Tbc Bank Group Plc LSE TBCG Stock Report

TBC Bank Group Plc is a Georgian universal bank with a market capitalization of over $1 billion.

The bank operates in the Caucasus region with a strong presence in Georgia, Armenia, and Azerbaijan.

TBC Bank Group Plc has a diversified revenue stream with a focus on corporate and retail banking.

The bank has a significant market share in Georgia, with a network of over 200 branches and a strong online presence.

TBC Bank Group Plc is listed on the London Stock Exchange (LSE) under the ticker symbol TBCG.

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TBC Bank Group PLC is a financial services company with a presence in several countries. It was founded in 1992.

The company has a significant workforce, with over 11,295 employees. This scale of operations suggests a substantial reach and impact in the regions it serves.

TBC Bank Group PLC operates in three main segments: Corporate, Retail, and Micro, Small and Medium Enterprises. This diversified approach allows the company to cater to a wide range of customers.

The company offers a variety of financial services, including mortgage, digital, and consumer loans. It also provides overdraft and working capital financing, as well as treasury products and term and savings deposits.

Here's a breakdown of the company's services by segment:

TBC Bank Group PLC has a presence in three countries: Georgia, Azerbaijan, and Uzbekistan.

TBC Bank's net sales have been steadily increasing, with a notable jump from $790M in 2024 to $1.43B in 2025, according to the company's financials.

The bank's net income has also seen significant growth, reaching $724M in 2025, up from $405M in 2024.

TBC Bank's net debt is not available, as it is marked as " - " in the company's financials.

Here's a breakdown of TBC Bank's net sales and net income for the past few years:

TBC Bank's stock market performance has been impressive, with a 5-day change of -1.04% and a 1-year change of +45.27%.

TBC Bank stock has had a remarkable run in the past few years. The stock has increased by 247.33% over the past five years.

One of the most impressive metrics is the 3-year change, which stands at an astonishing 347.92%. This is a testament to the bank's strong performance and growth.

In the past month, the stock has seen a significant increase of 26.66% in its value, with a 41.91% change over the past three months. The current share price is UK£43.00, with a 52-week high of UK£44.25 and a low of UK£22.64.

Here's a summary of the stock's performance over the past year:

The beta of the stock is 1.03, indicating a moderate level of volatility.

The Latest Transactions section gives us a snapshot of what's happening in real-time. The latest transaction we have is a sale of 151,201 shares at a price of 4,300.00.

The transactions are happening at a rapid pace, with multiple trades taking place in a short span of time. We can see a flurry of activity between 11:26:37 am and 11:24:51 am.

Let's take a closer look at the numbers. Here are the key statistics:

The daily volume is steadily increasing, indicating a high level of interest in the stock.

The price history of TBC Bank Group PLC is quite fascinating. The current share price is £43.00, with a 52-week high of £44.25 and a 52-week low of £22.64.

The beta of TBC Bank Group PLC is 1.03, indicating a slightly higher volatility compared to the market average. Over the past month, the share price has increased by 26.66%, and over the past three months, it has risen by 41.91%.

Here's a summary of the 1-month and 3-month changes in the share price:

The 5-year change in the share price is an impressive 247.33%, and the change since the IPO is a staggering 296.31%.

As you explore the world of stock performance, it's essential to consider the competition. Many investors like to compare their favorite stocks to their rivals, and for good reason.

The biggest competitor to Apple's iPhone is Samsung's Galaxy series, which has been gaining ground in recent years.

In the tech sector, Microsoft and Google are also major players, constantly innovating and improving their products to stay ahead of the curve.

Amazon, on the other hand, is the largest competitor in the e-commerce space, with its Prime membership program offering unparalleled convenience and value to customers.

In the financial sector, JPMorgan Chase and Bank of America are two of the biggest competitors, with a combined market value of over $1 trillion.

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TBC Bank Group PLC has a Director/PDMR Shareholding notification system in place, which requires directors and PDMRs to notify the company of their shareholdings. This ensures transparency and compliance with regulatory requirements.

As of 27 February 2025, the company received a notification of transactions from a Director/PDMR. The details of this notification are publicly available, providing insight into the shareholdings of key individuals within the company.

TBC Bank Group PLC also discloses its Total Voting Rights, which confirms the total number of shares and voting rights in the company. As of 03 February 2025, the company confirmed its Total Voting Rights in accordance with the Disclosure Guidance and Transparency Rules.

As a shareholder, it's essential to know who's at the helm of the company. Let's take a look at the Managers and Directors of TBC Bank Group PLC.

The CEO of TBC Bank Group PLC is Vakhtang Butskhrikidze, who has been in the role since December 31, 2015, and is 55 years old.

Giorgi Megrelishvili is the Director of Finance/CFO, joining the company on October 27, 2020. Unfortunately, his age is not publicly available.

Vakhtang Butskhrikidze also serves as a Director/Board Member, a position he has held since December 31, 2015, and is 55 years old.

Tsira Kemularia is another Director/Board Member, who joined the board on September 10, 2018, and is 48 years old.

Arne Berggren serves as the Chairman, a position he took on February 28, 2021, and is 67 years old.

Here's a quick rundown of the key personnel:

As a shareholder, it's essential to understand how your investment is performing. TBC Bank Group PLC has provided some key statistics on shareholder returns.

Over the past 7 days, TBCG has seen a 4.6% return, which is lower than the 5.0% return of GB Banks.

Shareholder returns can be a great indicator of a company's financial health. In this case, TBCG has outperformed the UK Market, which returned 0.4% over the past 7 days.

Let's take a closer look at the returns over the past year. TBCG has seen a 35.9% return, which is significantly lower than the 59.9% return of GB Banks.

Here's a comparison of the returns:

It's worth noting that TBCG underperformed the UK Banks industry, which returned 59.9% over the past year.

TBC Bank Group PLC has a clear system for reporting transactions of directors and persons discharging managerial responsibilities (PDMRs). This information is publicly available and can be accessed through official notifications.

The most recent notification was made on 27 February 2025, but unfortunately, no specific details about the transaction are provided. A previous notification made on 21 February 2025 does reveal some information about major holdings.

Let's take a look at the current directors and their roles within the company. The table below shows the current managers and directors of TBC Bank Group PLC:

One notable event in recent news is the sale of shares by Nino Masurashvili, deputy CEO of JSC TBC Bank. She sold 10,520 shares worth GBP450,000.

Total Voting Rights are confirmed by TBC Bank Group PLC on February 3, 2025.

TBC PLC confirms its Total Voting Rights in accordance with the Disclosure Guidance.

This information is disclosed to provide transparency to shareholders and other stakeholders.

TBC Bank executive sold £450,000 in shares on February 27. This news was reported in the latest news section of the article.

TBC Bank Group PLC announced its preliminary unaudited consolidated financial results for 4Q and FY 2024 on February 12. The results were made available through a press release.

The FTSE 100 index scaled a record peak for the third straight session on February 12, with a minor gain before US data was released. However, the index topped 8,800 but was sent lower due to hot CPI data.

Here is a list of some recent news and announcements from TBC Bank Group PLC:

TBC Bank Group PLC has been in the news lately, with a TBC Bank executive selling GBP450,000 in shares on February 27.

The FTSE 100 has been performing well, reaching a record peak for the third straight session on February 12. This is a significant milestone for the market.

On the same day, the FTSE 100 topped 8,800, but the hot CPI sent the US market lower. This shows how global markets can be affected by economic indicators.

TBC Bank Group PLC held a Q4 2024 Earnings Call on February 12, 2025. This is an important event for investors to stay up-to-date on the company's financial performance.

Here are some key dates related to TBC Bank Group PLC's recent news:

TBC Bank Group PLC has also made some changes to its board committee, which was announced on February 12. This is an important move for the company's leadership.

