
BBVA's credit cards offer a range of benefits, including cashback rewards and travel insurance.
One of the most significant advantages of BBVA's credit cards is the cashback rewards program, which can earn you up to 5% cashback on certain purchases.
BBVA's credit cards also come with travel insurance, which can provide coverage for trip cancellations, interruptions, and delays.
To qualify for BBVA's credit cards, you'll typically need to have a good credit score, be at least 21 years old, and have a steady income.
Tarjeta BBVA
The Tarjeta BBVA is a convenient and user-friendly credit card option offered by BBVA. You can control your card with just a few taps on your screen.
With the BBVA app, you can quickly turn your card on and off, which is super helpful when you're traveling or shopping online. You can also check your CVV dynamically, so you'll always have the latest information.
The app sends you real-time notifications about your card movements, so you'll always know what's going on. You can even check your NIP (Número de Identificación de la Tarjeta) at any time.
When it's time to pay your balance, you can choose to pay with points or charge it to your account. If you need more time, you can defer part of your balance to months with interest.
The Tarjeta BBVA also supports various payment methods, including CoDi, Google Pay, Apple Pay, and Samsung Pay. This makes it easy to make purchases with just your phone.
Here are some of the Tarjeta BBVA's key features:
- Apagar y encender tu tarjeta en segundos.
- Revisar tu CVV dinámico.
- Recibir notificaciones de tus movimientos en tiempo real.
- Consultar cuando quieras el NIP de tu tarjeta.
- Elegir pagar tu saldo con puntos o con cargo a tu cuenta.
- Diferir parte de tu saldo a meses con intereses.
- Pagar con tu teléfono a través de CoDi, Google Pay, Apple Pay y Samsung Pay.
- Calcular lo que pagarías de intereses si decidieras no liquidar tu saldo total.
- Descubrir promociones cerca de ti.
- Conocer la vigencia y porcentaje de tus Puntos BBVA.
- Activar tu tarjeta a través del código QR que se imprime en tu plástico, en caso de reposición o renovación.
These features make the Tarjeta BBVA a great option for anyone looking for a convenient and flexible credit card.
Beneficios
With a BBVA credit card, you get 9% of your purchases back in points, making it a great way to earn rewards on your daily expenses.
You'll also have access to dynamic CVV, which adds an extra layer of security to your transactions. Plus, with InfoLess and the ability to freeze your card from the BBVA app, you'll have peace of mind knowing your account is protected.
Notifying you in real-time, BBVA credit cards keep you informed about your transactions, so you can stay on top of your spending.
With a QR code, you can quickly view your NIP, activate your card, or reset your password, making it easy to manage your account on the go.
And, with contactless payments up to $400, you can make quick and convenient transactions without having to swipe or insert your card.
Requisitos
To get a BBVA credit card, you'll need to meet some basic requirements. You must be at least 18 years old.
There are also some additional documents you'll need to provide, including identification and proof of residency. You'll also need to have a good credit history and be able to make payments on time.
Here are the specific requirements in a nutshell:
- Edad mínima de 18 años
- Identificación oficial vigente
- Comprobante de domicilio
- Buen historial crediticio
- Capacidad de pago
Requisitos Mínimos
To get a BBVA credit card, you'll need to meet some basic requirements.
You must be at least 18 years old to apply for a credit card.

To apply, you'll need to provide identification and proof of residency.
You'll also need to have a good credit history.
BBVA requires a credit card application, which you'll need to submit.
To qualify, you'll need to demonstrate your ability to make payments.
Here are the specific requirements you'll need to meet:
Qué Pasa Si No Utilizo Mi
If you don't use your Tarjeta de Crédito BBVA for an extended period, the bank will take notice.
Your account will be suspended if you have a debt with the bank, and you'll start receiving reminders to make a payment. These reminders will come in the form of messages or emails, starting from the day after the payment deadline.
You'll be charged interest on the minimum payment, so it's best to avoid this situation altogether. After a month of no payments, BBVA will start calling you to request the overdue payment, plus the added interest.
The bank will keep trying to contact you until the debt is settled.
Tarjetas de Crédito
The BBVA credit card options offer a range of benefits, including discounts on movie tickets and food at Cinépolis, a 20% discount on Cinépolis tickets, and a promotion on the cinema's sweets.
You can also earn points on your purchases, with some cards offering up to 15,000 points per year, and others offering 9% or 2 points per dollar spent.
Some BBVA credit cards also offer additional benefits, such as travel insurance, concierge services, and access to VIP airport lounges, with up to 10 free entries per year.
BBVA credit cards also offer flexible payment options, including the ability to defer payments for up to 36 months, and to pay with PSE, domiciliation, or debit interbank.
Tarjetas de Crédito
If you're in the market for a new credit card, BBVA has some great options to consider. Their Tarjeta de Crédito Visa Clásica offers $0 cuota de manejo for the first 6 months.
With this card, you can also make payments or partial payments to specific purchases directly from your BBVA wallet. This can be a huge convenience, especially if you're prone to overspending.
One of the benefits of the Tarjeta de Crédito Visa Clásica is that it allows you to pay $0 of management fees for the first 6 months.
Here are some of the benefits you can enjoy with a BBVA credit card:
- Descuento en boletos de Cinépolis: 20% off on movie tickets at Cinépolis, valid for any day of the week
- Cobertura de daño o robo: coverage ranging from 10% to 25% of the purchase value in case of damage or theft
- Reembolso de diferencia: reimbursement of up to $200 per year if you find the same item cheaper elsewhere
BBVA offers a range of credit cards to suit different types of users, from students to those who are just starting to build their credit history.
Mastercard Black
The Mastercard Black is a premium credit card that offers a range of benefits and features. It's designed for those who want to enjoy a more luxurious and convenient experience.
You can earn 2 points for every dollar spent on purchases, which can be redeemed for rewards or used to offset your balance. This is a great way to get rewarded for your everyday spending.
One of the standout features of the Mastercard Black is the 24-hour personal assistant, who can help you with everything from travel arrangements to bill payments. This service is available 24/7, so you can get help whenever you need it.
If you're planning a trip, you'll appreciate the travel assistance and insurance that comes with the Mastercard Black. This includes help with lost luggage and other travel-related issues.
Here are some of the key benefits of the Mastercard Black:
- Acumulan 2 puntos por cada dólar en compras
- Asistente personal 24 Horas
- Asistencia por pérdida de equipaje
- Sin cuota de manejo los primeros 6 meses
- Pago total o parcial de compras puntuales sin recargos.
- Generar Tarjeta Online para compras seguras en internet.
- Asesor de Viaje
- Elegir el día del mes para el pago de la cuota.
- Realizar el pago por BBVA net, BBVA móvil o en cualquiera de las sucursales.
- Diferir sus deudas hasta 36 meses unos 3 años mediante BBVA Net, la línea BBVA o en la red de oficinas.
- Pagar la tarjeta con PSE, Domiciliación o Débito Interbancario.
You can also enjoy exclusive discounts and offers at partner businesses, and share these benefits with friends and family who also have a Mastercard Black.
Anualidad
The anualidad, or annual fee, is a cost associated with some credit cards. The Tarjeta Azul de BBVA Bancomer, for example, charges an anualidad of 748 pesos plus IVA, which is approximately 868 pesos, and this fee is automatically split into 3 fixed payments.
If you plan to use multiple credit cards, this fee can be a good value, as it covers up to 9 additional cards without extra cost. In contrast, the Tarjeta Clásica de Citibanamex charges 405 pesos for each additional card requested.
It's worth noting that some credit cards, like the Tarjeta de Crédito Mastercard Standard, do not have an anualidad at all. However, others, like the Tarjeta Azul de BBVA Bancomer, do have this fee, so it's essential to factor it into your decision when choosing a credit card.
Here's a comparison of the anualidad fees for some credit cards:
By understanding the anualidad fee and how it affects your credit card choices, you can make a more informed decision and avoid unexpected costs.
Mastercard Platinum
The Mastercard Platinum is a great option for those who want a flexible and secure way to make purchases. It allows for total or partial payment of purchases without any fees.
You can also extend the benefits of this card with additional cards that are covered. Plus, you can get a digital version of the card for secure online shopping.
The Mastercard Platinum offers various payment options, including BBVA net, BBVA mobile, or in-person payments at a bank branch. You can also defer debt payments for up to 36 months through BBVA Net, the BBVA line, or in-person.
Payment flexibility is key with this card, and you can pay your bill through PSE, domiciliation, or interbank debit.
Here are some of the key benefits of the Mastercard Platinum:
- 100% credit limit for advances
- Discounts at partner businesses
- Earn 1.2 points for every dollar spent
- Take advantage of the #NoSoloLosMartes program at restaurants across the country
Visa Infinite
The Visa Infinite card offers a range of benefits, including up to 15,000 points BBVA, with 2,000 points for the first purchase and 13,000 points for meeting the billing threshold.
You can earn points on your purchases, which can be redeemed for rewards. The card also offers 10 free entries to VIP zones in airports for the first year.
One of the standout features of the Visa Infinite card is its airport lounge access. You'll get free entries to over 1,200 VIP lounges globally, including 73 in Latin America and the Caribbean.
Additionally, you'll have access to exclusive hotel benefits, including the Visa Luxury Hotel Collection and Visa Travel Experience. These programs offer perks like complimentary breakfast, late checkout, and room upgrades.
Here are some of the card's key benefits:
You'll also have the flexibility to choose your payment date and make payments through various channels, including BBVA net, BBVA mobile, or in-person at a BBVA branch.
Tarjetas de Crédito
If you're in the market for a new credit card, you've probably considered BBVA's Tarjeta Azul. This card has a high average interest rate of 70.7% without IVA, but it's still competitive with other classic credit cards in Mexico.
The Tarjeta Azul's high interest rate can be a bit of a drawback, but it's worth noting that BBVA offers promotions for months without interest, making it a good option if you need to make payments over time.
One of the benefits of BBVA's credit cards is their unified features, which include online and in-person application, a rewards program called Puntos BBVA, and national and international acceptance.
BBVA's credit cards also offer a range of benefits, including:
- Contratación en línea y en cualquier sucursal a nivel nacional
- Programa de recompensas Puntos BBVA
- Cobertura nacional
- Cobertura internacional: aceptada en más de 30 millones de establecimientos
- Aceptadas en más de 800 mil cajeros alrededor del mundo
- 6.5% de comisión por disposición de efectivo en cajeros propios, RED, ventanilla, cajeros automáticos en el extranjero, Banca en Línea (no aplica TDC Crea y Mi primera tarjeta BBVA)
- 4% de comisión por disposición de efectivo en cajeros propios, RED, ventanilla, cajeros automáticos en el extranjero, Banca en Línea en TDC Platinum
If you're looking for a credit card with rewards, BBVA's Tarjeta Azul offers 5% of your purchases back in rewards points. Alternatively, the Tarjeta de Bancomer offers 18% of your purchases back in rewards points.
Rayados
The Tarjeta Rayados BBVA offers some exciting perks. You can make payments to Rayados at no interest for months, which can be a huge help if you're a fan with a big bill to pay.
One of the coolest benefits of this card is the chance to get autographs from the team's players. Just imagine having a signed jersey or ball from your favorite Rayados player!
If you want to get an even closer look at the team, you can get an exclusive visit to their training sessions.
Comparativa
If you're considering a BBVA credit card, you'll want to know about the rewards and benefits. With BBVA, you can earn 5% of your purchases in Puntos BBVA.
One of the benefits of a BBVA credit card is the 3 months of no interest on your purchases, as long as you pay off the balance within the first 30 days of your contract.
Another option is the BBVA credit card, which allows you to get additional cards without any extra cost.
If you're looking for a different credit card option, you might consider the Bancomer card, which earns you 18% of your purchases in Puntos Bancomer.
You can also take advantage of exclusive offers and benefits with the Bancomer card, including deals on purchases, restaurants, entertainment, and travel.
The Bancomer card is a great choice if you travel frequently, with perks like free airport transfers and exclusive discounts at premium hotels.
Seguridad
BBVA offers a range of security features to protect your financial information. You can access your accounts and manage your credit cards through their app, BBVA México, which also allows you to block and use digital cards with BBVA Wallet.
The app and BBVA Wallet provide notifications to your phone for each transaction, making it easier to keep track of your spending. You can also make online purchases and payments using your digital cards.
Here are the key security features of BBVA's credit cards:
- Notificaciones de transacciones y cargos en tu celular
- Operaciones bancarias desde el app BBVA México
- Compras en línea y pagos desde las tarjetas digitales en BBVA Wallet
- Bloqueo de TDCs físicas y digitales
Visa Congelada
Having a Visa Congelada can be a great way to manage your finances and reduce stress. You'll always pay the same cuota, regardless of how much you spend.
One of the benefits of a Visa Congelada is that you can choose the day of the month to pay your cuota. This can help you budget and plan your finances more effectively.
With a Visa Congelada, you can also make payments online through BBVA net, BBVA móvil, or in any BBVA branch. This makes it easy to stay on top of your payments and avoid late fees.
You'll have access to discounts from BBVA's commercial allies, which can help you save even more money. Plus, you can share the benefits with friends and family by requesting tarjetas amparadas.
Here are some key benefits of a Visa Congelada at a glance:
Overall, a Visa Congelada can be a smart choice for anyone looking to simplify their finances and save money.
Seguridad

BBVA's app and BBVA Wallet offer a range of security features to protect your financial transactions.
You can block your debit cards and credit cards with just a few taps on your app. This way, you'll prevent any unauthorized transactions from happening.
BBVA's app also sends you notifications every time you make a purchase or a charge is made to your account. This way, you'll always be aware of your financial activity.
You can also make online purchases and payments using your digital cards in BBVA Wallet, all while keeping your account information secure.
BBVA's security features include:
- Notificaciones de transacciones y cargos en tu celular
- Operaciones bancarias desde el app BBVA México
- Compras en línea y pagos desde las tarjetas digitales en BBVA Wallet
- Bloqueo de TDCs físicas y digitales
The app has a high rating of 4.8 stars, based on reviews from Google Play and the App Store. This demonstrates the trust that customers have in the app's security features.
App y Funciones
The BBVA app offers a wide range of features that make managing your credit card a breeze. You can even turn your card on and off in seconds.
One of the most convenient features is the ability to receive real-time notifications of your transactions. This way, you'll always be up to date on your spending.
You can also use the app to calculate how much interest you'd pay if you didn't pay off your entire balance. This can help you make informed decisions about your payments.
Another useful feature is the option to pay your balance with points or by charging it to your account. This gives you more flexibility when it comes to managing your debt.
The app also allows you to defer part of your balance to months with interest. This can be a helpful option if you're experiencing financial difficulties.
You can also use the app to discover promotions near you. This can be a great way to find discounts and savings.
Here are some of the key features of the BBVA app:
- Apagar y encender tu tarjeta en segundos.
- Revisar tu CVV dinámico.
- Recibir notificaciones de tus movimientos en tiempo real.
- Consultar cuando quieras el NIP de tu tarjeta.
- Elegir pagar tu saldo con puntos o con cargo a tu cuenta.
- Diferir parte de tu saldo a meses con intereses.
- Pagar con tu teléfono a través de CoDi, Google Pay, Apple Pay y Samsung Pay.
- Calcular lo que pagarías de intereses si decidieras no liquidar tu saldo total.
- Descubrir promociones cerca de ti.
- Conocer la vigencia y porcentaje de tus Puntos BBVA.
- Activar tu tarjeta a través del código QR que se imprime en tu plástico, en caso de reposición o renovación.
Tarjeta Azul
The Tarjeta Azul from BBVA is one of their most popular financial products, and for good reason. To get your hands on it, you'll need to have a minimum income of $6,000 pesos.
You'll get some great benefits with this card, including the ability to earn up to 9% in Puntos BBVA on your purchases, make transactions from their app and additional cards without any extra cost, and even get replacement cards if you lose them while abroad.
Here are some of the benefits you can expect from the Tarjeta Azul:
- Ofertas al estrenar la TDC
- 9% de Puntos BBVA
- Tarjetas adicionales sin costo
- Disposición de efectivo con tu línea de crédito (6.5% de comisión)
The annual fee for the Tarjeta Azul is a reasonable $699 without IVA, and the average annual percentage rate (APR) is 104.5% without IVA. However, you'll need to be careful with the interest charges if you don't pay your balance on time.
The credit limit for the Tarjeta Azul is usually between 5,000 to 16,000 pesos, depending on your credit history and usage.
Crear y Administrar
To apply for a BBVA credit card, you'll need to meet the bank's requirements, such as being at least 18 years old and having a stable income.
BBVA credit cards offer a range of benefits, including rewards programs and purchase protection, which can be managed through the bank's online platform.
Mi Primera

Mi Primera is a great way to start your financial journey, and BBVA's Mi Primera Tarjeta de Crédito is a fantastic option. You can start using it from the moment you receive it.
One of the best things about this card is that you can pay in millions of stores across Mexico. This makes it super convenient for your daily shopping needs.
Gaining 5% of your purchases in Puntos BBVA is another amazing benefit.
Crea
The Crea option from BBVA is a great way to start building your credit history. This type of card is only available by invitation, and it's designed for users who are just starting out.
One of the advantages of the Crea card is that you can use it to generate your credit history, which can later help you become eligible for the BBVA Azul card. This is a fantastic opportunity for those who are new to credit.

The Crea card allows you to make purchases and complete financial challenges through the BBVA Wallet app. By making timely payments, you'll be building your credit history.
Here are some key features of the Crea card:
- 5% of your purchases go towards generating points BBVA
- You'll have a fixed monthly payment
- You can make purchases throughout the month, but you'll always pay the same amount
It's worth noting that this card doesn't offer purchases at 0% interest.
Frequently Asked Questions
¿Cuáles son las tarjetas de crédito que ofrece el BBVA?
El BBVA ofrece tres opciones de tarjetas de crédito: Mastercard Bfree, Mastercard Platinum y Mastercard Black, todas las cuales permiten acumular Puntos BBVA y realizar compras sin intereses en más de 5,000 establecimientos
Sources
- https://www.bbva.com.co/personas/productos/tarjetas/credito.html
- https://www.rankia.co/blog/ranking-tarjetas-credito-debito/3821122-tarjetas-credito-banco-bbva
- https://www.rankia.mx/blog/tarjetas-bancarias-credito-debito-prepago-virtuales/5985274-mejores-tarjetas-bbva-credito
- https://blog.yubox.mx/beneficios-de-las-tarjetas-de-credito-bbva/
- https://blog.kardmatch.com.mx/tarjeta-azul-bbva-bancomer
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