stock quote afrm A Comprehensive Stock Report

Author

Reads 1.2K

Radars 5m Price Gainners on Smartphone with Stock Market Chart Background หุ้น หุ้นไทย ลงทุน เทรด
Credit: pexels.com, Radars 5m Price Gainners on Smartphone with Stock Market Chart Background หุ้น หุ้นไทย ลงทุน เทรด

Stock quote AFM is a comprehensive report that provides investors with a detailed analysis of a company's financial performance. It's a crucial tool for making informed investment decisions.

AFM stands for Annual Financial Management, which suggests that the report is an annual review of a company's financial activities. This report is usually released by publicly traded companies and is a requirement by regulatory bodies.

The stock quote AFM report typically includes information about a company's revenue, expenses, profits, and losses over a specific period. This data is essential for investors to understand a company's financial health and potential for growth.

Investors can use the AFM report to identify trends, patterns, and anomalies in a company's financial performance.

Financial Performance

Affirm Holdings had a revenue of $2.32 billion in 2024, a 46.29% increase from the previous year. This significant growth demonstrates the company's ability to expand its business.

The revenue increase is substantial, with a rise of nearly half a billion dollars. This growth is a testament to Affirm's success in the market.

Credit: youtube.com, Affirm Holdings Inc. AFRM Stock: Buy or Pass?

Losses for the company were -$517.76 million in 2024, a decrease of 47.45% compared to the previous year. This reduction in losses is a positive sign for the company's financial health.

Here's a summary of Affirm Holdings' revenue and loss growth:

The company's financial performance is a key factor to consider when evaluating its stock.

Analyst Insights

Analysts are predicting a 9.51% increase in AFRM stock price to $63.12 within the next 12 months.

The consensus among 19 analysts is a "Buy" rating for AFRM stock.

AFRM's revenue is expected to reach $3,823 USD by 2026, according to estimates from 15 analysts.

The average earnings estimate for AFRM's current quarter ending 03/31/25 is -$0.133 USD, based on 11 analyst forecasts.

AFRM's revenue estimates for the current year ending 06/30/25 are $3,106 USD, based on 17 analyst forecasts.

The number of analysts providing earnings estimates for AFRM has increased from 12 in the previous quarter to 15 in the current quarter.

The average revenue estimate for AFRM's next year ending 06/30/26 is $3,823 USD, based on 17 analyst forecasts.

Business Expansion

Credit: youtube.com, Should You Buy Affirm Stock Today? | AFRM Stock Analysis

Affirm Holdings, Inc. has been expanding its partnerships with various companies to offer its buy now, pay later (BNPL) services to more consumers.

The payment network has partnered with eight new merchants, including Agape Pet, allowing consumers to select Affirm as a payment option at checkout.

Affirm has also expanded its partnership with Adyen, making it the first BNPL provider to support Adyen's payment solution for platform customers.

Liberty Mutual Investments has committed $750 million to Affirm, providing a significant financing boost to the company.

This expansion of partnerships and financing will help Affirm drive growth and increase its reach in the market.

Investment and Funding

Affirm has secured a significant investment deal with Sixth Street, a private credit firm. This deal is worth $4 billion and marks the largest-ever funding commitment by a private credit firm into a fintech company.

The investment is a financing partnership, where Sixth Street will buy up to $4 billion worth of Affirm's consumer installment loans. This transaction is notable for being the largest capital commitment secured by Affirm to date.

Credit: youtube.com, Affirm Holdings Inc (AFRM) vs Alphabet Inc Class C (GOOG) - Stock Price Performance

Affirm's stock jumped after the announcement, reflecting the positive impact of this investment on the company's financials. Affirm's payment network empowers consumers and helps merchants drive growth.

The investment from Sixth Street is a significant vote of confidence in Affirm's business model and growth prospects. This deal will provide Affirm with the necessary capital to continue expanding its operations and driving innovation.

The partnership with Sixth Street is a strategic move for Affirm, allowing it to tap into the private credit firm's expertise and resources.

Risk and Competitors

Stock quote AFRM is a relatively new player in the market, but it's not without its risks. AFRM has a high beta value, indicating that its stock price is highly volatile and can fluctuate rapidly.

AFRM's competitors, such as Affirm and Upstart, have established themselves in the market and offer similar services, which can make it challenging for AFRM to stand out.

Risk Analysis

When analyzing the risks associated with AFRM's share price, it's essential to consider its volatility compared to the US market. AFRM's share price has been volatile over the past 3 months compared to the US market.

Credit: youtube.com, Risk and How to use a Risk Matrix

AFRM's weekly volatility has been stable over the past year, averaging 11.3% in weekly movement. This is significantly higher than the diversified financial industry average movement of 5.2%.

To put this into perspective, AFRM's volatility ranks among the 10% most volatile stocks in the US market, with only 25% of US stocks exhibiting higher volatility. In contrast, 75% of US stocks are less volatile than AFRM.

Here's a comparison of AFRM's volatility with other market benchmarks:

Keep in mind that a more volatile stock can also provide greater potential for growth, but it's crucial to consider your risk tolerance and investment goals before making a decision.

Competitors

Companies like Google and Facebook have a significant presence in the market, making them major competitors.

Their business models are based on collecting and selling user data, which can be a major threat to our business.

However, our unique approach to data privacy has allowed us to differentiate ourselves from these giants.

According to industry reports, Google's market share is around 85%, while Facebook's is around 70%.

Our focus on transparency and user control has helped us attract a loyal customer base.

This is evident in our customer retention rates, which are significantly higher than those of our competitors.

Frequently Asked Questions

Is AFRM stock a good buy?

Based on the average brokerage recommendation, AFRM stock is considered a good investment opportunity. Analysts' consensus suggests buying AFRM stock, but it's always a good idea to do your own research before making a decision.

What is the future of affirm stock?

Affirm's revenue is expected to rise 33% in the full year and grow at a 26% compound annual rate from 2024 to 2027, with a potential profit in 2026 and significant net income growth in 2027. This promising outlook makes Affirm stock a company to watch for investors seeking growth opportunities.

What is the fair value of AFRM?

As of December 24, 2024, the fair value of Affirm Holdings Inc (AFRM) is -7.1 USD, according to the Peter Lynch Fair Value formula. This value indicates a potential undervalued or overvalued stock, depending on market conditions.

Colleen Pouros

Senior Copy Editor

Colleen Pouros is a seasoned copy editor with a keen eye for detail and a passion for precision. With a career spanning over two decades, she has honed her skills in refining complex concepts and presenting them in a clear, concise manner. Her expertise spans a wide range of topics, including the intricacies of the banking system and the far-reaching implications of its failures.

Love What You Read? Stay Updated!

Join our community for insights, tips, and more.