UniBank Services for Personal and Business Needs

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UniBank offers a range of services tailored to meet both personal and business needs. Their personal banking services include online banking, mobile banking, and a mobile app for easy account management.

UniBank's business banking services, on the other hand, provide specialized support for entrepreneurs and small business owners. This includes cash management services, merchant services, and business loans.

With UniBank, you can enjoy flexible payment options, including online bill pay and mobile deposit. Their services are designed to save you time and make your financial life easier.

UniBank's business banking services also offer a dedicated business banking team to provide personalized support and guidance. This team can help you navigate the world of business finance and provide expert advice when needed.

Bank Overview

UniBank is a full-service bank that offers a wide range of financial products and services to its customers. With a strong presence in the market, UniBank has become a trusted name in the banking industry.

For your interest: Bdo Unibank Stock Price

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UniBank was founded in 1998 by a group of entrepreneurs who wanted to create a bank that would provide excellent customer service and innovative financial solutions. UniBank has since grown to become one of the largest banks in the country.

UniBank has over 200 branches across the country, making it easily accessible to its customers. Each branch is equipped with state-of-the-art technology to ensure smooth and efficient transactions.

UniBank offers a variety of deposit accounts, including checking and savings accounts, as well as certificates of deposit. These accounts are designed to meet the diverse needs of its customers.

UniBank's online banking platform allows customers to manage their accounts, pay bills, and transfer funds from the comfort of their own homes. This convenient service is available 24/7, making it easy for customers to bank on their own schedule.

Bank Services

UniBank offers a wide range of bank services that cater to various customer needs. Their services include online banking, mobile banking, and phone banking, allowing customers to manage their accounts and conduct transactions from anywhere.

For your interest: Unibank Mobile Banking

Credit: youtube.com, UniBank for Business

With UniBank's online banking, customers can view their account balances, check their transaction history, and transfer funds to other accounts. This service is available 24/7, making it convenient for customers to manage their finances at their own pace.

UniBank's mobile banking app allows customers to perform various banking tasks on-the-go, including depositing checks and paying bills. This feature has been particularly useful for customers who are always on the move.

Checking Accounts

UniBank's checking accounts offer 24/7 account management, which means you can access your account at any time.

Online bill pay is a convenient feature that allows you to pay your bills from the comfort of your own home.

Mobile deposit is another great feature that lets you deposit checks remotely, saving you time and hassle.

Account alerts will keep you informed about your account activity, so you can stay on top of your finances.

UniBank's checking accounts have a range of benefits, and by comparing them, you can find the one that's right for you.

Credit Card Rewards

Credit: youtube.com, CREDIT CARD WITH NO ANNUAL FEE FOR LIFE | UNION BANK REWARDS CREDIT CARD APPLICATION

UniBank offers a variety of credit card rewards, including those that can be redeemed for cash, travel, and merchandise.

With UniBank's credit card rewards, you can earn points or miles that can be redeemed for a range of exciting rewards, such as flights, hotel stays, or even gift cards.

One of the most popular credit card rewards offered by UniBank is the opportunity to redeem points for cash, which can be deposited directly into your account.

You can also use your UniBank credit card rewards to book travel, including flights, hotels, and rental cars, making it easier to plan your next trip.

UniBank's credit card rewards program is designed to be flexible and rewarding, with various options for redemption to suit your needs and preferences.

Contactless Payments

Contactless payments make paying faster, easier, and more secure.

You can use your UniBank debit or credit card to make contactless payments. Simply tap to pay at checkout when you're on-the-go.

Contactless payments are available on UniBank debit and credit cards.

Online & Mobile Banking

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UniBank offers digital banking tools to meet your needs, making it easy to manage your finances on the go.

You can deposit checks with your mobile device, eliminating the need to physically visit a branch.

With online banking, you can pay bills and check your balances from anywhere.

UniBank's Express Banking Machines are a convenient and secure way to transact, offering more than just typical ATM services.

By using these digital banking tools, you can save time and increase your financial flexibility.

Superior Member Service

UniBank's commitment to superior member service is evident in their promise to go beyond meeting your banking needs. This promise is fulfilled every day.

Their goal is to deliver a better experience with every interaction. This is a clear indication that they value their customers and strive to provide exceptional service.

UniBank's dedication to superior member service means they are always looking for ways to improve. By doing so, they can ensure that their customers receive the best possible experience.

Their promise to deliver a better experience with every interaction is a testament to their commitment to customer satisfaction.

Traditional Services and Community Commitment

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UniBank stands out from other financial institutions because it's a community mutual bank that serves the community, not just transactions.

UniBank's mission is to give back to the communities it lives in, and the more money it makes, the more it can give away. Last year, the bank donated $1.7 million in funds to charitable giving.

The bank's commitment to community development is evident in its socially responsible banking programs, such as the Invest Worcester Statement Savings Account. This program leverages deposited money to provide loans to local organizations at favorable terms.

UniBank's focus on community development and charitable giving sets it apart from other banks that prioritize shareholder profits. By giving back to the community, UniBank aims to make a positive impact on the lives of its customers and neighbors.

