Unipol Banca is a leading Italian bank that offers a wide range of financial services to its customers. It was founded in 2006 through the merger of Unipol and Banca Commerciale Italiana.
Unipol Banca is a subsidiary of the Unipol Group, one of the largest insurance companies in Italy. The bank has a strong presence in the Italian market, with a significant number of branches and ATMs across the country.
Unipol Banca offers a variety of banking products and services, including current accounts, savings accounts, loans, and credit cards. Its product range is designed to meet the needs of both individuals and businesses.
Banca e Servizi
At Unipol Banca, you can open a conto deposito, also known as a savings account, called Save Up. This account has no activation or management costs, and it offers a maximum annual gross interest rate of 1.50%.
The interest rates for Save Up are as follows:
- 1.00% lordo per chi vincola le somme ad 1 anno
- 1.25% lordo per chi vincola le somme a 2 anni
- 1.50% lordo per chi vincola le somme a 3 anni
If you want to withdraw your money before the agreed-upon term, you won't face any penalties, but you'll miss out on some of the interest earned for the last quarter.
Save Up is accessible through the Unipol Banca app and is guaranteed by the Fondo Intebancario di Tutela dei Depositi for amounts up to €100,000.
With this level of protection, you can feel secure in your savings, knowing that your money is safe even in the unlikely event that Unipol Banca is no longer able to meet its obligations.
Caratteristiche e Funzionalità
MyUnipol Banca offers a conto deposito called Save Up, which allows you to save money with no activation or management costs. You can earn a maximum return of 1.50% per year, depending on the time period you choose to lock in your savings.
If you lock in your savings for 1 year, you'll earn 1.00% interest, for 2 years you'll earn 1.25%, and for 3 years you'll earn 1.50%. This is a relatively low interest rate, but it's a good option if you want to save money without having to work with a financial advisor.
One of the benefits of Save Up is that you can make monthly deposits, creating a savings plan that you can manage on your own. There are no penalties for early withdrawal, but you will miss out on the interest earned in the last quarter.
Save Up is a safe investment because it's guaranteed by the Fondo Intebancario di Tutela dei Depositi, which covers deposits up to €100,000 per account. This means that even if Unipol Banca is unable to meet its obligations, your savings will be protected.
Here's a summary of the interest rates you can earn with Save Up:
- 1.00% interest for 1-year lock-in
- 1.25% interest for 2-year lock-in
- 1.50% interest for 3-year lock-in
Sources
- https://www.wikiwand.com/en/articles/Unipol_Banca
- https://www.retailbankerinternational.com/news/italys-bper-to-acquire-unipol-banca-for-e220m/
- https://www.udinetoday.it/cronaca/chiusura-filiale-unipol-banca-udine.html
- https://www.affarimiei.biz/conti-correnti/my-unipol-banca
- https://www.ilsole24ore.com/art/unipol-cede-unipol-banca-bper-220-milioni-AFGxNcK
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