Vista Bank (Dallas) Financial Performance and Services

Vista Bank (Dallas) has a strong financial performance that's worth noting. They have been consistently profitable, with a net income of $4.6 million in 2020.

Their financial stability is a key factor in their ability to offer a wide range of services to their customers. This includes personal and business banking, as well as wealth management and investment services.

Vista Bank (Dallas) has a solid reputation in the community, which is reflected in their customer base. They have over 10,000 customers across the Dallas area.

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Vista Bank's total assets stand at a substantial $2,598,936k, giving it a significant presence in the market.

This scale is further underscored by its total liabilities, which amount to $2,337,068k.

The bank's total equity capital is $261,868k, providing a solid foundation for its operations.

Vista Bank's total deposits are a notable $2,296,851k, indicating a strong foundation for its lending activities.

Its net loans and leases, however, amount to a relatively modest $1,923k, suggesting a cautious approach to lending.

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The bank's Return on Assets (ROA) is 1.36, a respectable figure that indicates a reasonable level of profitability.

Vista Bank's Tier 1 Risk-Based Capital Ratio is a healthy 13.1849, reflecting a robust risk management strategy.

This ratio is a key indicator of the bank's financial stability and ability to absorb potential losses.

The bank's Efficiency Ratio is 54.4, suggesting that it could potentially improve its operational efficiency.

Despite its local focus, Vista Bank's operations have a broader reach, allowing it to serve local communities while benefiting from larger-scale operations.

The bank's strong community focus and local market presence have earned it a reputation as a local bank, despite its operational scope.

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Vista Bank offers a range of services to meet the diverse needs of its customers.

As a member of the Federal Deposit Insurance Corporation (FDIC), you can rest assured that your deposits are insured up to $250,000. This means you can bank with confidence, knowing your funds are protected.

The bank is also an Equal Housing Lender, which means it provides equal access to credit and financial services for all customers, regardless of their background or credit history.

Vista Bank provides commercial lending services, which can help small businesses and large corporations secure the funding they need to grow and succeed.

Their treasury management services help businesses manage their cash flow and make informed financial decisions.

Small business banking is another key service offered by Vista Bank, providing tailored solutions to meet the unique needs of entrepreneurs and small business owners.

Private banking services are also available, catering to the needs of high-net-worth individuals who require personalized financial guidance and planning.

Consumer banking services include a range of products and services designed to help individuals manage their personal finances and achieve their financial goals.

Here are some of the services offered by Vista Bank: