UCLA Dental Insurance Guide for Students and Families

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View of an Archway on the Campus of UCLA in Los Angeles, California
Credit: pexels.com, View of an Archway on the Campus of UCLA in Los Angeles, California

As a UCLA student, navigating dental insurance can be overwhelming. Fortunately, UCLA offers a variety of dental insurance options for students and their families.

UCLA's Student Dental Association recommends that students take advantage of the university's dental insurance plan, which provides comprehensive coverage for routine cleanings, fillings, and other dental procedures.

The university's plan also offers coverage for orthodontic services, including braces and Invisalign. This can be a huge cost-saver for students who may have been putting off orthodontic treatment due to the high costs associated with it.

To enroll in UCLA's dental insurance plan, students can visit the university's benefits website or stop by the Student Health Center.

Finding and Choosing Providers

When choosing a dentist for your UCLA dental insurance, make sure to select one from the Delta Dental PPO network to avoid higher out-of-pocket costs.

Preventive and diagnostic services are covered at $0 for those who choose a dentist from the correct network.

Credit: youtube.com, UCLA SIDE and ASDA: Insurance and Socioeconomic Determinants of Health

To ensure you're getting the most out of your insurance, familiarize yourself with the different dental networks offered by Delta Dental.

You can find a list of in-network dentists on the Delta Dental website or by contacting your insurance provider directly.

By choosing an in-network dentist, you'll not only save money but also ensure that your services are covered as per your insurance plan.

Understanding Your Coverage

You'll need to provide your Delta Dental ID number to your dentist to get care, and you can find this number in the mobile app, print an ID card from the Delta Dental website, or order a card from Delta Dental customer service at (800) 765-6003.

UC SHIP has contracted with the Delta Dental Preferred Provider Organization (PPO) network to accept specific fees for services, so you'll pay less if you see a Delta Dental PPO dentist.

For preventive and diagnostic services like cleanings and exams, you won't have to pay anything out of pocket.

Dental Check-up
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Except for these services, you'll need to pay a deductible before the plan begins to share costs with you.

UC SHIP dental plans cover 100% of regular preventative and diagnostic services, including oral exams, cleanings, X-Rays, and fluoride treatments.

Here are some services that UC SHIP dental plans cover, along with the percentage of the cost they'll cover:

  • Fillings: 80%
  • Extractions: 80%
  • Root canals: 80%
  • Oral surgery: 80%
  • Nighttime bite guards: 80%
  • Prosthetic teeth: 70%
  • Inlays and onlays: 70%
  • Crown repairs: 70%

If you see an out-of-network provider, you'll be responsible for paying the difference between the amount UC SHIP covers and the price your dentist charges you.

UC SHIP dental coverage is an integral part of the insurance package and covers many basic and emergency oral care services, including cleanings and exams, fillings, extractions, crown repair, and emergency care resulting from sports-related injuries.

Importance and Tips

Maintaining good oral health is crucial, especially for college students. UC SHIP dental coverage allows you to maintain your oral health much more affordably than paying out-of-pocket.

Ignoring your dental care can lead to serious total health consequences, including hospitalization and emergency room visits. This can be a costly and stressful experience.

Woman Having Dental Check-up
Credit: pexels.com, Woman Having Dental Check-up

Regular dental exams are essential to prevent complications. Dr. Guillen, a professional UC SHIP dental care provider, has office hours on Saturdays, making it easy to fit in a visit.

UC SHIP dental plans cover 100% of regular preventative and diagnostic services, including oral exams, cleanings, X-Rays, and fluoride treatments.

Fillings, extractions, root canals, and oral surgery are covered up to 80% by UC SHIP dental plans.

Major oral health procedures, such as prosthetic teeth, inlays, and onlays, are also covered, but with a 70% coverage limit.

Prevention is always the best option, and UC SHIP dental plans encourage regular check-ups to avoid costly procedures in the future.

Here are the services covered by UC SHIP dental plans:

Don't let your teeth take a back seat – take advantage of UC SHIP dental services and see an experienced dental care professional regularly.

Frequently Asked Questions

What is the most dental insurance will cover?

Under most dental insurance plans, you can expect 100% coverage for preventive care, 80% for basic procedures, and 50% for major treatments. Learn more about how your dental insurance works and what's covered in your network.

What insurances does UCLA accept?

UCLA accepts a variety of health insurance plans, including Medicare, Medi-Cal, and employer-sponsored plans like HMO, POS, and PPO. We also accept Medicare Advantage and other government health insurance programs.

What is the best dental plan in CA?

For California residents, California Dental stands out with low premiums and copays, while also offering no deductibles. However, other plans like Spirit Dental and Cigna Dental may also be worth considering for their unique benefits.

Matthew McKenzie

Lead Writer

Matthew McKenzie is a seasoned writer with a passion for finance and technology. He has honed his skills in crafting engaging content that educates and informs readers on various topics related to the stock market. Matthew's expertise lies in breaking down complex concepts into easily digestible information, making him a sought-after writer in the finance niche.

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