
TD Canada Bank Institution Number is a unique identifier assigned to TD Canada Trust by the Canadian Payments Association. It's a 5-digit number used to identify the bank in various transactions.
The institution number is often used in conjunction with the transit number to facilitate transactions. It's a crucial piece of information when setting up direct deposits, pre-authorized debits, or online banking services.
TD Canada Bank Institution Number is TD Canada Trust's unique identifier, and it's essential to use the correct number to avoid any issues with transactions.
What Is a Routing Number?
A routing number is an 8-digit banking code in Canada that represents the financial institution and the specific branch associated with a bank account. It's made up of two smaller numbers: a branch number and an institution number.
The branch number, also known as the transit number, is 5 digits long and corresponds to the TD branch that your bank account is based at. This might not be the branch you currently bank at.

TD's institution number is 004, which is always 3 digits long and represents the bank that your account is with. The institution number is a crucial part of the routing number.
A routing number ensures that banks correctly and securely forward funds to the intended person at the indicated bank branch. This number denotes exactly where funds go during a bank transaction.
Finding Routing Numbers
If you don't have a cheque book or an EasyWeb account, don't worry, you can still find your TD routing number by looking it up on a website based on your branch address.
You can also find your TD routing number by adding a 0 at the beginning of the set to complete the bank code, as the standard routing numbers in Canada are typically 8 digits, but some banks may ask for a 9-digit number.
To find your TD routing number online, you can use the pre-filled Direct Deposit form, which is pre-filled with the routing number, or go to the “Account Details” section of Online Banking.
Find Routing Number by Bank Address

If you don't have a cheque book or an EasyWeb account, you can still find your TD routing number by looking it up on a website based on your branch address.
You can find your routing number by visiting the website, which allows you to look up your routing number based on your branch address.
Unfortunately, there's no way to get out of paying your insurance premiums by not knowing your routing number.
Find Routing Number Online
You can find your TD routing number online through your bank account details.
The pre-filled Direct Deposit form is pre-filled with the routing number, which consists of the 5-digit transit/branch code, the 3-digit financial institution number, and the 7-digit account number.
To access this information, go to the “Account Details” section of Online Banking.
You can also look up your routing number on the TD Bank website based on your branch address, but this method is not as straightforward as the others.
TD Bank Canada's Routing Number

TD Bank Canada's routing number is an 8-digit banking code that represents the financial institution and the specific branch associated with a bank account.
The routing number is made up of two smaller numbers: a branch number and an institution number. The branch number, also known as the transit number, is 5 digits long and corresponds to the TD branch that your bank account is based at.
TD's institution number is 004, which is a 3-digit code that represents the bank your account is with. The combination of the branch number and institution number makes up your account's routing number.
For example, the routing number for the TD branch located at 15 York St. in Toronto is 10152-004.
You can find your TD routing number by looking up the branch number and institution number for your specific branch.
Routing Number Information
A routing number is an 8-digit banking code in Canada, representing the financial institution and branch associated with a bank account.

It's made up of two smaller numbers: a branch number and an institution number. The branch number, also known as the transit number, is 5 digits long and corresponds to the TD branch that your account is based at.
TD's institution number is always 3 digits long and is 004. Combining the branch number and institution number gives you your account's routing number.
You can find your TD routing number online by looking at the pre-filled Direct Deposit form, which is pre-filled with the routing number. The routing number consists of the 5-digit transit/branch code, the 3-digit financial institution number, and the 7-digit account number.
The "Account Details" section of Online Banking is another place to find the routing number. A routing number ensures that banks correctly and securely forward funds to the intended person at the indicated bank branch.
List of Canadian Bank INNs
The Bank of Montreal has a financial institution number of 001, which is one of the five biggest banks in Canada. Scotiabank's institution number is 002, and Royal Bank of Canada's is 003.

The Canadian Imperial Bank of Commerce has an institution number of 010, TD Canada Trust has 004, and Bank of Nova Scotia has 002. These numbers are used for various banking purposes, including setting up payroll deposits and electronic funds transfers.
Here's a list of the institution numbers for Canada's five biggest banks:
- Bank of Montreal: 001
- Scotiabank: 002
- Royal Bank of Canada: 003
- TD Canada Trust: 004
- Canadian Imperial Bank of Commerce: 010
Other notable institutions include the Bank of America, National Association with institution number 241, and the Bank of China (Canada) with 308. The Bank of Tokyo-Mitsubishi UFJ (Canada) has 245, and the Bank West has 342.
Frequently Asked Questions
Which TD Bank is institution number 004?
TD Canada Trust has an institution number of 004. This is the Bank Code for TD Canada Trust.
Is the institution number 3 or 4 digits?
The institution number is a unique 3-digit code. It's a shorter part of a larger routing number, which also includes a transit number.
What bank is institution number 016 in Canada?
The institution number 016 is associated with HSBC in Canada. For more information on HSBC's services and products, please visit their website.
Sources
- https://stories.td.com/ca/en/article/td-branch-transit-0001
- https://www.bankrouting.ca/financial-institution-numbers
- https://www.policyme.com/blog/how-to-find-your-td-routing-number
- https://www.savvynewcanadians.com/canadian-bank-institution-number/
- https://www.savvynewcanadians.com/how-to-find-a-td-routing-number/
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