UBS Select Prime Institutional Fund Detailed Analysis and Investment Review

The UBS Select Prime Institutional Fund is a solid choice for investors looking for a low-risk investment option. It aims to provide a return that is slightly higher than the return on cash, while still being very low-risk.

The fund's investment objective is to generate a return that is in line with the performance of the global bond market. This is achieved by investing in a diversified portfolio of high-quality bonds from around the world.

With a minimum investment of $5,000, the fund is accessible to a wide range of investors. The fund's management team is experienced in managing institutional money and has a proven track record of success.

The fund's fees are competitive and transparent, with a management fee of 0.15% per annum. This is a relatively low fee compared to other investment options.

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The UBS Select Prime Institutional Fund has a legal name of UBS Select Prime Institutional Fund, which is part of the UBS Asset Management fund family.

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It was established on December 15, 1999, making it a long-standing investment option.

The fund is denominated in US dollars and is domiciled in the United States.

Here are some key details about the fund:

The UBS Select Prime Institutional Fund has shown a range of performance metrics over the years.

The fund's average gain over 10 years is 0.14, which is a relatively modest return.

The fund's average gain over 5 years is 0.20, slightly higher than the 10-year average.

The fund's average loss over 10 years is -0.01, indicating that it has generally avoided significant losses.

The fund's capture ratio up 1 year is 99.87, suggesting that it has effectively captured market gains in the short term.

The fund's correlation 20 years is 80.54, indicating a strong relationship between its performance and the market's performance over the long term.

The fund's trailing return 1 year is 5.48, and its trailing return 10 years is 1.58, indicating a decent long-term return.

Here's a summary of the fund's performance metrics:

The fund's performance has been generally stable, with some fluctuations over the years.

The UBS Select Prime Institutional Fund's fees and distributions are worth taking a closer look at. The fund has a 3.6% Year-To-Date (YTD) Total Return.

A closer examination of the fund's distributions reveals that it has a 5.4% Dividend Yield. This is a notable aspect of the fund's performance.

Here are the key distribution statistics for the UBS Select Prime Institutional Fund:

Investing in a retirement account can start with a minimal amount of money, as low as $100 per month, but it's essential to understand the fees associated with these accounts.

Many retirement accounts, such as 401(k) and IRA plans, have a minimum investment requirement to avoid fees, which can be as low as $100 per month.

Some retirement accounts, like the 403(b) plan, have no minimum investment requirement, allowing you to start investing with any amount.

However, even with a low minimum investment, it's crucial to consider the fees and expenses associated with the account, which can eat into your savings over time.

A fee of 0.5% to 1% per year can seem small, but it can add up quickly, especially if you're investing a small amount each month.

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Let's take a closer look at the distributions of a fund. The YTD Total Return is 3.6%, which is a decent return over the past year.

The 3 Yr Annualized Total Return is 3.1%, indicating a relatively stable performance over the past three years.

The 5 Yr Annualized Total Return is 2.0%, showing a more modest growth over the past five years.

There are no capital gain distributions, which means investors won't have to worry about selling their shares to avoid taxes on capital gains.

The Net Income Ratio is a low 0.11%, indicating that most of the fund's returns come from capital gains rather than dividends.

Here's a breakdown of the fund's distribution schedule:

The Dividend Yield is a relatively high 5.4%, which can be attractive to income-seeking investors.

Operating fees are a crucial aspect of managing your investments, and understanding how they work is essential to making informed decisions.

In the article, we learned that operating fees are typically charged as a percentage of the total investment, and can range from 0.05% to 1.00% or more per year.

Explore further: Ubs Fees

This fee is used to cover the costs of managing your investment, including administrative tasks, record-keeping, and other expenses.

For example, a fund with a 0.50% operating fee would charge $5 for every $1,000 invested.

It's worth noting that some funds may also charge additional fees for services such as accounting and auditing.

These fees can add up quickly, so it's essential to carefully review the fee structure of any investment before making a decision.

In some cases, operating fees may be waived or reduced for investors who hold a certain amount of shares or meet other qualifications.

This can be a great way to save money on fees, but it's essential to understand the terms and conditions of any fee waiver or reduction.

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