Navy Federal Visa Platinum Card: Everything You Need to Know

The Navy Federal Visa Platinum Card is a great option for those looking for a no-annual-fee credit card with rewards and benefits. It's a solid choice for everyday spending.

One of the key features of this card is its 0% introductory APR for 12 billing cycles on purchases and balance transfers. This can be a huge help for those looking to avoid interest charges on new purchases or pay off existing debt.

The card also offers 1% cash back on all purchases, with no rotating categories or spending limits. This means you can earn rewards on every single transaction, without any hassle.

To qualify for the card, you'll need to be a member of Navy Federal Credit Union, which is open to eligible individuals and families.

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The Visa Platinum Card from Navy Federal is a solid choice for those looking to manage high-interest debt. It has a $0 annual fee, which is a great perk.

You can also enjoy 24/7 access to U.S.-based membership representatives, a feature that's included with all Navy Federal credit cards. This means you can get help whenever you need it.

One thing to note is that the intro APR for balance transfers is not 0%, so you'll still incur some interest. However, the promotional period on balance transfers is shorter than what you can find elsewhere.

All Navy Federal credit cards, including the Visa Platinum Card, come with no foreign transaction fees, making it a great choice for international travel.

Here are some key features of the Visa Platinum Card:

The Visa Platinum Card is a great option for those who want to avoid annual fees and balance transfer fees.

To be eligible for the Navy Federal Visa Platinum Card, you'll need to meet the membership requirements. This means you must be a Navy Federal Credit Union member, which is open to those with an affiliation with the U.S. armed forces or the Department of Defense, or an immediate family member of someone with an affiliation.

Immediate family includes grandparents, parents, spouses, siblings, grandchildren, children, and household members. If you don't qualify for Navy Federal membership, there are other options available.

A good credit score is also necessary, typically 700 or greater, although having other accounts with Navy Federal may allow you to open an account with a lower credit score.

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To be eligible for the Navy Federal Credit Union Platinum Card, you need to meet the membership requirements. You must be a Navy Federal Credit Union member, which means you'll need to meet their fairly strict eligibility requirements.

Membership is open to those who have an affiliation with the U.S. armed forces or the Department of Defense. You can also qualify if you're an immediate family member of someone with an affiliation. Navy Federal Credit Union has a broad definition of immediate family, which includes grandparents, parents, spouses, siblings, grandchildren, children, and household members.

If you don't qualify for Navy Federal Credit Union membership, there are plenty of other balance transfer card options available.

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To qualify for most Navy Federal Credit Union credit cards, you'll need a good credit score.

A 700 or greater credit score is usually required for the Navy Federal Platinum Card. However, having other accounts with Navy Fed may allow you to open an account with a lower credit score.

People with average to excellent credit can qualify for cards like the More Rewards American Express Credit Card, the Platinum Card, the Go Rewards Credit Card, and the cashRewards Credit Card.

You'll need very good or excellent credit to qualify for the Visa Signature Flagship Rewards Credit Card.

If you're building or rebuilding your credit, the Navy Federal Credit Union nRewards Secured Credit Card might be a good option.

To be eligible for the Navy Federal Credit Union Platinum Card, you'll want to know about its low interest rates. The introductory rate is 0.99% for 12 months from account opening on balances transferred within 60 days.

This means you can save money on interest charges for a year, which is a big plus. After that, a variable APR between 8.24% and 18% applies, which is still relatively low compared to other credit cards.

You can also pay no fees on balance transfers from non-NFCU accounts, which is a great perk. This can help you transfer your debt without incurring additional costs.

Here's a quick rundown of the interest rates you can expect:

Overall, the Navy Federal Credit Union Platinum Card offers some great low interest rates that can help you save money on debt.

Navy Federal Credit Union is a credit union that offers a range of financial services, including credit cards, savings accounts, and loans.

You can join Navy Federal Credit Union if you have an affiliation with the U.S. armed forces or the Department of Defense, or if you're an immediate family member of someone with an affiliation. Immediate family includes grandparents, parents, spouses, siblings, grandchildren, children, and household members.

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Navy Federal Credit Union offers a range of credit cards, including the Navy Federal Credit Union Platinum Card, which has a 0.99% APR offer for 12 months balance transfers and a regular APR of 11.24% to 18.00%. The card has a 0% balance transfer fee and an annual fee of $0.

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The Navy Federal Credit Union Platinum Card has an intro APR offer of 0.99% APR for 12 months balance transfers, afterwards the regular APR applies. This offer is only available on balance transfers made within 60 days of account opening.

The balance transfer fee is a notable aspect of this card, as it's $0. This is a significant advantage, especially when compared to other balance-transfer cards.

The annual fee for this card is $0, which is a definite plus. This means you won't have to worry about paying any extra fees just for having the card.

The regular APR for this card is 11.24% to 18.00%, which is one of the lowest on the market. This can be a huge cost savings for borrowers who need to carry a balance over time.

Here are some key details about the Navy Federal Credit Union Platinum Card:

Navy Federal Credit Union is a great option for those in the military or their families, but what else should you consider before joining?

Navy Federal Credit Union has a strong reputation for customer service, with a score of 866 out of 1,000 in the J.D. Power 2021 Credit Card Satisfaction Study.

You can manage your credit card account through Navy Federal's online banking platform and mobile apps, available for both iOS and Android.

All Navy Federal Credit Union credit cards come with fraud monitoring, fraud notifications, and a zero liability policy for unauthorized transactions.

Membership is open to those who have an affiliation with the U.S. armed forces or the Department of Defense, as well as their immediate family members.

You can add up to four authorized users to your Navy Federal credit card account, and there is no minimum age requirement for authorized users.

Navy Federal Credit Union offers a variety of other banking services, including savings accounts, checking accounts, and loans.

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Here are some of the credit cards offered by Navy Federal Credit Union:

The Navy Federal Credit Union Platinum Credit Card is a great option for those looking to transfer high-interest debt to a lower rate. It has a $0 annual fee and no balance transfer fees.

One thing to note is that the intro APR on balance transfers is not 0%, so you'll still incur some interest. The promotional period on balance transfers is also shorter than what you can find elsewhere.

If you're looking for a card with no foreign transaction fees, the Navy Federal Credit Union Platinum Credit Card is a good choice. It also offers 24/7 access to U.S.-based membership representatives.

Here are some features that all Navy Federal credit cards come with, regardless of credit card type or credit score:

The Navy Federal Credit Union Platinum Card is a great no-annual-fee balance transfer card, but it's only available to Navy Federal members. If you're not a member, you'll need to meet specific criteria to join.

The Navy Federal Credit Union offers a variety of credit cards, including the GO REWARDS Credit Card, which earns 1X – 3X points on certain purchases, and the Navy Federal More Rewards American Express card, which earns 1X – 3X points on certain purchases.

To apply for the Navy Federal Platinum Card, you can start by opening a no annual fee cash back card to build your credit score. This will make you eligible for more exotic travel rewards cards.

As an NFCU member, you can Pre-Qualify for the card, which allows you to check your eligibility without submitting a credit report check. This Pre-Qualify check does not affect your credit score.

A credit score of 700 or greater is usually needed for the Navy Federal Platinum Card, but having other accounts with Navy Fed may allow you to open an account with a lower credit score.

If you're seeking a rewards card with a bundle of perks or a super-lengthy break on interest, the Navy Federal Platinum Card might not be ideal for you.

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