Why Choose UniBank

UniBank is a not-for-profit credit union that exists to serve the people, businesses, and neighborhoods of Greater Philadelphia, so they can prosper.

Woman using a secure mobile app, showcasing data encryption on a smartphone.
Credit: pexels.com, Woman using a secure mobile app, showcasing data encryption on a smartphone.

We're a cooperative, which means we're owned by our members, not by outside investors. This allows us to focus on providing the best possible service to the community.

Our members get access to better rates and lower fees, which can save them money and help them achieve their financial goals.

You don't have to worry about hidden fees or tricks - we're transparent about our rates and terms.

Our members can enjoy personalized banking experiences, both online and in-person, because we take the time to understand their unique needs.

Anyone who lives or spends time in Southeast PA is eligible to join UniBank, and all it takes is opening a savings account to become a member.

Business Support

UniBank offers full banking services to businesses, including deposits, loans, and cash management services.

Their Bank at Work program provides a range of financial products for employees, such as free online banking and bill pay, free mobile banking and mobile deposit, and a free VISA debit card.

UniBank has received numerous accolades, including being voted "Best Bank for Business" by Worcester Business Journal Readers in multiple years, including 2021, 2020, 2019, 2018, 2017, 2016, 2014, and 2013.

Branch Network

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uniBank maintained 55 networked branches in nine of Ghana's ten regions as of May 2017.

The bank had a significant presence in regions such as Ashanti, Greater Accra, Western Region, Eastern Region, Brong Ahafo, Northern Region, and Upper East Region.

These branches were part of the bank's extensive network, which was expected to provide convenience to its customers across the country.

However, the bank's financial struggles took a toll on its operations, and it was eventually placed in receivership under KPMG.

Video Connect

Video Connect is a secure, video banking tool that lets you chat face-to-face with a representative using your computer or mobile device.

With Video Connect, you can connect with UniBank from the comfort of your own home, making it easy to take care of your banking needs remotely.

UniBank's Video Connect tool is designed to be convenient and accessible, allowing you to bank from anywhere at any time.

Support for Businesses

UniBank offers full banking services to businesses, including deposits, loans, and cash management services.

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Their Bank at Work program provides a financial suite of products for a company's employees, featuring free online banking and bill pay, free mobile banking and mobile deposit, and a free VISA debit card.

This program is a great perk for employees, giving them more control over their finances and making it easier to manage their money on the go.

UniBank has received numerous accolades, including being voted "Best Bank for Business" by Worcester Business Journal Readers in 2021, 2020, 2019, 2018, 2017, 2016, 2014, and 2013.

Their recognition as a top business bank speaks to their commitment to providing excellent service and support to businesses like yours.

Adapting to New Business Practices

UniBank's employees showed remarkable adaptability in March last year when the pandemic forced a sudden shift to remote work.

Ninety five percent of them successfully switched to working from home without any lapse in customer service.

The bank's technology investment made this transition smoother.

Customers were impressed, saying they could always reach a live person.

UniBank processed over $130 million in paycheck protection program loans from first and second draws to date.

This achievement highlights the bank's commitment to supporting its community during challenging times.

Financial Management Solution

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The Unibank website offers a simple and intuitive interface, making it easy to navigate and access the services you need without confusion. This user-friendly design ensures that you can quickly find what you're looking for.

With a comprehensive range of online services, you can manage your accounts, perform transfers, and explore savings options all in one place. Whether you're an individual or a business, Unibank has got you covered.

You can access your finances 24/7, without being restricted by branch hours. This means you can manage your finances anytime, anywhere, making it a great solution for those with busy schedules.

The Unibank website is also mobile-compatible, offering the same efficiency as the desktop version on smartphones and tablets. This means you can stay on top of your finances even when you're on the go.

Unibank ensures your personal and financial data is always protected using advanced encryption. This means you can trust the website with your sensitive information.

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Here are some of the key features of the Unibank website:

  • Apply for cards online and track your application status
  • Manage your savings and track your earnings effortlessly
  • Perform transfers locally or internationally with just a few clicks
  • View live currency rates and make exchanges instantly
  • Access corporate banking tools, including payroll services and bulk transactions

Frequently Asked Questions

Is UniBank a good bank?

Based on customer reviews, UniBank has a below-average rating of 2.7 out of 5, indicating some level of dissatisfaction. If you're considering banking with UniBank, it's worth reading more reviews to get a better understanding of their services.

Who was the owner of UniBank?

UniBank was founded by Dr Kwabena Duffuor, a former Governor of the Bank of Ghana and Finance Minister. He established the bank under the NDC Government.

Felicia Koss

Junior Writer

Felicia Koss is a rising star in the world of finance writing, with a keen eye for detail and a knack for breaking down complex topics into accessible, engaging pieces. Her articles have covered a range of topics, from retirement account loans to other financial matters that affect everyday people. With a focus on clarity and concision, Felicia's writing has helped readers make informed decisions about their financial futures.

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