US Dime Worth: A Comprehensive Guide

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Liberty title with depicted profile of man on coin
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The US dime is a widely circulated coin, but its value can vary greatly depending on its condition, rarity, and age.

A 1965 or later dime is made of copper-clad copper and is worth its face value of 10 cents.

The value of a dime can increase significantly if it's in excellent condition and has a high mintage.

A 1946 to 1964 dime is made of 90% silver and 10% copper and is worth around 10 to 20 times its face value due to the high value of silver.

Understanding Dime Worth

The value of a Mercury dime can vary greatly depending on its condition and rarity. A common Mercury Dime in good condition can be worth around $3 to $5.

If your dime is in excellent condition or has certain rare characteristics, its value can increase significantly, ranging from $10 to several hundred dollars. It's always a good idea to consult with a professional coin dealer or appraiser to get an accurate assessment of the specific dime in question.

Here's a rough guide to the value of a 1965 dime, depending on its quality:

What Are Dimes?

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Dimes are a type of US coin that has been in circulation since 1796. They are the second-smallest denomination of US currency, with a diameter of 17.91 millimeters.

A dime is worth 10 cents, which is one-tenth of a US dollar.

What Is a Dime Worth Today?

A dime's worth can vary greatly depending on its condition and rarity. A common Mercury Dime in good condition can be worth around $3 to $5.

If you're lucky enough to have a Mercury Dime in excellent condition or with rare characteristics, its value can increase significantly, ranging from $10 to several hundred dollars.

For a 1965 dime, the value is generally between 50c and $1 in average quality. However, Mint State (MS) certified specimens can be worth between $2 and $500, depending on the grade.

It's essential to consult with a professional coin dealer or appraiser to get an accurate assessment of your dime's value. This is especially true for more valuable 1965 Roosevelt dime types, which can be worth thousands of dollars.

Grading and Condition

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A coin's condition can greatly impact its value, so it's essential to understand the different grades and how to identify them.

A Mint State grade means the coin has no wear to the surface and still has luster. This is the highest grade a coin can receive.

Grading condition is crucial in determining the difference between collector-quality and bullion-quality silver dimes. Using a single light source and a magnifying glass can help.

Extremely Fine grade dimes have light wear confined to isolated areas, making them pleasing and crisp in detail. Hair detail remains along with gown details in the Seated Liberty series.

Fine grade dimes have unmistakable wear, with high relief detail flattened and smooth. Areas of flatness remove contours within facial areas and hair.

Wear is evident in the flame of a coin in Extremely Fine grade, but detail remains separating the individual flames.

Judging condition to determine a grade is accomplished by comparing your coin to images of standards, videos, and descriptions.

Mints and Mintmarks

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The San Francisco Mint struck silver Roosevelt dimes from 1946 to 1955, producing over 288 million coins, the lowest total of the three mints striking dimes of the silver variety. A small "S" mintmark is on the reverse at the base of the torch to identify its production.

Denver leads in total number of silver Roosevelt dimes, with 4.7 billion coins produced, far outnumbering both the main Philadelphia mint and San Francisco branch. These coins are available in quantities both in circulated and mint state condition.

The Denver Mint's mintmark is a small "D" on the reverse at the base of the torch. This mintmark is crucial in identifying the mint of origin.

Philadelphia, the main mint, struck silver dimes in each year from 1946 to 1964, producing over 2.6 billion pieces. No mintmark was used during the silver series by Philadelphia.

A 12,828,381 mintage of 1955 is the lowest of the silver Roosevelt dime variety, and it was produced by the Philadelphia Mint without a mintmark.

Silver and Value

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Silver Roosevelt dimes are valued based on their silver content, which is influenced by the silver bullion market and collector demand. This means that the value of these coins can fluctuate with changes in the price of silver.

The majority of silver Roosevelt dimes are traded in quantities of 50 coins or more, and their value is determined by their condition. Coins in Extremely Fine grade can command a slight premium, making them a nice addition to a collector's set.

Here are some key facts to consider when evaluating the value of a silver Roosevelt dime:

In general, silver Roosevelt dimes are worth more than their face value, with a base value of $1.96 each. However, special qualities like scarcity and condition can increase their value, making them more attractive to collectors.

Silver Variety Qualities

Silver Roosevelt dimes are valued based on both collector demand and the silver bullion market.

The majority of silver Roosevelt dimes are valued based on their silver content, with the price of silver directly influencing their value. A movement in the price of silver can cause a corresponding change in the value of a silver Roosevelt dime.

