Union Central Life Insurance Company History and Structure

Union Central Life Insurance Company has a rich history that spans over a century. Founded in 1863, it was established as a fraternal benefit society to provide financial support to its members.

The company's early years were marked by a strong focus on providing life insurance to its members, with the goal of protecting their families in case of their passing. This focus has remained a core part of the company's mission to this day.

Union Central Life Insurance Company is a mutual company, meaning that it is owned by its policyholders rather than by shareholders. This unique structure allows the company to prioritize the needs of its members above profits.

Union Central Life Insurance Company has a rich history that spans over 150 years, dating back to its founding in 1867 in Cincinnati, Ohio.

The company started as Union Central Life Insurance Company and operated independently for a long time before undergoing a significant change in 2013.

In that year, Union Central Life merged with Ameritas Life, marking a new chapter in the company's history.

Union Central Life Insurance Company has a rich history that spans over 150 years. Founded in 1867, the company has been providing insurance products to its customers for a long time.

The company was based in Cincinnati, Ohio, which is a significant fact to note. This location likely played a role in the company's early success.

In 2013, Union Central Life merged with Ameritas Life, marking a significant change in the company's direction. This merger likely brought new opportunities and challenges to the company.

Union Central Life offers multiple disability insurance products, which is a testament to the company's commitment to providing comprehensive insurance solutions.

Our company is structured around three key departments: Sales, Marketing, and Operations. Each department plays a crucial role in driving our business forward.

The Sales department is led by a seasoned executive with over 10 years of experience in the industry, who has consistently exceeded sales targets by 20% year-over-year. This team is responsible for generating revenue and building relationships with our clients.

The Marketing department is headed by a creative director who has a proven track record of developing successful branding campaigns that have increased brand recognition by 50%. They focus on creating engaging content and promoting our products to a wider audience.

Operations is overseen by a highly organized project manager who has successfully implemented process improvements that have reduced production time by 30%. This team ensures that our products are delivered on time and to the highest quality standards.

The building was constructed between 1911 and 1913, using many of the same contractors and subcontractors as the Woolworth Building. This includes the Thompson-Starrett Construction Company, engineering contractor Gunvald Aus, the American Bridge Company for the steel framing, and the Atlantic Terra Cotta Company for the exterior cladding.

The building's design takes the form of a tower terminating in a pyramidal roof above a multi-story colonnade and surmounted by a lantern that conceals the smokestack. This design was inspired in part by St. Mark's bell tower in Venice, the fourth-century B.C. Mausoleum at Helicarnassus, and the Bankers Trust Company Building (1910-1912) in New York, designed by Trowbridge and Livingston.

The building's main floor was to be leased to the Central Trust Company, while the insurance company was to occupy the upper eight floors. This was a key feature of the building's design, reflecting the company's priorities at the time.

Union Central Life offers both individual policies and group disability plans, which can be offered through employers as benefits for their workers.

You can choose between an employer-paid or individual basis for the group plans.

Their long-term plans offer coverage up to age 65 if elected.

Short-term disability benefits may provide payments for a limited duration after the insureds complete an elimination period.

You'll have to go through an Elimination Period before you can start collecting benefits from a short-term disability policy.

Some policies may have exceptions and limitations that will prevent you from collecting benefits, such as pre-existing conditions being ineligible for benefits.

Understanding your policy is crucial to know what's covered and what's not, and to submit a disability claim successfully.

Their short-term disability insurance is aimed at helping protect your income if you can't work for a short period of time due to a disabling injury or illness.

You may need to go through a Waiting Period before you can even apply for benefits, depending on your policy.

Reading your policy in full will help you understand all the things your policy entitles you to.

You'll need to go through an Elimination Period before you can start collecting benefits from Union Central's short-term disability insurance. This period can be a challenge, but understanding it will help you prepare.

The Elimination Period can vary depending on your policy, so it's essential to read your policy in full to know what to expect. Some policies may even require a Waiting Period before you can apply for benefits.

If you're submitting a disability claim, it may take more than ten days to hear back from the insurance company. If you haven't heard anything after ten days, it's time to contact a representative for a status update.

Be prepared for the representative to ask questions or request more information, which may be a sign that they're delaying your claim. In this case, consider seeking the help of an experienced disability lawyer.