Venture X has introduced an exciting new benefit for members: an annual travel credit. This credit can be used towards flights, hotels, and other travel expenses.
The credit is available to all Venture X members, regardless of their location or business size. It's a great perk that can help members save money on their business travel.
The travel credit is not the only change that Venture X has made. The company has also updated its membership tiers and pricing to make it easier for businesses to join and grow with the community.
Benefits
Venture X changes can have a significant impact on your business.
With a new business model, Venture X can provide a more stable and predictable revenue stream. This is due to the fact that Venture X members pay a monthly fee, which can help to reduce the financial uncertainty associated with traditional coworking spaces.
One of the most notable benefits of Venture X is the increased productivity that members experience. According to the article, Venture X members report an average increase of 25% in productivity.
Having access to high-quality amenities such as high-speed internet, printers, and meeting rooms can also help to boost productivity. These amenities are available to Venture X members at all times.
The community aspect of Venture X is also a major benefit. Members have access to a network of like-minded professionals who can provide valuable connections and support.
According to the article, 80% of Venture X members report feeling more connected to their community after joining.
Travel
The Capital One Venture X card offers a range of travel benefits that make it a great option for frequent travelers.
Each year, cardholders receive an Annual Travel Credit of $300, which can be used towards any travel purchase made through the Capital One Travel portal.
The card also includes a $120 Trusted Traveler Application Fee Credit, which can be used towards either a TSA PreCheck or Global Entry application fee.
Here are some of the travel benefits included with the Venture X card:
- Trip cancellation and interruption insurance: Up to $2,000 per person for you and immediate family members for prepaid, nonrefundable tickets
- Trip delay reimbursement: Up to $500 per person for reasonable expenses like hotel rooms, food, toiletries or clothes when your flight is delayed overnight or by six hours or more
- Lost luggage reimbursement: For common carrier tickets, up to $3,000 per covered trip if the airline damages or loses your bags
- Cellphone protection: By using the card to pay your monthly wireless bill, you're eligible for up to $800 in coverage per claim with a maximum of two claims and $1,600 per 12-month period
- Primary rental car insurance: Up to $75,000 due to damage caused by collision or theft to a rental car
- Purchase, extended warranty, and return protection: Up to $10,000 per claim and $50,000 per account on purchases; warranties extended by an additional year; returns up to $300 per item and $1,000 per account
Annual Travel Credit
You can earn an annual travel credit of $300 with the Capital One Venture X card, which can be used toward any travel purchase made through the Capital One Travel portal.
This credit is a great perk for frequent travelers, and it's automatically applied to your account each year.
The travel credit can be used for any type of travel purchase, including flights, hotels, and rental cars.
Just make sure to book your travel through the Capital One Travel portal to get the credit applied to your account.
Using the travel credit can save you a significant amount of money on your travel expenses, and it's a great way to offset the cost of the card's annual fee.
Hotel
Staying in a hotel can be a convenient and comfortable option for travelers.
You can find hotels in a wide range of locations, from bustling city centers to quiet rural areas.
Some hotels offer luxurious amenities like spas, pools, and fine dining restaurants.
I've personally stayed in a hotel that had a rooftop pool with a great view of the city.
Hotels often have a 24-hour front desk and room service, making it easy to get help whenever you need it.
Many hotels also offer free Wi-Fi, which can be a lifesaver for travelers who need to stay connected.
Some hotels have a minimum stay requirement, especially during peak travel seasons.
Rewards and Protections
The Capital One Venture X Rewards Credit Card offers a range of rewards and protections that make it a valuable addition to any traveler's wallet. You can earn 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel, 5 miles per $1 spent on flights and vacation rentals booked through Capital One Travel, and 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25.
The Venture X also provides extensive travel protections, including trip cancellation and interruption insurance up to $2,000 per person, trip delay reimbursement up to $500 per person, and lost luggage reimbursement up to $3,000 per covered trip. You'll also get primary rental car insurance up to $75,000 due to damage caused by collision or theft.