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Condition is the key factor in determining the value of a silver Roosevelt dime. Circulation wear can lower a coin below collector grade, but Extremely Fine grade coins can still command a premium.

A few Extremely Fine grade Roosevelt dimes are highlighted in the value chart, showing a slight premium over other coins in lower condition.

Here are some key differences to identify a 1965 Roosevelt dime silver variety:

  • Weight: a 1965 Roosevelt dime silver variety weighs 2.5g, while a clad variety weighs 2.27g
  • Magnetism: a 1965 Roosevelt dime silver variety does not react to a magnet
  • Edge: a 1965 Roosevelt dime silver variety does not have a fine line on the edge for copper and nickel plating
  • Patina: a 1965 Roosevelt dime silver variety may develop an iridescent patina in the legend area over time

These special qualities can enhance the value of a silver Roosevelt dime, making it a valuable addition to a collector's set.

Value: Worth

The value of a silver coin can vary greatly depending on its condition and rarity. A silver Roosevelt dime from the first era (1946 to 1964) is valued based on its silver content, which means its value is influenced by the price of silver.

Collectors and the silver bullion market play a significant role in determining the value of these coins. The majority of these coins are traded in quantities of 50 or more, known as a standard "roll". Condition is the key factor in identifying a bullion dime, and circulation wear can lower its value below collector grade.

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A few Extremely Fine grade Roosevelt dimes show a slight premium, making them nice additions to a collector's set. These coins are relatively low in cost and contain 90% silver, making them an attractive option for collectors.

Some of the most valuable 1965 Roosevelt dimes include:

The value of a Mercury dime can also vary depending on its condition and rarity. On average, a common Mercury Dime in good condition can be worth around $3 to $5, but its value can increase significantly if it's in excellent condition or has rare characteristics, ranging from $10 to several hundred dollars.

Collecting and Selling

Most collectors of Roosevelt dimes focus on mint state examples, seeking coins with no wear, bold strikes, and few marks.

Gem quality mint state dimes are in high demand and are often sent to grading services to encapsulate and grade, which improves their market acceptance and value.

If you're considering selling your Mercury Dimes, you'll need to research their value, as rare ones may be worth selling, but common ones in poor condition might be better kept as collector items.

Collectors prioritize coins with brighter luster, fewest marks, and overall eye appeal within the mint state grade, making them more valuable.

Rare and Valuable

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A 1916-D Mercury Dime is often considered the most valuable of its kind because only a few hundred thousand were ever minted. This rarity makes it highly sought after by collectors.

The 1921 D, 1926 S, and 1942/41 Mercury Dimes are also key dates to look out for. These coins have a higher value due to their scarcity.

If you suspect your Mercury Dimes are rare, have them professionally graded to determine their true value. This will give you an accurate assessment of their worth.

The top 10 most valuable Mercury Dimes include the 1916-D, 1921, 1926-S, and 1931-D, among others. Here are the top 10 most valuable Mercury Dimes:

The condition of your coin is a major driving force to its value. Compare your coins to the grading images to determine their condition and check their value.

Identifying Rare Items

Identifying rare items can be a thrilling adventure, but it requires some knowledge and attention to detail. The 1965 Roosevelt Dime is a great example of how a small difference can make a big impact on value.

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The reverse of the 1965 Roosevelt Dime features a flaming torch, an oak branch, and an olive branch between the legend 'E PLURIBUS UNUM'. The two upper and lower torch bands on the reverse and the horizontal lines dividing them are perfectly defined, identified, and separated from the torch in the PCGS grading system, known as Full Bands (FB).

The NGC grading system takes it a step further with their Full Torch (FT) grading, where the vertical lines of the torch must be perfectly visible in addition to the well-defined horizontal lines.

If you're looking for rare dimes, you might want to start by recognizing the different series, such as the Seated Liberty Dime Series, which has a stately design admired by avid collectors. The value of these dimes is increasing, and better condition coins are worth large premiums.

Here are some valuable dimes to keep an eye out for:

The condition of your coin is a major factor in its collectability and demand, so make sure to compare your coins to the grading images to determine their condition and check the value.

Valuable Errors

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A few Mercury Dimes with specific characteristics can be worth a pretty penny. These include the 1916 D Mercury Dime, which was minted in limited quantities. The 1921 D, 1926 S, and 1942/41 Mercury Dimes are also considered valuable due to their rarity.

To identify a valuable Mercury Dime, look for its condition. Coins in excellent condition, especially those from the early years, can be worth hundreds of dollars. The 1916 D Mercury Dime is a notable exception, with its value unaffected by condition.

