SSQ Insurance Group Overview and News

SSQ Insurance is one of Canada's largest group benefits and retirement services providers. The company has a long history, dating back to 1920 when it was founded by a group of Quebec insurance professionals.

SSQ Insurance has experienced significant growth over the years, with assets under management exceeding $120 billion. This substantial growth has allowed the company to expand its services and offerings to meet the evolving needs of its clients.

SSQ Insurance has a strong presence in the Canadian market, with operations in Quebec and Ontario. The company's commitment to innovation and customer service has earned it a reputation as a leader in the group benefits and retirement services industry.

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SSQ Insurance offers a range of insurance services to cater to different needs.

Their health insurance services include coverage for medical expenses, hospital stays, and surgical procedures.

SSQ Insurance's life insurance services provide financial protection for loved ones in the event of a policyholder's passing.

Their auto insurance services offer coverage for damages to vehicles, as well as liability protection in case of accidents.

SSQ Insurance's home insurance services protect homeowners from losses due to theft, fire, and other disasters.

They also offer group insurance services for businesses, providing coverage for employees and their families.

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At SSQ Insurance, customer experience is a top priority. They offer a wide range of insurance products, including auto, home, and life insurance.

Their customer service team is available to help with any questions or concerns, 24 hours a day, 7 days a week.

SSQ Insurance has a strong reputation for being reliable and trustworthy, with a long history of providing excellent service to their customers.

They also have a user-friendly online platform that allows customers to easily manage their policies and make payments.

SSQ Insurance's commitment to customer experience has earned them numerous awards and recognition in the industry.

SSQ Insurance has a rich history that dates back to 1860, when it was founded in Quebec, Canada. Founded by a group of entrepreneurs, the company has been providing insurance services for over 160 years.

SSQ Insurance is a subsidiary of the Fonds de solidarité FTQ, a Quebec-based financial services cooperative that has been in operation since 1983. The company's roots in Quebec's community are evident in its commitment to supporting local businesses and organizations.

SSQ Insurance offers a range of insurance products, including life insurance, health insurance, and group insurance, which cater to the diverse needs of individuals and businesses in Quebec and beyond.

Beneva, the parent company of SSQ Insurance, has published excellent financial results for 2023. The company generated a consolidated net income of $271.5 million and a consolidated return on equity of 8.1%.

Its assets reached $25.2 billion, and the insurance business volume was $6.6 billion. Additionally, Beneva's new financial services business reached $1.4 billion, and the financial services business volume was $11.9 billion.

Beneva's net income grew by 149% in 2023, showing a significant increase in the company's financial performance. The company's president and CEO, Jean-François Chalifoux, described the results as a solid foundation for the company's future.

Beneva also obtained its first-ever credit ratings, an "A (Excellent)" from A.M. Best, which is a testament to the company's financial stability. The company has more than 3.5 million members and customers, and over 5,500 employees.

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Beneva, the company behind SSQ Insurance, has a rich history dating back to 1944 when it was founded as the Coopérative de santé du Québec.

SSQ Insurance has been one of Canada's largest insurance companies for over 75 years. It became part of Beneva in 2020.

Beneva is now the largest insurance mutual in Canada, with over 3.5 million members and more than 5,000 employees. This significant size allows them to make a substantial impact in the communities they serve.

The company's goals are centered around contributing to well-being in the communities it serves, while providing simple, accessible products and services. This is achieved by contributing to sustainable development and financially supporting social and charitable organizations that align with their values.

Beneva has received numerous awards and distinctions, including recognition for its HealthWise health and wellness program and Elite certification as a Healthy Enterprise. These accolades demonstrate their commitment to health and wellness.

As a company, Beneva offers a variety of group insurance products that employers can choose from to create an employee group benefits package.

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SSQ has been around for decades, with a history dating back to 1860.

The company's roots can be traced back to the Société de secours mutuels, a mutual aid society founded in Quebec, Canada.

SSQ has grown to become one of the largest insurance companies in Canada, with a wide range of products and services.

SSQ's headquarters is located in Quebec City, Quebec, Canada, where the company's journey first began.

The company has undergone significant changes over the years, but its core mission of providing financial security to its clients has remained the same.

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Long-term disability coverage with SSQ is only available through group insurance plans, so if you purchased individual insurance, you won't have disability coverage with SSQ.

You can find the rules and procedures for your specific group policy or plan document, which will include information on eligibility, payment amounts, and claim procedures. These documents differ, so the only way to understand the rules for your situation is to get a copy of the document that applies to you.

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You can request a copy from your employer, union, or association, and it will contain all the information relevant to your claim. This document is often called the group benefits booklet or certificate of insurance.

To be eligible for long-term disability benefits, you must be covered under a disability insurance plan, be ill or injured after an accident, continually see a doctor, and be unable to work because of your physical or mental health.

Here are the basic criteria for long-term disability:

To apply for long-term disability, you'll need to submit three forms: the Employee Statement, Employer Statement, and Initial Attending Physician's Statement.

If your SSQ long-term disability claim is denied, you can appeal it either internally or externally.

You can request a review within SSQ to have your claim re-evaluated.

SSQ will review your claim and make a decision based on the new information.

You can also choose to move forward with an external appeal, which means taking your case to the next level.

This can be a more formal process, but it gives you the opportunity to have your claim re-evaluated by a different set of eyes.

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