Wafd Bank Stock Overview and Outlook

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Wafd Bank's stock has shown a steady growth over the years, with a compound annual growth rate of 12.5% from 2015 to 2020.

The bank's financial performance has been driven by its strong presence in the Egyptian market, with a network of over 200 branches and a customer base of over 2 million.

In terms of stock performance, Wafd Bank's shares have consistently traded above the market average, making it an attractive option for investors looking for a stable return.

The bank's future outlook is also promising, with plans to expand its services and products to cater to the growing needs of its customers.

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Stock Performance

WaFd Bank's stock price has seen its fair share of ups and downs. The current share price is US$29.69.

Over the past year, the stock has shown a 1 Year Change of 8.99%, indicating a positive trend. However, the 3 Year Change of -16.01% suggests a more complex story.

Here's a breakdown of the stock's performance over various time periods:

The stock's beta of 0.84 indicates a relatively stable performance compared to the overall market.

History & Performance

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The share price of WaFd has had its ups and downs over the past year, with a 52-week high of US$38.62 and a 52-week low of US$25.79.

The company's current share price is US$29.69, which represents a 1 month change of 0.30% and a 3 month change of -18.84%.

WaFd's beta is 0.84, indicating a relatively stable stock.

Over the past year, the company's share price has increased by 8.99%, but over the past 3 years, it has decreased by 16.01%.

Here's a breakdown of WaFd's share price changes over different time periods:

The company's share price has increased by 2,987.85% since its IPO, a significant change that's worth noting.

Quarterly Earnings

WaFd's quarterly earnings per share have been on the rise, with a notable increase in recent years.

In Q1, WaFd announced a quarterly earnings per share of $0.54, a significant improvement from previous quarters.

This growth is a testament to the company's solid financial performance.

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The company's net income and return on average assets have also seen a notable increase, with a return on average assets of 6.42%.

WaFd has continued to track to its plan post-acquisition, with a quarterly earnings per share of $0.75 in a subsequent quarter.

This indicates a strong financial foundation and a successful integration of the acquired business.

In fact, WaFd's quarterly earnings per share have reached as high as $0.85, a remarkable achievement.

This impressive growth has likely contributed to the company's overall stock performance.

Valuation and Dividends

WaFd Bank stock has been making headlines with its recent dividend increase. The company announced an increase to the regular quarterly cash dividend to 26 cents per share, a significant boost to its dividend payout.

WaFd Bank's valuation looks promising, with a P/E ratio of 12.2x in 2025 and 9.83x in 2026. This suggests that investors may be able to purchase shares at a relatively low price compared to the company's earnings.

Explore further: Tfc Dividend Yield

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The dividend yield for WaFd Bank is also attractive, with a forecast of 3.54% in 2025 and 3.6% in 2026. This means that investors can expect to earn around 3-4% in dividend income each year, which can be a great way to generate passive income.

Here's a quick summary of WaFd Bank's valuation and dividend metrics:

Overall, WaFd Bank's valuation and dividend metrics look strong, making it a stock worth considering for income investors.

Rewards

The rewards of investing in this company are certainly attractive. It's trading at 37.4% below its estimated fair value, which suggests there's potential for a significant upside.

Earnings are forecast to grow at an impressive rate of 18.44% per year. This kind of growth can lead to a significant increase in the company's value over time.

Paying a reliable dividend of 3.5% is a great bonus for investors. This regular income stream can provide a sense of security and help offset any market volatility.

Valuation: Inc

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WaFd, Inc. is a company with a market capitalization that has fluctuated between 1.92B and 88.19B over the past few years. The current market capitalization is not explicitly stated in the article sections provided, but we can see that it's been as high as 88.19B and as low as 1.92B.

The company's P/E ratio in 2025 is estimated to be 12.2x, which is a significant multiple. This means that investors are willing to pay 12.2 times the company's earnings per share for each share of stock. The P/E ratio is expected to decrease to 9.83x in 2026.

Here is a table showing the company's market capitalization and P/E ratio for the years 2025 and 2026:

The company's Enterprise value has also fluctuated between 2.42B and 363B over the past few years. The Enterprise value is a measure of the company's total value, including its debt and cash.

WaFd, Inc. has a free-float of 51.8%, which means that a significant portion of the company's shares are available for public trading. The company's yield, or dividend payout ratio, is expected to be around 3.5% in 2025 and 3.6% in 2026.

Cash Dividend

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WaFd, Inc. has a history of increasing its cash dividend, with the most recent announcement being an increase to 27 cents per share. This is a notable increase from previous dividends, which have ranged from 25 to 26 cents per share.

The company's commitment to paying a reliable dividend is evident, with a yield of 3.5% mentioned in one of the articles. This is a significant return on investment, especially when compared to other financial instruments.

WaFd's dividend payments have been regular, with the most recent announcement being a cash dividend of 26 cents per share. This payment is a testament to the company's financial stability and ability to generate cash flow.

Here are the details of WaFd's dividend payments:

WaFd's ability to generate cash flow and pay a reliable dividend is a key factor in its valuation. The company's enterprise value has been steadily increasing, with a current value of 2.42B. This is a significant increase from previous years, with the company's enterprise value having grown by over 1B in the past year alone.

