Utkarsh Small Finance Bank Share Price Trends and Market Performance

Utkarsh Small Finance Bank's share price has been on a steady rise since its inception. The bank's initial public offering (IPO) was a huge success, with the share price listing at ₹306 per share.

The bank's market performance has been impressive, with a significant increase in its market capitalization. Utkarsh Small Finance Bank's market capitalization has grown by over 50% in the past year.

The bank's strong financials and steady growth have contributed to its rising share price. Its net interest income has consistently increased, contributing to its overall revenue growth.

Utkarsh Small Finance Bank's share price has also been influenced by the overall market trends, with the bank's shares performing well during periods of market growth.

Utkarsh Small Finance Bank's share price has been quite volatile, with a new 52-week low being touched recently. The current share price is 33.96, a 0.03% increase from its previous close of 33.95.

The bank's stock performance has been mixed over the past few months, with a 1-day return of 0.56% and a 1-month return of -3.65%. However, its 3-month and 1-year returns are more significant, at -26% and -36.01%, respectively.

Here's a breakdown of the bank's returns over different time periods:

The share price has been trading at a relatively low level, with a significant gap of 50.26% between its current price and the 52-week high. This could be an opportunity for investors to consider buying the stock.

The bank's promoter holdings have decreased slightly, from 69.02% to 68.94%, in the latest quarter.

Utkarsh Small Finance Bank has seen a total income of Rs 1,089.54 crore in the quarter ending September 2024, a 1.77% growth from the previous quarter.

The bank's profit after tax (PAT) has been inconsistent, with a decline of 62.60% in the quarter ending September 2024, but a 37.57% growth in the quarter ending March 2024.

The bank's gross non-performing assets (NPA) stood at 3.88% as of September 2024, while the net NPA was 0.89%.

Here's a summary of the bank's key financial metrics for the year ending March 2024:

The bank's advances stood at Rs 16,364.81 crore as of March 2024, with a growth of 25.22% from the previous year. Deposits also saw a growth of 27.44% to Rs 17,472.60 crore.

The bank's capital adequacy ratio stood at 22.57% as of March 2024, and contingent liabilities were Rs 76.67 crore.

Utkarsh Small Finance Bank shares have recently jumped 4% after the bank approved the sale of NPAs worth Rs 355 crore. This indicates a positive development for the bank.

The bank is offering a top FD rate of up to 9% interest on fixed deposits maturing in three years. This is a great opportunity for investors looking for a safe and lucrative investment option.

If you're considering investing in Utkarsh Small Finance Bank, it's worth noting that the bank has intimated the sale of its unsecured stressed MFI loan portfolio to ARC. This is a significant move that could impact the bank's financial health in the long run.

The sale of the unsecured stressed MFI loan portfolio to ARC is a major development that could have far-reaching consequences for the bank's investors.

Utkarsh Small Finance Bank's share price has been on the move, touching a new 52-week low today. This indicates a downward trend in the stock's performance.

The bank's share price has increased by a mere 0.03% from its previous close of Rs 33.95, with the current stock price standing at Rs 33.96. This slight uptick may be a sign of stability, but it's essential to keep in mind the overall downward trend.

Promoters have decreased their holdings in the bank, with a decline from 69.02% to 68.94% in the September 2024 quarter. This shift in ownership could impact the bank's future direction and investor confidence.

The bank's stock is currently 50.26% away from its 52-week high, indicating a significant gap between its current price and its peak value. This could be a buying opportunity for investors looking to capitalize on a potential rebound.

The stock performance of Utkarsh Small Finance Bank has been quite volatile in recent times. The bank's share price has touched a new 52-week low, indicating a decline in investor confidence.

Over the past one day, the stock has seen a marginal increase of 0.03%. However, the one-week return stands at -1.65%, and the one-month return is -3.82%. The three-month return is a significant -26.27%, and the one-year return is -36.23%.

Here's a breakdown of the stock's performance over different time periods:

The bank's financial performance has also been impacted, with a 30.8% YoY surge in the gross loan portfolio and a 17.6% YoY increase in total deposits. However, the CASA ratio has remained stable at 20%.

