The US Bank routing number is a nine-digit code that helps identify the bank and location where an account is held. It's a crucial piece of information for anyone who wants to transfer money or set up direct deposit.
US Bank has multiple routing numbers, but the most common one is 091000019. This number is used for most transactions, including wire transfers and direct deposit.
What Is a US Bank Routing Number?
A US Bank routing number is a nine-digit code that identifies the location of your US Bank account. It's like a unique address for your money.
You can find your US Bank routing number by checking the list of routing numbers by state in the article. Your routing number is associated with the location where you opened your account, not the branch you currently bank at.
The routing number is used for domestic and international wire transfers. For domestic wire transfers, you can use the routing number associated with your account's branch location. For international wire transfers, you'll need to use the US Bank SWIFT code, which is USBKUS44IMT.
If you're unsure where you opened your account or don't see your area or state listed, there are other ways to find your routing number. But for now, let's focus on what a US Bank routing number is and how to find it.
Here are some examples of US Bank routing numbers by state:
Remember, your US Bank routing number is unique to your account and is used for various banking transactions.
Finding a US Bank Routing Number
You can find your US Bank routing number by logging onto the US Bank website and selecting the applicable account. In the top box, you'll find your account number and routing number.
To find your routing number without a check, go online and sign in to your bank account. The routing number should be listed under "account information" or "account summary."
If you don't readily have a check from your bank, you can find a routing number by calling your bank and requesting their routing number.
Some banks display the routing number in the lobby for customers' convenience. If not, ask a teller to give it to you.
You can also find your US Bank routing number by visiting a branch location and asking a representative for it.
Here are some specific US Bank routing numbers by state:
Receiving domestic wire transfers use the routing number associated with your account's US Bank branch location from the list above.
Sending domestic wire transfers requires your routing and account numbers, the recipient's name, location of the recipient's bank, account number, and bank routing number.
US Bank Routing Number Details
The US Bank routing number is a crucial piece of information for any banking transaction. You can find it at the bottom left of your checks.
To find your US Bank routing number, you can also check your bank statement, call your bank, or look it up online on your bank's website.
If you're planning to send or receive wire transfers, you'll need to use the correct routing number. For domestic wire transfers, use the routing number associated with your account's US Bank branch location.
For international wire transfers, use the US Bank SWIFT code USBKUS44IMT. This code directs the money to the correct bank for international transfers.
Here's a breakdown of the US Bank routing numbers for different states:
Remember to use the correct routing number for the branch where you opened your account for any domestic money transfer activity.
Choosing and Using US Bank
To choose the right US Bank routing number, you'll need to know the branch location where your account was opened. For domestic money transfer activities, use the routing number for that branch.
You'll need to use the same routing number for domestic wire transfers. No matter the transfer type, the routing number remains the same.
To send domestic wire transfers, visit a branch location with a valid ID, and be prepared to provide the recipient's name, bank location, account number, and routing number. Fees for domestic wire transfers are $30.00 outgoing and $20.00 incoming.
Here's a quick rundown of the fees for wire transfers:
Do Banks Change Their Routing Numbers?
Banks can change their routing numbers, but it's relatively rare. This usually happens when a bank merges with another bank or changes its name.
Routing numbers are assigned by the American Bankers Association (ABA) and are specific to each bank. They're used to identify the bank and facilitate transactions.
Some banks have multiple routing numbers, which can be confusing for customers. However, most banks will provide a list of their routing numbers on their website or mobile banking app.
If you notice a change in your bank's routing number, it's essential to update your records and notify any relevant parties, such as your employer or bill payers.
Choosing a Bank
You'll need a US Bank routing number to manage your finances. To find your routing number, look at one of your paper checks, or check your online bank account.
For domestic money transfers, use the routing number for the branch where you opened your account. This is the same for domestic wire transfers.
If you need to transfer money quickly, consider using Zelle, which can send money domestically within minutes using just an email address or phone number.
To transfer money directly from your US Bank account, log in to online banking and go to Pay Bills & Transfer > Transfer Money, or use the app and go to Transfers > Transfer money.
For larger domestic transfers, you can use US Bank's send wire transfer feature on the app or through online banking. In most cases, bank-to-bank wire transfers are delivered within 24 hours.
To send a domestic wire transfer, you'll need the recipient's name, location, account number, and bank routing number. You can visit a branch location to do this.
International wire transfers require a SWIFT code, which is the international equivalent of a US routing number. The US Bank SWIFT code is USBKUS44IMT.
For international wire transfers, you'll need the recipient's name, bank name and address, country, account number, and SWIFT code. You'll also need to specify the currency of the recipient's account.
If you need to send money internationally, consider using an alternative service like Ria money transfer, which can send money with just a routing number and account number.
Here are the fees for wire transfers:
- Incoming (Domestic): $20.00
- Outgoing (Domestic): $30.00
- Incoming (International): $25.00
- Outgoing (International): $50.00
Frequently Asked Questions
What bank routing number is 122235821?
The ACH routing number 122235821 is associated with US Bank NA. This routing number is used for electronic fund transfers and direct deposits.
What bank is routing number 122045354?
The routing number 122045354 is associated with JENIUS BANK DIV OF MANUFACTURERS BK. This bank is located in California and supports ACH transfers.
Does U.S. Bank have two routing numbers?
U.S. Bank has multiple routing numbers, not a single one, as they vary by state or region. Check the U.S. Bank routing numbers list to find the one associated with your account.
What routing number is 102000021?
The routing number 102000021 is associated with US Bank NA in Minnesota. It supports ACH and Wire transfers.
What bank is routing number 064103707?
The routing number 064103707 is associated with US Bank, NA in Minnesota. This routing number facilitates ACH and Wire transfers for US Bank customers.
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