
Union Bank offers a range of check methods and options to suit different needs.
You can deposit a Union Bank check using the bank's mobile banking app, which is available for both iOS and Android devices.
The app allows you to deposit checks remotely, and the funds will be available in your account within a few days.
Union Bank also has a mobile deposit limit of $5,000 per check, which is a reasonable amount for most people.
Additionally, you can deposit checks at a Union Bank ATM, which is a convenient option if you're on the go.
Some ATMs may have a lower deposit limit, so it's a good idea to check with the bank first.
Union Bank offers a remote deposit capture service that allows you to deposit checks from the comfort of your own home.
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Authentication Methods
Union Bank uses a variety of authentication methods to verify the identity of its customers.
The bank's online banking system requires customers to enter a username and password to log in, providing an additional layer of security.
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Two-factor authentication is also available, which sends a code to the customer's phone or email to verify their identity.
This adds an extra step to the login process but significantly reduces the risk of unauthorized access.
Biometric authentication, including fingerprint and facial recognition, is also available for customers who have registered for it.
Customers can also use a security token or authenticator app to generate a one-time password for added security.
These authentication methods are designed to protect customers' sensitive information and prevent identity theft.
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Check Verification
Check Verification is a crucial step in the Union Bank check process.
Union Bank uses a multi-step verification process to ensure the authenticity of checks.
A unique check verification number is printed on the bottom right corner of every Union Bank check.
This number is used to verify the check's authenticity and prevent counterfeiting.
To verify a Union Bank check, you need to check the check number against the one on the bank's website or mobile app.
The check must also have a valid Union Bank routing number and account number.
If the check is valid, the bank will verify the check and notify you of the results.
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Alternative Check Methods
If you're looking for ways to check your Union Bank balance beyond the usual methods, you're in luck. There are several alternative methods available.
You can check your balance online through Union Bank's online banking service. This is a convenient way to stay on top of your account activity from the comfort of your own home.
Mobile banking applications are also a great option. Union Bank's mobile app allows you to check your balance, transfer funds, and even pay bills on the go.
Another way to get a quick snapshot of your account is through mini statements. These statements provide a brief summary of your recent transactions.
If you're a fan of digital payments, you can also use UPI (Unified Payments Interface) to check your balance. This method is fast, secure, and widely accepted.
Here are the alternative check methods in a quick rundown:
- Online banking
- Mobile banking application
- Mini statements
- UPI
India Through SMS
You can check your Union Bank of India balance through SMS, and it's surprisingly easy. To do this, simply send an SMS with the code "UBAL" to 09223008486.
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You'll receive a reply with a breakdown of your available balance, giving you a quick snapshot of your account status.
To check your primary account balance, all you need to do is send an SMS with "UBAL" to 09223008486.
If you have multiple accounts, you can check their balances by sending an SMS with "UBAL" followed by your account number to 09223008486.
Here's a quick reference guide to help you remember the steps:
Digital Platforms
Digital platforms have made it easier for Union Bank customers to manage their finances on the go.
With the Union Bank mobile app, customers can access their accounts, transfer funds, and pay bills from their smartphones.
The app is available for both iOS and Android devices, making it convenient for customers to bank from anywhere.
Union Bank also offers a digital wallet service, allowing customers to store their credit and debit card details securely.
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Online Portal
To check your Union Bank of India account balance through the online portal, you'll need to visit the official website of the bank. The website is unionbankofindia.co.in.
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The first step is to click on the 'Internet Banking' button on the website. This will take you to the login page where you can enter your login credentials.
Once you're logged in, you'll be able to check your account balance and transaction history. You can do this by clicking on the relevant option.
Here's a step-by-step guide to help you:
1. Visit the official website of the Union Bank of India.
2. Click on the 'Internet Banking' button.
3. Click on the 'Retail Login' button.
4. Enter your login credentials.
5. Once logged in, click on the option to check your account balance and transaction history.
By following these simple steps, you'll be able to check your Union Bank of India account balance through the online portal.
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United Options
United Options provide a range of checking accounts to suit different needs and stages of life. The Signature account is available to anyone 18+, with a $25 opening deposit and no interest earned.

ATM and debit cards are included with all United Bank of Union checking accounts. You can also enjoy fee-free ATMs with the MoneyPass ATM Network.
The Seniority account is designed for those 55+, offering an average interest of $500 if an average balance of $500 is maintained. This account also includes discounted checks, free money orders, and free cashiers checks.
For younger account holders, the Teen Difference account is available to those between 13-18, requiring a co-signer 18+ to open the account. This account earns interest, but check writing is not an option.
The College account is designed for students 18-25, with a $25 opening deposit and interest earned. This account also offers up to $18 in foreign ATM fees refunded each month if certain conditions are met.
A table of the different checking account options is provided below, highlighting key features:
Frequently Asked Questions
Are Union Bank checks still good?
Yes, your existing Union Bank checks are still valid until your supply runs out. You can continue using them for your deposit accounts after the transition to U.S. Bank.
How to order Union Bank checks?
To order Union Bank checks, call your local banker for the first order or contact Deluxe at 877-838-5287 for subsequent orders.
Can I cash a Union Bank check at any bank?
No, you can't cash a Union Bank check at just any bank. It's best to cash it at Union Bank or a bank where you have an account
Sources
- https://groww.in/banking/union-bank-of-india-balance-enquiry-number
- https://www.bankbazaar.com/debit-card/steps-to-know-union-bank-of-india-balance-through-the-missed-call-service.html
- https://www.theubank.com/checking
- https://www.ubu.bank/personal/checking-accounts
- https://wallethub.com/answers/ca/union-bank-checking-account-balance-2140767621/
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