Some valuable errors on the 1965 Roosevelt Dime include the 1965 silver dime, which was minted despite being scheduled for production after 1964. This error is characterized by its weight, with a silver 1965 dime weighing 2.5g compared to a clad one weighing 2.27g.

To spot a 1965 Roosevelt Dime silver planchet, check its weight and reaction to a magnet. A silver planchet will not react to a magnet, and it may develop an iridescent patina over time. The clad version, on the other hand, features a fine line on the edge for copper and nickel plating.

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Here are some key characteristics to look out for in a valuable 1965 Roosevelt Dime error:

The rarity and condition of these coins can greatly impact their value. If you suspect you have a valuable error, consider having it professionally graded to determine its worth.

Top 10 Most Valuable

If you're lucky enough to have a rare Mercury dime, you might be wondering what makes it so valuable. The truth is, rarity is a key factor in determining a coin's worth, and some Mercury dimes are definitely more scarce than others.

The 1916 D Mercury dime is often considered the most valuable of its kind, with only a few hundred thousand minted.

In addition to the 1916 D, other notable mentions include the 1921, 1926-S, 1931-D, 1919-D, 1924-S, 1923-S, 1921-D, 1917-D, and 1942/1, which are all considered among the most valuable Mercury dimes.

To give you a better idea of just how valuable some of these coins can be, here are the top 5 most valuable 1965 Roosevelt dimes, along with their maximum values:

If you suspect you have a rare Mercury dime, it's a good idea to have it professionally graded to determine its true value.

Grading and Authentication

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Grading and authentication are crucial steps in determining the value of your Roosevelt dime. To separate collector-quality coins from bullion-quality ones, you'll need to examine the condition of the coin.

Using a single light source and a magnifying glass can be helpful tools in this process. Close-up images and descriptions can also aid in judging the condition of the coin.

The grading process involves identifying the degree of wear on the coin, with mint state being the highest grade and good being the lowest. Mint state coins have no wear to the surface, while extremely fine coins have light wear confined to isolated areas. Fine coins have more pronounced wear, and good coins have worn-away details.

90% Silver Authenticity

All Mercury dimes are made of 90% silver and 10% copper. This is a standard composition that was used for U.S. dimes from 1837 to 1964.

The silver content of a coin is a key factor in determining its value. For silver Roosevelt dimes, the majority are valued based on their silver content.

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A movement in the price of silver can significantly impact the value of a bullion dime. These coins are typically traded in quantities of 50 or more, representing a standard "roll".

Condition is the key factor in identifying a bullion dime. Even small amounts of circulation wear can lower the coin below collector grade.

NGC MS69 FT

The NGC MS69 FT is a highly sought-after rating for collectors. It's the highest rating given by the NGC company for the 1965 Roosevelt Dime.

The NGC has certified only one 1965 Roosevelt Dime FT in MS69. This specimen was auctioned in 2017 for $1,528, the highest value achieved for one of these types.

The NGC has also certified 10 specimens of the 1965 Roosevelt Dime FT in MS68. The value of these specimens can range from $734 to $1,116 for the best specimens.

A total of 2,360,000 SMS 1965 Roosevelt Dimes were produced.

PCGS Sp68 Cam $2,585

Detailed image of stacked silver US quarter coins showing engraved design.
Credit: pexels.com, Detailed image of stacked silver US quarter coins showing engraved design.

The PCGS SP68 CAM grade is a significant achievement for a 1965 Roosevelt Dime SMS, with one specimen selling for $2,585 in 2014.

This same specimen resurfaced in 2020 and was auctioned for $2,280, demonstrating the consistency of its value.

To achieve similar prices on NGC-graded specimens, you'll need to look for SP69 CAM grades, which can command prices like $1,920.

Frequently Asked Questions

Why is the 1975 dime worth so much?

The 1975 dime is extremely rare because only two out of 2.8 million coins produced at the San Francisco mint lack the distinctive "S" mint mark. This rarity makes it highly valuable to collectors.

What dime is worth $10000?

The 1965 Silver Roosevelt Dime is a rare collectible worth upwards of $10,000 due to a transitional error. This dime's value is significantly higher than its face value of ten cents.

Ann Lueilwitz

Senior Assigning Editor

Ann Lueilwitz is a seasoned Assigning Editor with a proven track record of delivering high-quality content to various publications. With a keen eye for detail and a passion for storytelling, Ann has honed her skills in assigning and editing articles that captivate and inform readers. Ann's expertise spans a range of categories, including Financial Market Analysis, where she has developed a deep understanding of global economic trends and their impact on markets.

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