Understanding UniCredit Bank Slovenia

UniCredit Bank Slovenia is a significant player in the Slovenian banking market. It's a subsidiary of UniCredit Group, one of the largest financial institutions in Europe.

The bank was established in 1992, following the dissolution of Yugoslavia. This marked the beginning of a new era in Slovenian banking.

UniCredit Bank Slovenia offers a wide range of financial services to individuals, businesses, and institutions. Its product portfolio includes personal and corporate banking, asset management, and more.

The bank has a strong presence in Slovenia, with a network of branches and ATMs across the country.

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UniCredit Bank Slovenia is a Slovenian bank that was founded on January 24, 1991, as a subsidiary of UniCredit Group.

UniCredit Bank Slovenia has a market share of 7.6% in Slovenia, in terms of total loans as of September 30, 2015. This makes it a significant player in the Slovenian banking market.

The bank has 28 branches across Slovenia, as of 2015. You can find one near you by checking their website or visiting a branch in person.

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UniCredit Bank Slovenia is owned by UniCredit S.p.A., which holds a 99.99% stake in the bank. This means that UniCredit S.p.A. has significant control over the bank's operations and decisions.

Here are some key financial metrics for UniCredit Bank Slovenia as of December 2015:

The bank has a capital ratio of 19.51%, which is a measure of its financial health and stability. This is a relatively high ratio, indicating that the bank is well-capitalized and able to absorb potential losses.

UniCredit Bank Slovenia offers a range of financial services, including credit cards and loans. In fact, the bank has issued several types of credit cards, including Visa Classic, Visa Gold, and Visa Business.

UniCredit Bank Slovenia has been steadily growing its revenues and assets over the last decade, with a 2.62% average annual increase in revenues and a 2.61% average annual increase in assets.

The bank's loan and deposit growth has also been notable, with loans increasing by an average of 1.50% and deposits by 10.5% per year.

At the end of 2017, the bank's loans to deposits ratio reached a high of 94.9%, indicating a significant reliance on loans to drive its business.

UniCredit Bank Slovenia has managed to achieve an average return on equity of 3.70% over the last decade, a respectable figure in the banking industry.

The bank's net profit has grown by an average of 9.09% per year, a strong indicator of its financial health.

Its cost to income ratio, however, stood at 64.1% in 2017, slightly higher than the 10-year average of 56.4%.

Equity represented a relatively small percentage of total assets, at 10.6%, but a more substantial proportion of loans, at 15.8%, at the end of 2017.

Non-performing loans made up a significant portion of the bank's loan book, standing at 23.1% of total loans, while provisions covered around 15.4% of these NPLs.

UniCredit Bank Slovenia has been steadily growing its revenues and assets over the last decade, with a 2.62% average annual increase in revenues and a 2.61% average annual increase in assets.

Its loans have been growing at a slower pace, increasing by an average of 1.50% per year, while deposits have seen a more significant growth of 10.5% per year on average.

The bank's loans to deposits ratio reached a notable 94.9% at the end of 2017, indicating a strong focus on lending.

UniCredit Bank Slovenia has managed to achieve a respectable average return on equity of 3.70% over the last decade.

Its net profit has been growing at a healthy rate of 9.09% per year on average, demonstrating a stable financial performance.

The bank's cost to income ratio was 64.1% in 2017, which is higher than the decade-long average of 56.4%.

Equity represented a relatively modest 10.6% of total assets at the end of 2017.

Non-performing loans accounted for 23.1% of total loans at the end of 2017, with provisions covering some 15.4% of these problematic loans.