Protect Yourself from Shop Pay Scams and Phishing Attacks

Be cautious of Shop Pay scams, which can drain your account in seconds. These scams often use phishing attacks to trick you into revealing your payment information.

Shop Pay scams can be initiated through fake emails, texts, or social media messages that appear to be from Shop, but are actually from scammers.

To protect yourself, be aware of the warning signs of phishing attacks, such as emails or texts that ask for your payment information or login credentials.

Cash App has a real cash giveaway promotion called #CashAppFridays, but scammers are taking advantage of it by creating fake accounts and contacting users claiming they've won.

Real winners of #CashAppFridays won't ever be asked for credentials or payment.

Cash flipping scammers will usually ask for a small sum, something to the tune of $5 or $10, which they claim they can flip into multiple times the amount. This is a red flag, as they'll never give you a return on investment.

If anyone makes a financial promise and asks you to send them money first, it's a scam. Don't fall for it, no matter how convincing the promise may be.

Fake Cash App accounts will use the hashtag #CashAppFridays and contact users claiming that they've won the giveaway. But real winners won't ever be asked for credentials or payment.

One of the most common ways scammers trick Cash App users is by posing as Cash App support.

Cash App scammers often contact users via direct message or phone, claiming to be from Cash App.

Cash App advises that they will never ask you to provide your sign-in code or PIN, or require you to send a payment or make a purchase.

If someone contacts you about your account balance or usage, it's likely a scammer.

Cash App recommends going directly into the app to contact support if you need to reach out to them.

Phishing and Scams are a major concern when it comes to online shopping and payments. Be cautious of emails that ask for your login credentials or use threatening language, as these are classic phishing tactics.

Real emails from Cash App will never ask you to provide login info, and will come from verified email addresses like @cash.app, @square.com, and @squareup.com. Always check the sender's email address before clicking on any links or providing sensitive information.

Some scammers may try to trick you into revealing personal details by promising huge discounts or free money on social media. These are malicious ads designed to get your personal details, so always verify codes through the official Temu website or app.

Here are some common scams to watch out for on Temu:

Remember, scammers may try to trick you into revealing personal information by posing as customer support representatives or sending fake security alerts. Always be vigilant and use official channels for support to stay safe.

Fake refunds can be a real problem, especially if you're selling items online. Scammers may claim they've paid for an item via Cash App, but in reality, they never sent the money.

This is a common tactic used by scammers. They'll demand a refund of your own money for an item they never actually paid for.

Phishing emails are a classic scam where scammers send legitimate-looking emails to trick users into verifying their login credentials or clicking a malicious link that steals their information.

Real emails from the Cash App team will never ask users to provide login info, so be cautious of any emails that ask for this.

Legitimate emails from Cash App will come from @cash.app, @square.com, and @squareup.com addresses.

If you receive what appears to be a phishing email, contact Cash App support through the app.

Phishing emails can be quite convincing, but be aware that scammers often use threatening language in their messages to try to scare you into taking action.

Cash App warns users to be on the lookout for links in emails that prompt you to change your login credentials, as these can actually steal your existing login information.

If you receive a smishing message, report it immediately. Smishing scams are a type of phishing that uses SMS or text messages to trick you into revealing sensitive information.

The U.S. Postal Inspection Service recommends reporting smishing messages disguised as coming from the USPS by emailing [email protected]. Copy the body of the message and paste it into a new email, then attach a screenshot of the text message showing the sender's phone number and the date the message was sent.

Include your first and last name in the email, and any other relevant details such as if you clicked the link and provided personal or financial information or lost money. Forward the text message to 7726 (SPAM) as well.

The U.S. Postal Inspection Service will contact you if they need more information. If the smishing message is not from the USPS, forward it to 7726 and file a report with the Federal Trade Commission or the FBI's Internet Crime Complaint Center.

Here are the steps to report a smishing message:

Credit card and skimming scams are a type of shop pay scam that can happen in person or online.

These scams often involve thieves using a device to capture your credit card information when you're making a purchase, usually at a physical store or ATM.

In some cases, scammers may use a fake credit card reader to collect your card information, making it look like a legitimate transaction.

Thieves can also use a technique called "skimming" to steal your card information, where they attach a small device to an ATM or gas pump to capture your card details.

Skimming devices can be difficult to spot, but they're often located on the card reader or nearby, and may be slightly loose or have a small piece of tape holding it in place.

If you're using a debit card, you may be more vulnerable to skimming scams, as your account balance is directly linked to your card.

In 2019, over 1,000 ATMs in the US were compromised by skimming devices, resulting in millions of dollars in stolen funds.

Temu itself is not a scam, but scammers can take advantage of its popularity. Be aware of the types of scams that may be found on the platform.

Fake Temu codes and promotions are a common scam, where scammers promise huge discounts or free money through social media advertising. Verify codes through the official Temu website or app.

Gift card scams are another type of scam, where scammers offer fake Temu gifts or gift cards to trick you into revealing personal information or making payments. Buy Temu gift cards directly from the source on Temu.com or in the Temu app.

Affiliate link scams can also occur, where scammers pretend to be an affiliate to get you to click a dangerous link. Verify that the source is trustworthy before clicking on Temu affiliate links off the platform.

Temu customer service impersonators are scammers who pose as customer support representatives to trick you into sharing your account details or other personal information. Use official channels for Temu support.

If you get scammed on Temu, protect your finances by notifying your bank and asking them to reverse the transaction and get your money back, if possible. Report the scam to the authorities by following these steps: