Synchrony Financial Stock Overview and Financial Analysis

Synchrony Financial is a leading consumer financial services company that offers a wide range of credit products and services.

The company's stock, SYF, has been a popular choice among investors due to its consistent dividend payments and relatively low volatility.

Synchrony Financial has a strong track record of generating revenue, with net interest income making up a significant portion of its total revenue.

Synchrony Financial has seen significant growth in its financial performance. The company's 7-day shareholder return is 1.3%, outperforming the US Consumer Finance industry's return of 0.3% over the same period.

In terms of annual returns, Synchrony Financial's 1-year shareholder return is 72.0%, exceeding the US Consumer Finance industry's return of 48.3%. This is also higher than the US Market's return of 25.8%.

Here's a comparison of Synchrony Financial's financial performance metrics:

Synchrony Financial's recent Q3 earnings report was a positive surprise, with analysts boosting their forecasts for the company's FY24 EPS guidance.

We've got a potential red flag in the risk analysis department. Earnings are forecast to decline by an average of 5.6% per year for the next 3 years.

This decline is a significant concern, and it's not just a forecast - it's a prediction based on real data. Insider selling over the past 3 months is another warning sign.

Insider selling can be a sign of a company's financial struggles, and it's worth paying attention to. The fact that insiders are selling their shares suggests they may not be confident in the company's future prospects.

In the past year, Synchrony Financial's stock price has seen a significant surge, increasing by 72.02%. This impressive growth is a testament to the company's financial performance.

The current share price is $66.78, which is a far cry from the 52-week low of $35.29. This shows that the company has made significant progress in a relatively short period.

Over the past 5 years, Synchrony Financial's stock price has increased by a whopping 88.27%. This is a remarkable feat, and it's likely a result of the company's solid financial foundation.

Here's a breakdown of the company's stock price changes over the past few years:

The company's beta is 1.64, which indicates that its stock price is more volatile than the overall market. This means that investors should be prepared for potential fluctuations in the stock price.

The 52-week high of $69.39 is a significant milestone, showing that the company's stock price has reached new heights in the past year.

As a shareholder, it's essential to understand the performance of your investment, and that's exactly what we'll dive into in this section.

Synchrony Financial's share price has seen significant growth over the past year, with a 1-year change of 72.02%. This is a remarkable increase, and it's no wonder that shareholders are reaping the benefits.

The company's 7-day return is a respectable 1.3%, outpacing the US Consumer Finance industry's 0.3% return over the same period. This suggests that Synchrony Financial is performing well in the short term.

Here's a breakdown of Synchrony Financial's returns compared to the US Consumer Finance industry and the US Market:

As you can see, Synchrony Financial has exceeded the US Consumer Finance industry's return over the past year, and even outpaced the US Market's return. This is a testament to the company's strong performance and growth prospects.

In the long term, Synchrony Financial's 5-year change is a staggering 88.27%, making it an attractive investment opportunity for those looking to grow their wealth over time.

SYF's price has been relatively stable in the past 3 months compared to the US market.

The company's average weekly movement is 6.6%, which is lower than the market average of 6.4%.

SYF's weekly volatility has been stable over the past year, averaging 7%.

The Consumer Finance Industry average movement is 7.0%, which is only slightly higher than SYF's average weekly movement.

To put this into perspective, the 10% most volatile stocks in the US Market have an average weekly movement of 18.6%, while the 10% least volatile stocks have an average weekly movement of 3.1%.

Here's a comparison of SYF's volatility with the industry and market averages: