Shikoku Bank Company Profile and Details

Shikoku Bank is a Japanese regional bank that has been serving the Shikoku region since 1940. It was established by the merger of three local banks.

The bank's headquarters is located in Matsuyama, Ehime Prefecture, and it has over 200 branches across the region. Shikoku Bank is a subsidiary of Shikoku Financial Holdings, a financial holding company that also owns other regional banks.

Shikoku Bank offers a range of financial services to individuals, businesses, and the local community. Its services include deposit accounts, loans, credit cards, and investment products.

You might enjoy: Mizuho Financial Group

Shikoku Bank is a Japanese bank that has been around since 1941. It's headquartered in Matsuyama, Ehime Prefecture.

Shikoku Bank was established on September 15, 1941, as a regional bank in the Shikoku region of Japan.

Our company is headquartered in New York City, a hub for innovation and entrepreneurship. This strategic location allows us to tap into a vast network of talented professionals, investors, and partners.

We were founded in 2010 by a team of seasoned entrepreneurs who saw an opportunity to disrupt the industry with a fresh approach. This team of visionaries has been instrumental in shaping the company's mission and values.

Our company has a strong focus on sustainability, with a commitment to reducing our carbon footprint and promoting eco-friendly practices throughout our operations. We've made significant strides in this area, reducing our energy consumption by 25% in the past year alone.

We've also made significant investments in technology, with a focus on developing cutting-edge solutions that enhance our products and services. This commitment to innovation has enabled us to stay ahead of the curve and respond quickly to changing market conditions.

Our team is comprised of over 500 employees from diverse backgrounds and disciplines. This diversity is a major strength, as it brings a wide range of perspectives and ideas to the table.

We've received numerous awards and recognition for our achievements, including being named one of the fastest-growing companies in the industry. This recognition is a testament to the hard work and dedication of our team.

Sales by Activity is a key metric for The Shikoku Bank, Ltd. The bank's sales have shown significant growth in recent years, with a notable increase from 2020 to 2023.

In 2020, the bank's sales from banking activities reached 31.13 billion yen. This figure more than doubled by 2023, reaching 58.24 billion yen.

Here's a breakdown of the bank's sales by activity over the years:

The bank's sales from banking activities have fluctuated slightly between 2021 and 2022, but overall, the trend is one of steady growth.

The Shikoku Bank, Ltd. has a significant presence in Japan, with sales of 30.13B in 2020 and 30.94B in 2021. These numbers demonstrate a steady growth in sales within the Japanese market.

In contrast, the bank's international sales have shown a decline, with 5.84B in 2020 and 4.64B in 2021. This shift in focus towards the Japanese market is notable.

Here's a breakdown of the bank's geographical sales:

Shikoku Bank offers a range of financial products and services, including personal loans and credit cards.

Their personal loan products have a maximum loan amount of ¥10 million and a repayment period of up to 5 years.

The bank also offers a credit card with a 0% interest rate promotion for the first 6 months, followed by a variable interest rate.

Shikoku Bank's financial information is transparent, with clear details on fees and interest rates available on their website.

Their customer service team is available to answer any questions you may have about their financial products and services.

For your interest: Banks and Banking Services

As we dive into the world of financial information, let's take a closer look at valuation.

The Shikoku Bank, Ltd. has a capitalization of 48.83 billion, a significant figure that can impact the bank's overall value.

The P/E ratio for 2023 is 6.54x, a metric used to gauge a company's stock performance.

For 2024, the P/E ratio is expected to be 7.01x, indicating a slight increase in stock value.

Enterprise value is a key metric in valuation, and for Shikoku Bank, it's a staggering -59.38 billion.

The EV/Sales ratio for 2023 is -5.71x, a sign of potential undervaluation.

However, for 2024, the EV/Sales ratio is expected to be -1.97x, indicating a possible correction in valuation.

A free float of 85.13% means that a significant portion of the bank's shares are available for trading.

The yield for 2023 is 4.02%, while for 2024, it's expected to be 3.27%, indicating a slight decrease in dividend payments.

Here's a summary of the key valuation metrics for Shikoku Bank, Ltd.:

The quotes section of financial information provides a snapshot of the current market trends.

On February 28, 2025, the price of a particular asset was ¥1,170.00, representing a -1.02% change from the previous day.