The market trends for Utkarsh Small Finance Bank are definitely worth paying attention to. Analysts have been consistent in their views, with 1 "Buy" rating over the past month.

Their ratings have remained steady, with no "Strong Buy" or "Sell" ratings in the past month. In fact, the number of analysts recommending a "Buy" has remained at 1 over the past 3 months.

The bank's market share has also been increasing, up from 0.98% to 2.66% over the last 5 years.

As we dive into the analyst views on Utkarsh Small Finance Bank's share price, we find that the current sentiment is largely positive. Analysts have consistently recommended buying the stock over the past few months.

According to the analyst trends, the number of analysts recommending a "Buy" has remained steady at 1 over the past month, with 2 analysts currently recommending this rating. This consistency is a good sign for investors.

The market cap of Utkarsh Small Finance Bank is actually lower than its industry average, which may be a concern for some investors. However, this has not deterred analysts from recommending a "Buy" rating.

Here's a breakdown of the current analyst trends:

The consensus recommendations from analysts are also worth noting, with a strong focus on "Buy" and "Outperform" ratings. This suggests that analysts are generally optimistic about the bank's future prospects.

Utkarsh Small Finance Bank's dividend yield is around 1.5%, which is a relatively attractive option for investors seeking regular income.

The bank has a strong track record of paying consistent dividends, with a dividend payout ratio of 30.6% in FY 2022.

Utkarsh Small Finance Bank's net non-performing assets (NNPA) as a percentage of net assets was 3.4% as of March 2022, indicating a relatively low level of bad loans.

The total promoter holding in the company has almost stayed constant over the last 6 months.

This stability suggests that the company's key stakeholders, the promoters, are committed to their investment and haven't been buying or selling shares in large quantities recently.

In fact, the data shows that the promoter holding has remained relatively unchanged, indicating a level of confidence and stability within the company.

Foreign Institutional Holding is a key aspect of a company's overall financial picture. In the last 3 months, foreign institutional holding of the company has almost stayed constant.

This stability is likely a result of the company's consistent financial performance and stability in the market.

Let's take a look at the top mutual funds holding Utkarsh Small Finance Bank Ltd.

The Mirae Asset ELSS Tax Saver Fund - Growth - Direct Plan holds a 2.9051% rupee value of the stock in its portfolio, which is a relatively small portion of the fund's overall investments.

This fund has a weight of 0.43% in its portfolio, indicating that Utkarsh Small Finance Bank Ltd is not a major holding for this fund.

Over the last 3 months, the fund's holding in Utkarsh Small Finance Bank Ltd has decreased by 0.14%.

In comparison, the Mirae Asset Midcap Fund - Growth - Direct Plan holds a 2.0737% rupee value of the stock in its portfolio.

This fund has a weight of 0.46% in its portfolio, slightly higher than the Mirae Asset ELSS Tax Saver Fund.

Over the last 3 months, the fund's holding in Utkarsh Small Finance Bank Ltd has also decreased by 0.15%.

Here's a comparison of the 3-month MF holding change for the top mutual funds holding Utkarsh Small Finance Bank Ltd:

The Mirae Asset Banking and Financial Services Fund - Growth - Direct Plan has the largest decrease in its holding of Utkarsh Small Finance Bank Ltd over the last 3 months, with a 0.66% decrease.

Dividend payments have been steadily increasing over the past decade, with a compound annual growth rate of 5.6% from 2013 to 2022.

This trend is largely driven by the growth of the S&P 500, which has seen a 12% increase in dividend payments over the same period.

In fact, the S&P 500 has paid out over $1.2 trillion in dividends since 2013.

Dividend yields have remained relatively stable, averaging around 2.2% over the past 10 years.

Despite fluctuations in the market, dividend stocks have consistently outperformed the broader market, with a 10-year average return of 13.5% compared to 10.3% for the S&P 500.

Investors can benefit from this trend by focusing on companies with a history of consistent dividend growth and a strong track record of increasing their payouts over time.