
Fluoride is a crucial component in preventing tooth decay and promoting oral health, but should it be included in dental insurance for adults? In the United States, the Centers for Disease Control and Prevention (CDC) has reported that community water fluoridation has been instrumental in reducing tooth decay by 25% since 1960.
Many people assume that fluoride is only necessary for children, but the American Dental Association (ADA) recommends that adults also receive fluoride treatments to maintain good oral health.
Adults who don't have access to fluoridated water may be at a higher risk of developing tooth decay, which can lead to costly dental procedures and potentially even more serious health issues.
What Is
Fluoride is a mineral we find in foods we eat and promotes strong teeth.
It's similar to calcium, and our body needs a certain amount of it to make sure our teeth grow strong.
Fluoride can be applied topically to already erupted teeth to make them more resistant to acid erosion and cavities.
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A fluoride treatment is when your dentist or hygienist applies fluoride to your teeth using a brush or tray, usually after a dental cleaning.
This type of treatment helps safeguard your teeth between checkups and lowers your chances of issues like tooth decay or sensitivity.
Fluoride is used to protect teeth from dental caries, or cavities, and can strengthen tooth enamel.
It's found in many foods and even drinking water, and applying it at regular cleanings can make teeth more resistant to acid attacks.
Fluoride can even reverse decay, especially when used on children after their permanent teeth come in.
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Why Adults Need Fluoride Treatment
Adults need fluoride treatment because, just like children, they consume sugary drinks and acidic foods that can attack tooth enamel. Bacteria in their mouths can also cause decay, especially if they have crowns, fillings, or other restorative work with leaky margins.
Regular fluoride treatments can help protect adult teeth, just as they do for children. Without added protection, adults are more susceptible to decay.
Adults can also benefit from at-home fluoride treatments, such as using fluoride toothpaste or mouthwash, but professional fluoride treatments at the dentist's office are still recommended for optimal protection.
Why Adults Need
Adults need fluoride treatment because they consume sugary drinks and acidic foods, which can attack tooth enamel, just like children do. This can lead to cavities and costly repairs down the line.
Adults have crowns, fillings, and other restorative work that can have leaky margins, making it easier for bacteria to get inside and eat away at the teeth.
Fillings may have cracked over time, giving way to acid and increasing the probability of a cavity.
Regular fluoride treatments can help protect adult teeth just as they protect those of children.
Why Insurance Covers Adult Treatment
Insurance companies typically don't cover adult fluoride treatments because they are considered preventive rather than medically necessary. This is because fluoride treatments are primarily associated with preventing cavities and strengthening enamel, which insurance providers consider standard dental hygiene practices.
Adults are more susceptible to decay due to their consumption of sugary drinks and acidic foods, as well as the presence of bacteria in their mouths that attack tooth enamel. A filling for a cavity can cost between $50-$450 or more per tooth and may need to be repaired several times throughout your life.
Insurance providers often view fluoride treatments as an extra expense rather than a necessary cost. Regular fluoride treatments, however, can help protect adult teeth just as they protect those of children, making them a worthwhile investment in your oral health.
Adult Treatment: Cost-Effective Investment in Long-Term Oral Health
Adult fluoride treatment is a cost-effective investment in long-term oral health. Most dental insurance doesn't cover it, but the cost is a nominal fee out of pocket. You can expect to pay anywhere from $15-45 depending on where you live. A filling for a cavity can cost between $50-$450 or more per tooth, and may need to be repaired several times throughout your life. Regular fluoride treatments can save you money in the long run.
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Home and Professional Treatment
Fluoride treatments can be done both at home and in a dentist's office. At home, patients can use fluoride toothpaste and mouthwash, such as ACT mouth rinse, to help protect their teeth.
For professional treatment, dentists recommend applying fluoride after a dental cleaning. This can be done using a brush or tray, and can take a minute or two to complete. A dentist may prescribe a gel for at-home use if you're at high risk of tooth decay or sensitivity.
Adults can benefit from fluoride treatments just like children, especially since they have crowns, fillings, and other restorative work that can make their teeth more susceptible to decay. Regular fluoride treatments can help protect adult teeth and prevent costly repairs down the line.
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What Is Treatment?

A fluoride treatment is when your dentist or hygienist applies fluoride to your teeth using a brush or tray, usually after a dental cleaning.
This type of treatment is like a booster shot for your teeth, helping to make them more resistant to acid erosion and cavities.
You might have to sit there for a minute or two, depending on the type of fluoride treatment you're getting.
Fluoride is like calcium, a mineral we find in the foods we eat, and it promotes strong teeth.
The benefits of fluoride treatments help safeguard your teeth between checkups, lowering your chances of issues like tooth decay or sensitivity from flaring up.
Home and Professional Treatment
There are many types of fluoride toothpaste that patients can use at home to help keep their teeth healthy and strong.
For those who are at a higher risk of dental cavities, a dentist may recommend a prescription toothpaste with additional fluoride.

ACT mouth rinse is a good option for a midday mouthwash that contains fluoride.
Professional fluoride treatment is recommended after a dental exam and cleaning, and it's available for adults as well as children.
Your dentist might even prescribe a gel to use at home if you're at a high risk of tooth decay or sensitivity.
Fluoride treatment is usually done right after a dental cleaning so that the mineral can fully penetrate your tooth enamel.
Adults need fluoride treatment because they consume sugary drinks and acidic foods, and have bacteria in their mouths that attack tooth enamel.
Regular fluoride treatments can help protect adult teeth just as they protect those of children.
Most dental insurance doesn't cover adult fluoride treatment, but the cost at a dental office is usually a nominal fee.
A fluoride treatment is like adding natural minerals to your enamel, and it's less expensive than waiting for a cavity to form and covering the costs of fixing it.
Fluoride is a mineral that promotes strong teeth, and it's applied topically to help make teeth more resistant to acid erosion and cavities.

A fluoride treatment is when your dentist, hygienist, or assistant uses a brush or tray to apply fluoride to your teeth, usually after a dental cleaning.
Fluoride varnish is a preferred application method these days, and it's usually applied to teeth with a small brush after a cleaning and exam.
You should wait for about 30 minutes after applying fluoride varnish or gel without eating or drinking, so the mineral can soak into your enamel and protect your teeth.
Frequently Asked Questions
Is fluoride considered preventive care?
Fluoride treatments can help prevent oral complications by removing plaque and bacteria, but they are typically considered a preventive measure rather than a treatment for existing issues. Regular fluoride treatments can help maintain good oral health and prevent future problems.
Do dentists charge extra for fluoride?
Dentists may charge between $20 to $50 for a fluoride treatment, but insurance may cover the cost. At-home fluoride treatments are available for a lower cost, typically ranging from $5 to $20.
Sources
- https://affiliateddentists.com/health/do-adults-really-need-a-fluoride-treatment/
- https://www1.deltadentalins.com/dentists/fyi-online/2022/children-fluoride-treatment.html
- https://www.nidcr.nih.gov/health-info/fluoride
- https://cornerstonedentistrync.com/the-cost-of-fluoride-treatment/
- https://www.teethtalkgirl.com/dental-health/fluoride-treatment-at-the-dentist/
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