Volume for that day was 76,600.

The price had increased by +1.03% to ¥1,182.00 on February 27, 2025, with a volume of 51,900.

On February 26, 2025, the price was ¥1,170.00, showing a +0.17% change from the previous day, with a volume of 120,000.

February 25 saw a price of ¥1,168.00, a -1.18% change from the previous day, with a volume of 83,400.

Here are the key dates and their corresponding price changes:

The Shikoku Bank's leadership team is led by Fumiaki Yamamoto, the 70-year-old President who has been in the role since 2016. He has also been a Director/Board Member since 1978.

The bank's Corporate Officers/Principals include Isao Shiraishi, who is 62 years old and has been in the role since 2018, and Masato Hashitani, a 64-year-old Corporate Officer/Principal since 2015.

Here is a list of the bank's Corporate Officers/Principals and Directors/Board Members:

The Shikoku Bank, Ltd. has made some notable announcements. On February 25, they cancelled 500,000 shares, which accounts for 1.16% of their total issued shares.

This move suggests that the bank is taking steps to manage their capital and make adjustments to their share structure. It's not uncommon for companies to cancel shares to reduce their outstanding share count and improve their financial position.

The Shikoku Bank, Ltd. also provided earnings guidance for the fiscal year ending March 31, 2025. This guidance was issued on November 12, and it outlines the bank's projected earnings for the upcoming year.

Here is a summary of the bank's announcements:

The Executive Committee of the Shikoku Bank, Ltd. is led by Fumiaki Yamamoto, who has been the President since 2016. He is 70 years old and has been with the bank for a long time.

The other members of the Executive Committee are highly experienced professionals, with most of them having been with the bank for over a decade. Isao Shiraishi, for example, has been a Corporate Officer/Principal since 2018.

Masato Hashitani, another Corporate Officer/Principal, has been with the bank since 2015. He is 64 years old and has a wealth of experience in the financial industry.

The average age of the members of the Executive Committee is around 63 years old. Masahiko Suga and Isao Shiraishi are both 62 years old, while Noriyuki Kuroshita is 65 years old.

Here is a list of the members of the Executive Committee, along with their titles and ages:

The Shikoku Bank, Ltd. has a strong leadership team in place. Fumiaki Yamamoto has been serving as President since 2016, and has also held the position of Director/Board Member since 1978, a tenure of over 43 years.

Fumiaki Yamamoto's experience and leadership skills are invaluable to the bank. He has been a Director/Board Member since 1978, and has been President since 2016.

The bank's Corporate Officer/Principals, Isao Shiraishi and Masato Hashitani, have also played important roles. Isao Shiraishi has been a Corporate Officer/Principal since 2018, and Masato Hashitani has held the same position since 2015.

Here is a list of the bank's current Managers and Directors:

The bank's leadership team has a wealth of experience and knowledge, which is essential for making informed decisions and driving the bank's success.

The Shikoku Bank has a diverse group of shareholders, with Meiji Yasuda Life Insurance Co. holding a significant 4.23% stake. This makes them one of the bank's largest shareholders.

Among the bank's shareholders, Meiji Yasuda Life Insurance Co. has a valuation of 14 million ¥. This is a substantial investment in the bank's success.

The Shikoku Bank's employees also have a stake in the bank through the Shikoku Bank Employee Stock Ownership Plan. This plan holds a 2.25% stake in the bank.

Here's a breakdown of the bank's top shareholders:

The bank's holdings also include a range of equities, with SOMPO HOLDINGS, INC. holding a 0.12% stake.

You'll need the SWIFT code of Shikoku Bank for international transfers. This code is crucial for routing the funds to the correct bank and branch, ensuring a secure and efficient transfer process.

To initiate an international transfer to a Shikoku Bank account, or if you're the recipient of funds in a Shikoku Bank account in Japan, you'll need the SWIFT code along with other essential details.

Traditional banks often process international transfers slowly and at a higher cost. As an alternative, consider using a business account for international transactions that provides a swift, cost-effective, and secure solution for transferring funds internationally.

Worth a look: Bank Code

A SWIFT code identifies a specific bank globally, while an IBAN provides detailed information about an individual account within that bank. Both are used together to facilitate international money transfers.

You can't use a SWIFT code and an IBAN interchangeably, as they serve different purposes in the international transfer process.