal debit, prepaid, or credit cards, or 1-800-225-5935 for business debit cards.

Your Wells Fargo ATM card comes with robust security features to protect you from potential threats. You can rest assured that your accounts are regularly reviewed for unusual activity.

24/7 fraud monitoring is a standard service that keeps a watchful eye on your accounts. If suspicious activity is detected, you'll receive an alert to review and respond promptly.

You're covered by Zero Liability protection, which means you won't be held responsible for unauthorized card transactions if you report them promptly. This protection applies to Wells Fargo Credit, Debit, ATM, and Prepaid Cards.

In the event of unauthorized transactions, you need to report them to Wells Fargo as soon as possible to avoid any liability.

If you don't have other payment options in the meantime, you can still access your funds. We offer a variety of solutions to meet your needs.

You may be able to use your digital wallet while you wait for your replacement card to arrive, if you've already added your eligible Wells Fargo Debit or Credit Card to a Wells Fargo-supported digital wallet. You can make purchases in stores, in apps, or online where you see the digital wallet logo or Contactless Symbol at checkout.

All 13,000 Wells Fargo ATMs in the country can now allow customers to access their accounts without needing their debit card, using a mobile app to find an access code. You can use that code plus your PIN number for secure access.

You can use your digital wallet to make purchases in stores, in apps, or online where you see the digital wallet logo or Contactless Symbol at checkout. This is a convenient option, especially if you're waiting for a replacement card to arrive.

If you already added your eligible Wells Fargo Debit or Credit Card to a Wells Fargo-supported digital wallet, you're all set to go. You can use it just like your physical card.

You can also access any Wells Fargo ATM with your Wells Fargo Debit Card in your digital wallet by tapping on the Contactless Symbol. This is a great perk, and it's available to you even while you're waiting for a new card.

If you don't have other payment options in the meantime, you're not alone. Many people face this challenge.

Need access to your funds sooner? If you cannot wait for your replacement card to arrive, we offer a variety of solutions to meet your needs.

You can rely on these alternatives to get you back on track.

You can access your Wells Fargo account without your debit card at any of the 13,000 Wells Fargo ATMs in the country.

Just use the mobile app to find an access code, which is only available to you for 30 minutes.

This code, paired with your PIN number, is just as secure as using a debit card.

If you need to access your account again, you can get another code later on.

If you don't have your debit card, you can also use a digital wallet, like the one you added your Wells Fargo Debit or Credit Card to, to make purchases and access your account.

Just look for the digital wallet logo or Contactless Symbol at checkout.

You can even use your digital wallet to access any Wells Fargo ATM by tapping on the Contactless Symbol.