Using Touch n Go Alipay in China: Everything You Need to Know

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Touch 'n Go Alipay is a popular digital wallet in China that allows users to make payments, transfer money, and access a range of services.

To use Touch 'n Go Alipay, you'll need to download the Alipay app and register for an account, which can be done in just a few minutes.

The app is available in both English and Chinese, making it accessible to international visitors and expats.

To start using Touch 'n Go Alipay, you'll need to link a payment method, such as a credit or debit card, to your account.

Using Alipay with Touch 'n Go

Using Alipay with Touch 'n Go is a convenient way to make payments in China. You can use AliPay in TnG app to make payments by scanning the merchant's QR code and entering the payment amount.

To use AliPay in TnG, you'll need to follow these simple steps: Open up the TnG app, tap the Pay icon, hold up the QR code to the merchant's QR reader, and the payment will be deducted automatically from the TnG ewallet.

Consider reading: E S a Payments

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The amount you've spent is deducted from your TnG ewallet balance in MYR. Make sure you have enough in your account to cover the cost of your spending - if you don't, the transaction will be rejected.

There are some restrictions to know about when making AliPay payments in China through your TnG app. The service is intended for merchant payments only.

Here are some key points to keep in mind when using AliPay with Touch 'n Go:

  1. Only merchant QR codes are accepted.
  2. Personal QR payments and peer-to-peer transfers are not allowed.

Alipay Payment and Exchange

To make an Alipay payment in the TnG app, you can either scan the merchant's QR code and enter the payment amount or let the merchant scan your TnG QR code for a smoother ride.

The latter option is the easiest because the amount you need to pay is automatically prepopulated, showing the cost in both MYR and CNY, as well as the exchange rate offered.

To use Alipay in TnG, simply open the app, tap the Pay icon, and hold up your QR code to the merchant's reader.

Indian street vendor in Jaipur offering grains under an umbrella with QR code payment option.
Credit: pexels.com, Indian street vendor in Jaipur offering grains under an umbrella with QR code payment option.

The payment will be deducted automatically from your TnG ewallet balance in MYR, and you'll receive a notification on screen of the amount deducted and the rate used.

Make sure you have enough in your account to cover the cost of your spending, as the transaction will be rejected if you don't.

The exchange rate used is provided by Alipay, and you'll be able to see the rate applied in the TnG app after you've made your payment.

Note that the exchange rates for overseas QR payments include a 1% overseas transaction conversion fee.

Alipay Payment Restrictions

When making AliPay payments in China, there are some restrictions to be aware of.

You can only use the service for merchant payments, which means personal QR payments and peer-to-peer transfers are not allowed.

The only type of QR code that's accepted is a merchant QR code.

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Touch N Go Exchange Rates

Touch 'n Go (TnG) exchange rates are provided by Alipay, the same company that powers your Alipay payments. You'll be able to see the rate applied in the TnG app after you've made your payment.

Additional reading: Tng E Wallet Qr Code

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The live rate changes all the time to reflect movements on global currency markets, so be sure to check the rate before making a payment. This ensures you get the most up-to-date and accurate exchange rate for your transaction.

There's an important note to keep in mind: overseas QR payments include a 1% overseas transaction conversion fee. This fee is added on top of the exchange rate, so be sure to factor it into your calculations.

Here's a quick rundown of what you can expect:

  1. The exchange rate is provided by Alipay and is subject to change.
  2. Overseas QR payments include a 1% overseas transaction conversion fee.

By understanding how TnG exchange rates work, you can make informed decisions about your payments and ensure you get the best possible rate.

Singapore Tourism Board Partners with Alipay+ for Travel Promotion

The Singapore Tourism Board has partnered with Alipay+ to promote travel to Singapore.

This partnership allows tourists to use Alipay+ for various travel-related services, including hotel bookings and transportation.

Singaporeans can now use Alipay+ to pay for their travel expenses, making it a convenient option for tourists.

On a similar theme: Singapore Qr Code Payment

Smartphone displaying Alipay app on open laptop with online shopping site.
Credit: pexels.com, Smartphone displaying Alipay app on open laptop with online shopping site.

The partnership aims to boost tourism in Singapore and provide a seamless travel experience for visitors.

Tourists can use Alipay+ to pay for their expenses at over 100,000 merchants in Singapore, including restaurants, shops, and attractions.

This is a significant development for the tourism industry in Singapore, as it makes it easier for tourists to travel and spend money in the country.

Touch 'n Go Services

Touch 'n Go has been given approval by Bank Negara Malaysia to operate and offer mobile e-wallet services in the country.

The services will be based on the Alipay payment system, which supports over 450 million users in China.

TNG Digital, a joint-venture concern with Alibaba Group affiliate Ant Financial Group, will be offering the services.

Touch 'n Go is owned by CIMB, MTD Equity and PLUS Expressways, which also owns CIMB Group Holdings.

The new mobile e-wallet will enable Malaysians to experience a secure, convenient and seamless payment ecosystem.

Toll, transit, and parking users will be able to use the expanded services.

Touch 'n Go is already the number one player in micropayments.

The Touch 'n Go e-Wallet is now available in the iOS App Store and the Google Play Store.

Frequently Asked Questions

Can I use TNG for Alipay?

Yes, you can use TNG for Alipay payments, as Alipay and Touch n' go have partnered up to enable seamless QR payments. This partnership makes it easy to use your TNG wallet for transactions in mainland China and beyond.

Is Touch N Go owned by Alipay?

Touch 'n Go is not owned by Alipay, but rather has a partnership with Alipay+ for cross-border payments. The majority ownership of Touch 'n Go lies with CIMB.

Greg Brown

Senior Writer

Greg Brown is a seasoned writer with a keen interest in the world of finance. With a focus on investment strategies, Greg has established himself as a knowledgeable and insightful voice in the industry. Through his writing, Greg aims to provide readers with practical advice and expert analysis on various investment topics.

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