
Walmart International Money Orders are a convenient way to send money abroad, but it's essential to understand the process and fees involved.
You can purchase Walmart International Money Orders online or in-store, with a minimum purchase of $10.
The maximum amount you can send varies depending on the country, with some countries having a maximum limit of $5,000.
Walmart charges a fee for each money order, which ranges from $4 to $14.99, depending on the amount sent.
The recipient can cash the money order at a financial institution, but be aware that some institutions may charge a fee for cashing a money order.
How to Buy a Money Order
To buy a money order, you'll need to know how much you want to send and who you're sending it to. You should also be prepared with cash or a debit card, and have the payee's name and the amount ready.
You can buy a money order at various places, including Walmart Supercenter or Neighborhood Market, and MoneyGram locations. Some outlets, like Walmart and U.S. post offices, don't accept credit cards, so be sure to use a debit card or cash.
Be careful when filling out the money order, as you won't be able to change the information afterward. You'll need to add the payee's name, your name, and possibly your address, and sign the money order.
Keep the receipt, as it will have a tracking number that you can use to verify that the money order got to the intended recipient. If any problems arise, contact the place where you bought the money order to get help.
Here are some general requirements for buying a money order:
- Know the payee's name and the amount you want to send
- Have cash or a debit card ready
- Be prepared to fill out the money order with your name and address (if required)
- Keep the receipt for tracking purposes
Where to Buy Money Orders
You can buy money orders at various locations, depending on the type of money order you want. Western Union money orders can be purchased at any participating Western Union agent location, which you can find on their website.
To find a Western Union agent location near you, simply visit their website. MoneyGram money orders can be purchased at any MoneyGram location, which you can also find on their website.
If you're looking for a convenient option, you can buy a MoneyGram/Walmart money order at any Walmart Supercenter or Neighborhood Market at the customer service or money service desks.
When to Use a Money Order
When to use a money order is a great question. Money orders are ideal for when you need to make a payment but can't use cash, a personal check, or a smartphone app.
They're widely accepted and more secure than cash because they're prepaid, eliminating the risk of non-sufficient funds or bounced payments. You can pay bills safely even if you don't have a checking account.
Some outlets allow you to buy a money order with a credit card, but others don't, including Walmart and U.S. post offices. In those cases, you'll have to use a debit card or cash to buy a money order.
You can use money orders to send money internationally, but not all money orders work abroad. Some money transfer providers like MoneyGram allow you to send money orders to other countries.
Here are some scenarios where money orders are the best payment method:
- You need to send money securely
- You're worried about bouncing a check
- You're sending money internationally
- You don't have a checking account
The Bottom Line
For less than $1,000, money orders can be an easy way to purchase something, pay a bill, or pay back personal debt. They're widely available for a small fee at locations like Walmart, CVS, and USPS.
Money orders have a value cap, which means you can't buy one for more than $1,000. This is a limitation you should keep in mind.
You can buy a money order at Walmart, CVS, or USPS for a small fee. Walmart's website even has a section dedicated to making money orders easy.
If you lose or cancel a money order, you may experience delays in receiving a refund. This is something to consider before using money orders.
Money orders are a reliable alternative to checks and cash for people who don't have access to a checking account or prefer a more secure method of payment.
Here are some places where you can buy a money order:
- United States Postal Office
- Walmart
- USPS
- CVS
Money Orders: Pros and Cons
Money orders can be a convenient payment method, but it's essential to consider the pros and cons before using one.
Money orders are widely available and don't require a bank account to send or receive, making them accessible to everyone.
However, once a money order is cashed or lost, it can be difficult to get your money back, even if it was due to a scam or fraud.
Money orders can also be subject to cash advance fees and interest if purchased with a credit card.
A money order can be a good option when you need to send money securely, as it doesn't include your bank account number and ensures only the recipient can use it.
You can also use a money order if you're worried about bouncing a check, as it's prepaid and can't be rejected for insufficient funds.
Some money transfer providers like MoneyGram allow you to send money orders internationally, but not all money orders work abroad.
If you don't have a checking account, a money order is a viable option for paying bills safely, but you can also consider using a prepaid debit card.
If you do decide to use a credit card to buy a money order, be aware that credit card issuers will likely treat it as a cash advance, charging a fee and interest immediately.
Here are some key differences between using a credit card and other payment methods:
If you need to cancel a money order, you'll typically need to bring your receipt and the money order itself to the issuer, and you may be charged a fee.
Frequently Asked Questions
How do I get an international money order?
You can obtain an international money order from banks or post offices in your country, which offer this service to their customers. Check with your local bank or post office for specific requirements and fees.
Sources
- https://www.nerdwallet.com/article/banking/money-orders
- https://www.retaildive.com/news/walmart-to-add-western-union-services-to-stores/593648/
- https://www.investopedia.com/how-to-fill-out-a-money-order-step-by-step-4589636
- https://www.netspend.com/blog/how-to-fill-out-money-order
- https://www.domain-b.com/companies-organisations/firms-companies/wal-mart-launches-own-money-transfer-service
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