
Synchrony Bank offers a variety of routing numbers for different purposes, including wire transfers.
You can use the following routing numbers for wire transfers: 071000039, 111000025, 221000044, 275970073, 311000025, 311000026, 311000027, and 311000028.
Each routing number is specific to a certain region or type of transfer, so make sure to choose the right one for your needs.
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What Is a Routing Number?
A routing number is a nine-digit code that directs funds to the proper bank during a transaction.
It's a way to identify check-processing endpoints, and you should be able to see your routing number on the lower-left corner of your checks.
Your routing number is used to identify the location of your bank account, making it essential for certain transactions.
Routing numbers are not the same as SWIFT codes, which are used for international transactions between banks.
A SWIFT code has eight to eleven digits with letters and numbers, and you can find yours by calling your bank or visiting its website.
You don't need a SWIFT code for domestic transactions, but it's necessary for international wire transfers.
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Finding Your Routing Number
You can find your Synchrony Bank routing number in various ways. One way is to check this website, where we've listed the routing numbers of some of the largest banks in the US.
To get your routing number through Synchrony Bank's online banking platform, you'll need to log in. This will give you access to your account information, including your routing number.
You can also find your routing number on a bank check or statement. This is a convenient option if you need to make a payment or transfer funds quickly.
Cómo encontrar tu número de ruta en línea
You can find your Synchrony Bank routing number online in a few ways. You can check this website, which lists the routing numbers of some of the largest banks in the US.
To find your routing number online, you can also log in to your online banking account. This will give you access to your account information, including your routing number.
You can also find your routing number on a bank check or bank statement issued by Synchrony Bank. This is a convenient way to find your routing number if you don't have access to your online banking account.
Here are the online options for finding your Synchrony Bank routing number:
- Check this website
- Log in to your online banking account
- Check your bank statement or check
Additionally, you can also search for your routing number on the official website of the Federal Reserve.
Number
Your routing number is a crucial piece of information you'll need for wire transfers, and it's actually pretty easy to find.
To get your routing number for Synchrony Bank, you can check the bank's website, which lists the routing numbers for different locations. For example, if you're in Morristown, New Jersey, your routing number is 021213591. If you're in Draper, Utah, your routing number is 042202688.
You can also find your routing number online by visiting the website of a bank or financial institution. Some banks, like Synchrony Bank, list their routing numbers on their website. Alternatively, you can check your bank's online banking platform, where you can find your routing number easily.
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How to Use Your Number
To use your Synchrony Bank routing number, you'll need it for everyday banking tasks. You can find it on the lower-left corner of your checks.
For direct deposits, provide your employer or other entities with Synchrony Bank's routing number and your account number to have funds deposited directly into your account. This is a common way to get paid.
ACH transfers between banks require the routing number along with your account number to ensure the funds are transferred correctly. You can use this method to transfer money to or from your Synchrony Bank account.
When setting up bill payments through Synchrony Bank's online banking platform or directly with service providers, you'll need to provide the routing number and your account number to facilitate the transactions. This is a convenient way to pay bills online.
Your routing number confirms that your bank and account are involved in a financial transaction, such as receiving a wire transfer or paying an online bill. This is an important security feature.
Here's a summary of how to use your Synchrony Bank routing number:
- Direct Deposits: Use with your account number to deposit funds into your account.
- ACH Transfers: Use with your account number to transfer funds between banks.
- Billing Payments: Use with your account number to pay bills online.
Wire Transfer Information
To initiate a wire transfer, you'll need to provide the correct routing information. For domestic wire transfers, use the routing number 021213591.
International wire transfers require a SWIFT code, which is SYFNUS33, and the same routing number 021213591.
If you're receiving an international wire transfer, be aware that the funds will only be in US dollars.
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What is the International Transfer Number?
If you need to receive a transfer from overseas, you'll need to provide the sender with a SWIFT code, which is an eight to eleven digit code with letters and numbers.
SWIFT codes are used for international transactions between banks and can be found by calling your bank or visiting its website.
Synchrony Bank doesn't offer outgoing wire transfers to foreign banks, but you can still receive a wire transfer by using an intermediary bank to deposit the funds into your account.
The SWIFT code is used to identify the location of the receiving bank, not the individual account.
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Wire Transfers
Wire transfers can be a bit confusing, but don't worry, I'm here to break it down for you.
Synchrony Bank has specific routing numbers for wire transfers, both domestic and international. For domestic wire transfers, the routing number is 021213591.
To send or receive an international wire transfer, you'll need a SWIFT code. The SWIFT code for Synchrony Bank is SYFNUS33.
If you're receiving an international wire transfer, the funds will only be in US dollars.
Here's a summary of the details you'll need to provide to the sending financial institution:
- Swift Code – Not Applicable
- Routing Number – 042202688
- Bank Name – Synchrony Bank
- City, State – Draper, Utah
- Customer’s Name – Your name as it appears in your account
- Customer’s Account Number – Your Synchrony Bank account number
Synchrony Bank wire transfer fees vary depending on whether the transfers are incoming or outgoing. For domestic wire transfers, there's no fee for incoming transactions, but $25 for each outgoing transaction.
Routing Number by State
If you need to set up direct deposit, make ACH transfers, or pay bills online, you'll need your Synchrony Bank routing number.
You can use your Synchrony Bank routing number for everyday banking tasks like setting up direct deposit, making ACH transfers, and paying bills online.
To make a wire transfer, you'll need to provide the recipient's routing number.
Here are some Synchrony Bank routing numbers by location:
Frequently Asked Questions
What bank has the routing number 021213591?
The routing number 021213591 is associated with Synchrony Bank. This routing number is used for ACH and wire transfers.
Is the aba routing number the same as the routing number?
Yes, an ABA number and a routing number are interchangeable terms, both referring to a nine-digit code used by banks to identify financial institutions in the US.
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