Virtual Wallet with Performance Select: A Comprehensive Guide

Virtual Wallet with Performance Select is designed to help you manage your finances more efficiently. It offers a range of features that can help you save money and stay on top of your spending.

The virtual wallet allows you to set budgets and track your expenses, which can help you identify areas where you can cut back. This can be especially helpful if you're trying to save up for a big purchase or pay off debt.

One of the key benefits of Virtual Wallet with Performance Select is its ability to help you avoid overdraft fees. By setting up alerts and tracking your account balance, you can avoid accidentally overdrafting your account and incurring costly fees.

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The fees and charges associated with Virtual Wallet with Performance Select are relatively straightforward. The monthly fee for this account is $25.

You can avoid this fee by meeting certain conditions, such as making $5,000 in monthly direct deposits to your Spend account. Alternatively, you can maintain a combined average monthly balance of $5,000 in your Spend and up to seven linked PNC consumer checking accounts, or $25,000 across linked PNC deposit and investment accounts.

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Paper statements are free, which is a nice perk. However, be aware that overdraft fees are $36, and there is no negative account balance fee.

Here's a summary of the fees and charges associated with Virtual Wallet with Performance Select:

By understanding these fees and charges, you can make informed decisions about your banking needs and avoid any unnecessary expenses.

With PNC Virtual Wallet with Performance Select, you've got access to a massive ATM network with 60,000 ATMs. That's a lot of convenient places to withdraw cash.

In-network ATM transactions are free, which means you won't be charged a fee when using ATMs within the network. You'll also get a rebate of up to $10 on ATM owner surcharges.

Out-of-network ATM transactions, however, come with a $3 fee. But with the large network, you might not need to use out-of-network ATMs often.

Foreign ATMs come with a 3% fee, plus an additional $5 fee. This is on top of any foreign transaction fees you might incur.

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PNC Virtual Wallet with Performance Select uses VISA debit cards, which come with a 3% foreign transaction fee.

Here's a summary of the ATM and debit card usage fees:

You can check the best checking accounts available to ensure your decision fits your goals. This is a good idea because it allows you to compare different options and make an informed choice.

There are 22 reviews of the PNC Virtual Wallet with Performance Select, which can be a helpful resource if you're considering opening an account.

To get a sense of how the PNC Virtual Wallet with Performance Select performs in real-world use, you can read the reviews from other customers who have experience with the product.

The PNC Virtual Wallet with Performance Spend has its own set of reviews, which can give you a better understanding of how it compares to the Performance Select version.

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