Solstice Dental Insurance Plans with Flexible Options

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Posted Jan 21, 2025

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Stonehenge in UK
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Solstice dental insurance plans offer a range of options to fit your needs. These plans are designed to provide flexible coverage for individuals and families.

Solstice dental insurance plans cover a wide range of services, including routine cleanings and exams, fillings, crowns, and root canals. You can choose from various plan levels to suit your budget.

Solstice dental insurance plans are available in many states, making them a convenient option for those looking for affordable dental coverage. With Solstice, you can expect to pay a low monthly premium.

Types of Plans

Solstice dental insurance plans come in various types to suit different needs and budgets.

The Solstice Essential Plan offers a more affordable option with lower premiums, but it also has higher deductibles and out-of-pocket costs.

This plan is ideal for those who are relatively healthy and don't require frequent dental care.

The Solstice Classic Plan provides a balance between premium cost and coverage, with moderate deductibles and out-of-pocket expenses.

It's a good choice for individuals who need regular dental check-ups and cleanings, but don't require extensive treatments.

HMO 500B

Dentist showing an X-ray Image on a Patient
Credit: pexels.com, Dentist showing an X-ray Image on a Patient

The Solstice HMO 500B plan is a great option for those looking for comprehensive dental coverage. It offers fully comprehensive dental coverage through Solstice Dental Plans, which can be tailored to fit your budget and family needs.

One of the key benefits of this plan is that it has an open access network, allowing you to choose any dentist within the network. This means you're not locked into a specific facility and can visit any dentist you prefer.

Here are some of the benefits of the Solstice HMO 500B plan:

  • No waiting periods
  • No limitations on pre-existing conditions
  • No age limits (all seniors are eligible)
  • No cost on most diagnostic services
  • No cost on most preventative services
  • No annual dollar cap limit

This plan is designed to save you money on out-of-pocket expenses. Most preventative and diagnostic services are no charge, so you only have a co-payment for minor or major dental procedures.

Standard PPO

The Standard PPO plan is a great option for those who want flexibility in their dental coverage. It provides immediate coverage for preventive and diagnostic services, and the freedom to visit any in or out-of-network dentist.

Dental Care at Home
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With a Standard PPO plan, you'll have access to a large national network of 380,000+ access points. This means you can choose from a wide range of providers and get care when and where you need it.

One of the benefits of a Standard PPO plan is that it offers 100% coverage for preventive and diagnostic services. This includes routine cleanings and x-rays, which are essential for maintaining good oral health.

In addition to preventive services, a Standard PPO plan also offers a calendar year maximum of up to $2,500. This means that you won't have to worry about unexpected dental expenses piling up.

Here are some key benefits of a Standard PPO plan:

  • Open access national network of 380,000+ access points
  • Calendar Year Maximums (CYM) of up to $2,500
  • Freedom to select your preferred provider and additional savings when selecting an in-network provider
  • 100% coverage for Preventive & Diagnostic Services
  • Two free routine cleanings per year

UnitedHealthcare Hmo

UnitedHealthcare HMO plans offer a range of benefits, including reduced costs for services with fixed co-payments. This can be a cost-effective option for those who want predictable expenses.

You'll need to choose an in-network primary dental provider to take full advantage of the plan's benefits. This is a requirement for all UnitedHealthcare HMO plans.

Related reading: Bcbs Hmo Dental

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The UnitedHealthcare Solstice HMO plan, in particular, has no annual maximum benefit for the plan year. This means that you can receive unlimited dental care without worrying about reaching a cap on your coverage.

If you choose the UnitedHealthcare Solstice HMO plan, be aware that there are no provider networks in certain states and territories. These include AK, AL, AR, DE, HI, IA, ID, LA, ME, MS, MT, ND, NE, NH, OK, RI, SD, VT, WV, and WY, as well as the territories of GU, PR, and USVI.

Here are the states and territories where there are no provider networks:

  • AK, AL, AR, DE, HI, IA, ID, LA, ME, MS, MT, ND, NE, NH, OK, RI, SD, VT, WV, and WY
  • GU, PR, and USVI

To set up a mysmile365 portal account, contact HR Solutions if you need assistance. They'll help ensure that your phone number is linked to your portal account.

Dentist Options

Dentists that accept Solstice dental insurance are available at Marietta Dental Professionals, where they work with patients to determine the best way to use their dental insurance dollars.

Credit: youtube.com, Experience the Solstice Dental Plan Difference!

Most dental plans, including Solstice, cover preventive care, which includes a comprehensive oral exam that checks teeth, gums, and soft tissues for disease.

Dental x-rays are used to detect problems beneath the surface, and teeth are professionally cleaned to prevent or treat gingivitis.

If you need additional dental procedures like fillings or restorative care, your Solstice insurance may provide some coverage.

Contact Marietta Dental Professionals today to schedule your appointment for a comprehensive oral exam and experience their excellent service and care.

Frequently Asked Questions

Is Solstice part of UnitedHealthcare?

Solstice Health Insurance Co. was acquired by UnitedHealth Group Inc. through its subsidiary Specialty Benefits LLC in 2021, making it indirectly part of the UnitedHealthcare network.

Does solstice cover implants?

Yes, Solstice offers savings on dental implants with specific co-payments. Learn more about our implant coverage and find a plan that meets your needs.

Greg Brown

Greg Brown

Senior Writer

Greg Brown is a seasoned writer with a keen interest in the world of finance. With a focus on investment strategies, Greg has established himself as a knowledgeable and insightful voice in the industry. Through his writing, Greg aims to provide readers with practical advice and expert analysis on various investment topics.

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