Umpqua Bank Stock Performance and Financial Insights

Umpqua Bank has a solid track record of financial stability, with a return on equity (ROE) of 14.3% in 2020, significantly higher than the industry average.

Their net interest income has consistently grown over the years, increasing by 10% from 2018 to 2019.

In 2020, Umpqua Bank's non-interest income accounted for 34% of its total revenue, a notable increase from 29% in 2018.

The bank's efficiency ratio, which measures operating expenses as a percentage of revenue, has decreased from 63.4% in 2018 to 57.5% in 2020, indicating improved operational efficiency.

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Umpqua Bank stock has seen some recent activity. In Q1 2022, the bank reported a 10% increase in total revenue compared to the same period in 2021.

Umpqua Bank's net income for Q1 2022 was $62.4 million, a 12% decrease from Q1 2021. This decrease is attributed to higher expenses.

The bank's return on average assets (ROAA) for Q1 2022 was 0.92%, a 0.04% decrease from Q1 2021. Umpqua Bank's ROAA has been steadily decreasing over the past few quarters.

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Umpqua Bank's dividend yield is a top 30% performer, coming in at 4.76% forward dividend yield.

The bank's dividend payout ratio is stable at 42%, which is lower than the sector average of 31%. This suggests that Umpqua Bank has a good track record of paying out a significant portion of its earnings to shareholders.

Here are the top shareholders of Umpqua Bank, according to the latest data:

The bank's dividend has been steadily increasing over the years, with a 16% price target upside from sell-side analysts, ranking it in the top 40%.

Let's take a closer look at the ratings for UMPQ. The payout ratio is 42%, which is relatively stable compared to the sector average of 31%. This suggests that the company has a good track record of maintaining its dividend payments.

One of the most attractive aspects of UMPQ is its dividend yield, which stands at 4.76%. This is one of the top 30% in the industry, making it an attractive option for income investors.

The stock has a low beta of 0.9, indicating that it tends to be less volatile than the overall market. This makes it a good diversifier for a portfolio.

Analysts are also optimistic about UMPQ's future prospects, with a price target upside of 16% from sell-side analysts. This puts it in the top 40% of all stocks in terms of potential upside.

UMPQ has a consistent payout history, with a regular quarterly payout since at least 2011. The company has a 4.76% forward dividend yield, ranking in the top 30%.

UMPQ's payout ratio is 42%, which is considered stable and within the sector average of 31%. This indicates that the company has a strong ability to sustain its dividend payments.

UMPQ's payout history is as follows:

UMPQ's dividend growth has been steady, with a 5-year CAGR of 4.32%. However, the company's payout growth has slowed down in recent years, with a 1-year growth rate of 0.00% in 2024e.

As an investor, it's essential to understand the leadership team behind Umpqua Hldgs. Clint Stein, the CEO, has been at the helm since December 31, 2019, and is 53 years old.

Ronald Farnsworth serves as the Director of Finance and CFO, bringing over 54 years of experience to the role. His age is not publicly disclosed.

The Chief Administrative Officer, Drew Anderson, is not publicly disclosed in terms of age.

The management team includes several directors who also serve on the board. Clint Stein is both the CEO and a Director/Board Member, having been in the role since December 31, 2019.

Here's a list of the board members:

Umpqua Bank's financial performance is quite impressive. The company has consistently reported strong net sales figures, with $1.94B in net sales in 2024, increasing to $2B in 2025.

Net income is another area where Umpqua shines, with $527M in net income in 2024 and $571M in 2025. These figures demonstrate the company's ability to generate significant profits.

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Umpqua's net income per share has also been steadily increasing, from $0.38 per share in 2022 to $0.39 per share in the third quarter of 2022. This growth suggests a healthy trend for the company.

Here's a breakdown of Umpqua's net sales and net income for 2024 and 2025:

Umpqua's net income has consistently been higher than its net debt, indicating a strong financial position.

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Umpqua Bank's financial data is a key aspect of understanding its stock performance. The bank's net sales have been steadily increasing, with a notable jump from 2024 to 2025, reaching $2B and $2.89B respectively.

In 2022, Umpqua Bank's sales reached $1.362.99 billion, a 4.16% increase from the previous year. This trend of steady growth is a positive sign for investors.

The bank's net income has also seen significant growth, with a net income of $527M in 2024 and $571M in 2025. This increase in net income is a direct result of the bank's growing sales.

Umpqua Bank's operating income has experienced fluctuations, but it's worth noting that the bank's operating income in 2022 was $469.73 million, a decrease of 19.05% from the previous year.

Here's a breakdown of Umpqua Bank's net income and net sales for 2024 and 2025:

Umpqua Bank's financial data suggests a strong and growing business, with increasing sales and net income. This is a positive sign for investors considering the bank's stock.