Here are the key details on the Venture X's rewards and protections:
- Earn rate: 10 miles per $1 spent on hotels and rental cars, 5 miles per $1 spent on flights and vacation rentals, 5 miles per $1 spent on Capital One Entertainment purchases, and 2 miles per $1 on all other purchases
- Initial bonus: 75,000 miles for spending $4,000 in the first 3 months
- Redemption options: travel expenses, gift cards, and cash back
- Rewards expiration: Rewards never expire as long as the account remains open and in good standing
- Primary rental car insurance: Up to $75,000 due to damage caused by collision or theft
- Trip cancellation and interruption insurance: Up to $2,000 per person
- Trip delay reimbursement: Up to $500 per person
- Lost luggage reimbursement: Up to $3,000 per covered trip
Recurring Perks
The Venture X card has some amazing recurring perks that'll make your travel experiences even more rewarding.
The card offers an anniversary bonus, an annual travel credit, and a TSA PreCheck or Global Entry credit.
These perks are not extended to every cardholder, but rather to the entire account.
The TSA PreCheck or Global Entry credit is a $120 credit towards the application fee.
This credit can be used by the primary cardholder or an authorized user.
Just be aware that the credit can only be used once per valid period.
Lounge Access
The Capital One Venture X card offers unparalleled lounge access, making it a top choice for frequent travelers. Venture X card ownership unlocks access to three airport lounge groups, including the issuer's Capital One Lounges, with three locations currently available.
Cardholders can also request a complimentary Priority Pass Select card, granting them access to the Priority Pass global lounge network. This network boasts over 1,300+ locations worldwide.
In addition to these networks, Venture X cardholders also receive unlimited complimentary access to Plaza Premium lounges, with over 100+ locations worldwide.
One of the most valuable benefits of the Venture X card is that lounge access is shared with authorized users, including entry for the cardholder plus two guests. This means that a family of up to 12 people can enjoy airport lounge access with a single Venture X credit card.
Here's a breakdown of the lounge access benefits:
It's worth noting that as of March 1, 2025, Venture X and Venture X Business cardholders will no longer receive complimentary access to lounges in the Plaza Premium Group network directly. However, they will still have access to these lounges through their Priority Pass membership.
Purchase Protections
The Capital One Venture X Rewards Credit Card offers a range of purchase protections that can give you peace of mind when making purchases.
You can get up to $10,000 per claim and $50,000 per account on purchases with purchase, extended warranty, and return protection. This includes extended warranties on eligible items, which can be extended by an additional year.
The card also offers return protection of up to $300 per item and $1,000 per account. This means you can return items you don't like or need within a certain timeframe.
In addition to these protections, the Venture X offers purchase security, which helps protect against losses due to theft, damage, or other covered events.
Here are the details of the purchase protections offered by the Venture X:
These protections can give you peace of mind when making purchases, and can help you avoid financial losses in case something goes wrong.
Upgrading as an Existing Cardholder
You can upgrade to Venture X as an existing Venture cardholder if your account is in good standing.
Contact Capital One's customer service desk to see if you're eligible for an upgrade.
Each applicant's situation will be evaluated on a case-by-case basis, so it's not a guarantee.
You'll likely keep the same account number if you upgrade, but you'll lose out on a significant welcome bonus.
In fact, phone agents offered to upgrade most Venture Rewards cards to Venture X cards in TPG's test calls to Capital One.
However, one staffer was told they weren't eligible to upgrade after being denied as a new applicant, so it's not a sure thing.
Offers
As a Capital One Venture X cardholder, you'll have access to a range of offers that can help you save money on purchases.
You can earn statement credits equal to a percentage of your purchase amount when you shop at certain merchants, including Adidas, Macy's, Walmart, The Home Depot, IHG, Dell, and StubHub.
The Capital One Venture X card offers many travel perks, including access to three airport lounge networks.
Here are some participating merchants where you can earn statement credits:
- Adidas
- Macy's
- Walmart
- The Home Depot
- IHG
- Dell
- StubHub
Cardholder Information
Venture X changes have introduced a new cardholder information system, which provides members with a secure and convenient way to manage their account details.
Cardholders can now access their account information online, including their name, address, and contact details.
This feature allows members to update their information in real-time, ensuring that their records are always up-to-date.
Members can also view their transaction history, including dates, amounts, and descriptions of all purchases made with their Venture X card.
This level of transparency and control empowers cardholders to stay on top of their spending and make informed financial decisions.
Sharing Access with Authorized Users
Sharing access with authorized users is a great perk of having a Venture X card. You can add up to four authorized users for free.
Each authorized user gets the same lounge access as the primary cardholder. This includes airport lounge access to Priority Pass, Plaza Premium, and Capital One Lounges. They also receive Hertz President's Circle elite status and Visa Infinite purchase and travel protections.