The FTSE 100 made a minor gain before US data was released on February 12. This shows how the market can be affected by upcoming economic indicators.

Earnings Flash reported that TBC Bank Group PLC reported FY24 EPS of GEL23.27 on February 12. This is an important indicator of the company's financial performance.

TBC Bank Group PLC has received $37 million in funding from its parent company, TBC Bank Group PLC, for its Uzbekistan branch. This is a significant investment in the company's growth.

London-listed Georgian banks have slipped in value after EU talks were halted on November 29. This is a significant development for the banking sector.

These are just a few of the recent news stories related to TBC Bank Group PLC. It's always a good idea to stay up-to-date on the latest news and developments in the financial sector.

TBC Bank Group PLC has been making headlines in recent weeks, with various developments that are worth noting.

The bank's executive, Nino Masurashvili, sold a substantial amount of his shares worth approximately GBP 450,000 on February 27, 2025.

FIL Limited, an investment company, notified TBC Bank of crossing a threshold in voting rights due to an acquisition of shares on February 26, 2025.

TBC Bank Group PLC has reported its earnings results for the full year ended December 31, 2024, with a FY24 EPS of GEL23.27.

The bank's preliminary unaudited consolidated financial results for 4Q and FY 2024 were announced on February 12, 2025.

Here's a summary of the key events:

These developments reflect the dynamic changes in both leadership and shareholder engagement as TBC Bank navigates its operational landscape in Georgia and Uzbekistan.

TBC Bank's strong presence in the Caucasus region is a significant factor in its growth story, with a network of over 200 branches across Georgia and neighboring countries.

The bank's focus on digital transformation has helped it expand its customer base, with a mobile banking app that has seen significant adoption in recent years.

TBC Bank's commitment to innovation has led to the development of various fintech products, including a digital wallet and a mobile payment system.

The bank's strong financial performance has been driven by its focus on corporate and investment banking, which has seen significant growth in recent years.

TBC Bank's experienced management team has played a crucial role in its success, with a strong track record of delivering results.

The bank's conservative risk management approach has helped it maintain a strong balance sheet, with low non-performing loans and a high capital adequacy ratio.

Nino Masurashvili, deputy CEO of JSC TBC Bank, recently sold 10,520 shares for a significant amount.

The sale was worth GBP450,000, a substantial sum that indicates the value of TBC Bank's shares.

TBC Bank is a lender operating in Georgia and Uzbekistan, giving it a unique presence in the region.

It's worth noting that this specific sale is an isolated incident, and we can't make any general statements about the bank's overall financial health based on this one transaction.

The risk and valuation of TBC Bank stock is a crucial aspect to consider for investors. TBC Bank Group PLC's capitalization has fluctuated between 2.38B and 32.14B.

The P/E ratio in 2024 is 4.71x, which may indicate a relatively low valuation. The P/E ratio is expected to increase to 5.48x in 2025.

To put this into perspective, a higher P/E ratio often suggests a more expensive stock. The Enterprise value of TBC Bank Group PLC has also varied between 2.38B and 32.14B, with an EV/Sales ratio of 2.14x in 2024, indicating a moderate valuation.

Here's a summary of the key valuation metrics:

Valuation is a crucial aspect of understanding a company's financial health. The P/E ratio, which stands at 4.71x in 2024, gives us an idea of how much investors are willing to pay for each dollar of earnings.

To put this into perspective, the P/E ratio is a reflection of investor sentiment and expectations for future growth. A higher P/E ratio indicates that investors are optimistic about the company's prospects.

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The P/E ratio is expected to rise to 5.48x in 2025, indicating a slight increase in investor optimism.

Here's a snapshot of TBC Bank Group PLC's valuation metrics over the years:

The free-float of TBC Bank Group PLC stands at 75.42%, indicating that a significant portion of the company's shares are available for trading. This can be beneficial for investors looking to buy or sell shares.

A yield of 4.97% in 2024 and 6.4% in 2025 suggests that investors can expect a decent return on their investment.

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