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United of Omaha dental insurance plans offer a range of coverage options to suit different budgets and needs.
Their Essential Plan provides basic coverage at a lower cost, with a maximum annual benefit of $1,000.
United of Omaha's dental insurance plans also offer discounts for preventative care, such as cleanings and exams, which can be completed at a lower cost than more invasive procedures.
Their Premier Plan offers comprehensive coverage, including orthodontia and major restorative services, with a maximum annual benefit of $2,500.
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Insurance Options
You can choose from a range of dental insurance policies that provide benefits for a wide range of essential dental services.
With Mutual of Omaha insurance, you get access to preventive, basic, and major services right away, with no waiting period.
The insurance policies offer benefits that cover cleanings, oral exams, fillings, extractions, crowns, dentures, implants, and more.
You can also opt for vision benefits that cover eye exams, glasses, and lenses.
Greater Dental Health accepts Mutual of Omaha insurance, making them a great choice if you're looking for a dentist in Norcross, GA, or Johns Creek, GA.
Their team of skilled dentists offers a wide range of services, including general dentistry, orthodontics, and cosmetic dentistry.
Mutual of Omaha's dental plans deliver value and convenience to both agents and their clients.
Here are some key benefits of Mutual of Omaha's dental plans:
- Comprehensive Coverage: Plans include preventive, basic, and major dental services, covering a wide range of oral health needs.
- Affordable Premiums: Competitive rates ensure accessibility for individuals and families alike.
- Nationwide Provider Network: Extensive network ensures clients can access quality care close to home.
- Ease of Administration: User-friendly tools for agents and clients simplify enrollment and ongoing management.
- Trusted Brand: Clients recognize and trust the Mutual of Omaha name, enhancing confidence in your recommendations.
Mutual of Omaha's dental plans include preventive care, such as regular cleanings, exams, and X-rays, with no waiting period for preventive services.
You can customize your coverage options to meet your diverse needs and budget.
Their plans also pair well with other Mutual of Omaha products, such as Medicare Supplement plans.
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Understanding Costs
You'll need to pay a deductible before your Mutual of Omaha dental insurance benefits kick in. This deductible varies depending on the type of policy you have.
The Mutual Dental Preferred Insurance Policy has a $0 deductible for preventive services and a $50 deductible for basic and major services. The Mutual Dental Protection Insurance Policy has a $100 deductible for all services combined.
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Preventive services like cleanings and x-rays are covered at 100% after your deductible is met, so you won't pay anything out of pocket for these services.
Basic services like fillings and extractions are covered at 80% for the Mutual Dental Preferred Insurance Policy and 50% for the Mutual Dental Protection Insurance Policy, so you'll pay the remaining 20% or 50% of the cost.
Major services like crowns and dentures are covered at 50% for both policies after a 12-month waiting period.
Here's a summary of the costs for each policy:
Keep in mind that these costs are subject to change, so it's always a good idea to review your policy documents carefully.
Frequently Asked Questions
What is the most dental insurance will cover?
Under most dental insurance plans, coverage ranges from 100% for preventive care to 50% for major procedures. Learn more about how your dental plan's coinsurance model works.
Is United of Omaha the same as Mutual of Omaha?
United of Omaha is a subsidiary of Mutual of Omaha, offering a range of insurance and financial services products. While they share a parent company, United of Omaha operates independently with its own sales force and distribution channels.
What is UnitedHealthcare dental?
UnitedHealthcare dental offers a range of plans with varying levels of coverage to fit different budgets. Choose from a variety of options to find the right fit for your oral health needs.
What is the phone number for Mutual Omaha dental?
Call 877-493-8251 to learn more about Mutual Omaha dental's participating provider discounts.
Sources
- https://www.mutualofomaha.com/dental-insurance
- https://thehealthexchangeagency.com/mutual-of-omaha-dental-plans/
- https://danielhealth.com/dental-insurance/mutual-of-omaha-dental
- https://www.greaterdentalhealth.com/peachtree-corners-dentist-that-accepts-Mutual-of-omaha-ppo-dental-insurance/
- https://www.psmbrokerage.com/product-portfolio/dental/mutual-of-omaha
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