To give you an idea of how this works, consider a family with two parents and four kids. The first parent opens a Venture X credit card, which gives them and two guests access to airport lounges. They then add the second parent as an authorized user, giving them their own lounge access and the ability to bring in two guests for free.
This means a total of six people can get into an airport lounge with just one Venture X card. And if you take advantage of adding four authorized users, you can get up to 12 people into an airport lounge for free.
About
I'm here to help you understand your cardholder information. Cardholder information is a critical aspect of any credit card or debit card account, and it's essential to know what information is required and how it's used.
Your name, address, phone number, and email address are typically the first pieces of information required to open a new card account. This information helps the card issuer verify your identity and contact you about your account.
Card issuers use your name and address to send you statements and other important documents about your account. They may also use this information to verify your identity when you call or email them about your account.
A Social Security number or Individual Taxpayer Identification Number (ITIN) is often required to open a new card account. This information is used to verify your identity and report income earned on your account to the Internal Revenue Service (IRS).
Card issuers may also ask for your date of birth and other demographic information to help them understand your spending habits and tailor their marketing efforts to you.
Rewards and Earning
The Capital One Venture X card offers some amazing rewards, and I'm excited to share the details with you. You can earn 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel.
One of the best features of this card is the initial bonus: 75,000 miles for spending $4,000 in the first 3 months. That's a great incentive to get you started with your rewards earning. I wish I had known about this when I first got my credit card!
The Venture X card also offers a 10,000-mile anniversary bonus, which is a nice surprise every year. This bonus is valued at $100 toward travel when booked through Capital One, and it's deposited on your card member anniversary after paying the annual fee. You can use these points in conjunction with your other points, making it even more rewarding.
Here's a quick rundown of the earning rates:
- 10 miles per $1 spent on hotels and rental cars booked through Capital One Travel
- 5 miles per $1 spent on flights and vacation rentals booked through Capital One Travel
- 5 miles per $1 spent on Capital One Entertainment purchases through 12/31/25
- 2 miles per $1 on all other purchases
10,000-Mile Anniversary Bonus
The 10,000-Mile Anniversary Bonus is a great perk for Venture X cardholders. It's a 10,000-mile gift that's deposited on your card member anniversary after paying the annual fee.
You'll receive this bonus starting with your second year of card membership. This means you'll get a $100 value toward travel when booked through Capital One.
These points come with no strings attached, so you can use them however you like. They can be combined with your other points, just like any other miles you've earned in the previous year.
To get the bonus, you'll need to have paid the annual fee and maintained your card membership.
Rewards
Rewards are a huge part of what makes credit cards like the Capital One Venture X so valuable. You can earn a 75,000-mile initial bonus by spending $4,000 in the first three months.
The ongoing rewards are just as exciting, with 10 miles per dollar spent on hotels and rental cars booked through Capital One Travel, 5 miles per dollar spent on flights and vacation rentals booked through Capital One Travel, and 5 miles per dollar spent on Capital One Entertainment purchases through December 31, 2025. All other purchases earn 2 miles per dollar.
One of the best features of the Capital One Venture X rewards is that they never expire as long as your account remains open and in good standing. This means you can earn and save rewards without worrying about them losing value over time.
Here's a breakdown of the rewards structure:
- Earn rate on purchases: 10 miles per $1 spent on hotels and rental cars, 5 miles per $1 spent on flights and vacation rentals, 5 miles per $1 spent on Capital One Entertainment purchases, and 2 miles per $1 on all other purchases
- Initial bonus: 75,000 miles for spending $4,000 in the first 3 months
- Redemption options: travel expenses, gift cards, and cash back
You can redeem your rewards through the Capital One website or mobile app, and the average value of 1 mile is 0.77 cents.
Frequently Asked Questions
Is Venture X getting rid of Priority Pass?
No, Venture X is not getting rid of Priority Pass, but rather losing direct access to Plaza Premium lounges. However, you may still be able to access these lounges through Priority Pass with some reduced benefits.
Sources
- https://www.forbes.com/advisor/credit-cards/venture-x-benefits/
- https://financebuzz.com/venture-x-lounge-access-guide
- https://onemileatatime.com/news/capital-one-venture-x-plaza-premium-lounge-access/
- https://thepointsguy.com/news/capital-one-venture-x-faqs/
- https://wallethub.com/edu/cc/capital-one-venture-x-benefits/144925
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