Analyst Insights

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Analysts are mixed on WAFD stock, with 5 analysts giving an average rating of "Hold." This suggests a neutral stance on the stock's potential.

Some analysts have downgraded their ratings for WAFD stock, including DA Davidson, which downgraded it to Neutral from Buy. This change in rating may be a sign of caution for investors.

According to analyst forecasts, the 12-month stock price forecast is $33.2, representing an 11.82% increase from the latest price. This could be a promising outlook for investors looking to buy into WAFD stock.

Here are some recent analyst recommendations for WAFD stock:

Analysts' Recommendations:

Analysts have been actively following WaFd, Inc. and sharing their insights on the company's stock performance. Analysts' recommendations for WaFd stock are mixed, with 5 analysts averaging a "Hold" rating.

DA Davidson downgraded WaFd to Neutral from Buy, adjusting the price target to $32 from $35. This downgrade came on February 6. Keefe, Bruyette & Woods also downgraded WaFd to Market Perform, but with a price target of $40.

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Stephens adjusted its price target on Washington Federal to $36 from $32, maintaining an Equalweight rating. Stephens made this adjustment on July 24, 2018. Piper Sandler adjusted its price target on Washington Federal to $31 from $29, maintaining a Neutral rating, made on May 20.

A recent SEC filing revealed that a Wafd insider sold shares worth $399,273. This sale was reported on May 22.

Here is a summary of the analysts' recommendations:

$3624-07-18Piper SandlerNeutral$3124-05-20

These analysts' recommendations provide valuable insights into WaFd's stock performance and potential future growth.

If this caught your attention, see: Td Bank Mobile Banking App

CEO on Regional Bank Challenges and Luther Acquisition

WaFd Bank is facing significant challenges as a regional bank. Brent Beardall, WaFd Bank's president and CEO, discussed the difficulties regional banks are experiencing.

One of the main challenges is commercial real estate. Brent Beardall highlighted the importance of this sector.

Regional banks like WaFd Bank are heavily invested in commercial real estate, making it a critical area of focus. Brent Beardall emphasized the need for careful management of this sector.

The Luther acquisition is also a significant development for WaFd Bank. Brent Beardall joined 'Power Lunch' to discuss the company's outlook following this acquisition.

Brent Beardall expressed optimism about the future of WaFd Bank, citing the Luther acquisition as a key factor in the company's growth.

Company Information

Credit: youtube.com, WaFd Bank CEO Brent Beardall on the rebrand and the stock's performance

Wafd Bank is a leading bank in Egypt, founded in 1977. It's a public shareholding company listed on the Egyptian Stock Exchange. The bank has a strong presence in the Egyptian market with over 100 branches across the country.

The bank's main activities include corporate and retail banking, as well as investment banking. Its services include deposit accounts, loans, and credit cards. Wafd Bank also offers online banking services for its customers.

Wafd Bank has a diverse shareholder base, with the Egyptian government holding a significant stake in the bank. The bank's shares are also listed on the London Stock Exchange. This listing allows international investors to buy and sell the bank's shares.

The bank's mission is to provide innovative financial solutions to its customers, while maintaining a strong commitment to corporate social responsibility.

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News and Updates

WaFd Bank has had its share of updates recently. DA Davidson downgraded WaFd to Neutral from Buy, adjusting the price target to $32 from $35.

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The bank has also seen some leadership changes, with James Endrizzi transitioning from Executive Vice President and Chief Commercial Banker to Senior Vice President and Regional Director of Commercial Real Estate Banking for Utah and Idaho.

WaFd's earnings have been a mixed bag. In the first quarter, earnings declined, but revenue increased. In the fourth quarter, earnings also declined, but revenue increased.

Here are the details of WaFd's earnings reports:

It's worth noting that Keefe, Bruyette & Woods downgraded WaFd to Market Perform, setting a price target of $40.

Continues Tracking to Plan Post-Acquisition

WaFd Bank's post-acquisition performance is a notable aspect of its overall success.

The company continues to track to its plan post-acquisition, which is a testament to its strategic decision-making.

WaFd announced quarterly earnings per share of $0.75, indicating a stable financial performance.

The bank's parent company, WaFd, Inc., has reported quarterly earnings of $6 million, showing a consistent trend.

WaFd's deposits are growing again, which is a positive sign for the bank's financial health.

Frequently Asked Questions

Why did Washington Federal Bank change its name?

Washington Federal Bank changed its name to WaFd Bank to clarify its identity as a bank and align with its existing stock symbol. The new name also simplifies pronunciation and branding.

Abraham Lebsack

Lead Writer

Abraham Lebsack is a seasoned writer with a keen interest in finance and insurance. With a focus on educating readers, he has crafted informative articles on critical illness insurance, providing valuable insights and guidance for those navigating complex financial decisions. Abraham's expertise in the field of critical illness insurance has allowed him to develop comprehensive guides, breaking down intricate topics into accessible and actionable advice.

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