
The United Overseas Bank Ltd Swift code is UOVBSGSG. This unique code is used for international wire transfers and identifies the bank's location.
To track a payment, you'll need the reference number, which can be found on your payment receipt or provided by the sender. This number is essential for tracking the status of your payment.
The Swift code is a crucial part of the payment process, ensuring that your funds are sent to the correct account. It's worth noting that the Swift code is not a payment method itself, but rather a code that facilitates the transfer.
What is a Swift Code?
A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. It's used when transferring money between banks, particularly for international wire transfers.
SWIFT codes comprise of 8 or 11 characters, with all 11 digit codes referring to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office.
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The format of a SWIFT code is AAAABBCCDDD, where:
- First 4 characters - bank code (only letters)
- Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
- Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
- Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)
A valid SWIFT code is crucial for routing funds to the correct bank and branch, ensuring a secure and efficient transfer process.
Using a Swift Code
You'll need a United Overseas Bank Ltd SWIFT code for international transfers, as it's crucial for routing funds to the correct bank and branch, ensuring a secure and efficient transfer process.
Traditional banks often process international transfers slowly and at a higher cost, but alternatives like the Qonto business account can provide a faster, more cost-effective solution.
To initiate an international transfer to a United Overseas Bank Ltd bank account, or if you're the recipient of funds in a United Overseas Bank Ltd bank account in the United States, you'll need the SWIFT code along with other essential details.
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Do I Need a Code for International Money Transfers?
You need a United Overseas Bank SWIFT code for international transfers. Yes, it's a crucial code for routing funds to the correct bank and branch, ensuring a secure and efficient transfer process.
Traditional banks often process international transfers slowly and at a higher cost. This is why alternative solutions like the Qonto business account for international transactions provide a swift, cost-effective, and secure solution.
You can use the first 8 symbols (UOVBSGSG) of the SWIFT code without the branch code for a SWIFT funds transfer. However, it's always a good idea to double-check with UNITED OVERSEAS BANK LTD to ensure accuracy.
Most banks rely on their own or centralized reference data (SWIFTref) to process international payments. This means you can often send SWIFT payments to UNITED OVERSEAS BANK LTD without specifying correspondent banks.
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Finding My Code
You can find your United Overseas Bank SWIFT code on your bank statement.
It's also listed on the official United Overseas Bank website under banking information or help sections.
To be sure, you can also log into your online banking account to find your SWIFT code.
If you're still having trouble, you can contact United Overseas Bank directly for assistance.
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A common place to look is on your bank statement, where it's usually listed.
Logging into your online banking account is another way to access your SWIFT code.
You can also check the official United Overseas Bank website for this information.
If you need help, don't hesitate to contact United Overseas Bank directly.
The SWIFT code is usually listed on the bank's website, under banking information or help sections.
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Validating and Tracking
Before making a money transfer, check your SWIFT code is valid.
You can find your United Overseas Bank SWIFT code on your bank statement, by logging into your online banking account, or by contacting United Overseas Bank directly.
In order to track a SWIFT cross-border payment, you'll need an UETR code, Reference #, Amount Value, Payment Date, and a Currency.
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Validate a Code
To validate a SWIFT code, check it's valid before a money transfer. This is crucial to ensure the transfer goes through smoothly.

You can usually use the first 8 symbols of the SWIFT code for a funds transfer, but it's always best to double-check with the bank.
Traditional banks often process international transfers slowly and at a higher cost, so it's worth exploring alternative solutions like the Qonto business account for international transactions.
Most banks rely on their own or centralized reference data (SWIFTref) to process SWIFT payments, so you can often send payments without specifying correspondent banks.
If you do need to manually choose a correspondent bank, you can order information about the correspondent banks or request it from the customer service of the bank.
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Payment Tracking
Payment Tracking is a crucial step in validating transactions.
To track a SWIFT cross-border payment, you'll need an UETR code.
You can usually find this information in a MT103 form, which also contains a Reference #, Amount Value, Payment Date, and Currency.
This information is essential for monitoring the status of your payment.
Other Swift Codes
There may be multiple SWIFT codes for UNITED OVERSEAS BANK LTD, each representing different branches. Always double-check with the recipient to ensure you have the correct code.
Financial institutions often have several SWIFT codes that differ by just a few letters or numbers, so it's essential to verify the code before sending money. This can help avoid any potential issues with the transfer.
Double-checking with the recipient is usually the best course of action to ensure you're using the correct SWIFT code for UNITED OVERSEAS BANK LTD.
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Other Codes
You can find multiple SWIFT codes for UNITED OVERSEAS BANK LTD, as each financial institution may have several codes representing different branches. This is why it's essential to double-check with the recipient before sending money to ensure you have the right code.
Traditional banks may have multiple SWIFT codes, and you can find them on your bank statement, online banking account, or by contacting the bank directly. Some banks even list their SWIFT codes on their official website under banking information or help sections.
In some cases, you can use the first 8 symbols of the SWIFT code without the branch code for a SWIFT funds transfer. However, it's always best to double-check with the bank to confirm.
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Other Codes Exist?
Other codes exist? Yes, they do. One financial institution can have several SWIFT codes representing different branches.
You should always double-check with the recipient before sending money to ensure you have the right SWIFT code. Financial institutions may have several different SWIFT codes that differ by just a few letters or numbers.
UNITED OVERSEAS BANK LTD. is a good example of this. They have multiple SWIFT codes, but you need to verify which one is correct for the recipient's branch.
You can't assume that a single SWIFT code will work for all branches of a financial institution. It's essential to confirm the correct code with the recipient to avoid any issues with the transfer.
Double-checking with the recipient is a simple step that can save you a lot of hassle in the long run.
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Frequently Asked Questions
Is the UBL SWIFT code the same for all branches?
No, the UBL SWIFT code is not the same for all branches, as it can vary from branch to branch. However, using the general code will work for every branch in Pakistan.
Does United bank have a SWIFT code?
Yes, United Bank has a SWIFT code, which is UNDTUS42XXX. However, it's worth noting that the bank may use different codes for various services.
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