Securian Critical Illness Insurance: A Financial Safety Net for You

Securian Critical Illness Insurance provides a financial safety net for you and your loved ones in the event of a serious illness. This type of insurance can help cover medical expenses, lost income, and other costs associated with a critical illness.

Securian Critical Illness Insurance can be tailored to fit your individual needs and budget. You can choose from a range of coverage options and riders to customize your policy.

Having a financial safety net can give you peace of mind and reduce stress during a difficult time. By having a plan in place, you can focus on recovering from your illness instead of worrying about the financial implications.

Securian critical illness insurance offers a range of benefits and features to provide financial protection and peace of mind. With diagnosis-based claims payment, you can receive benefits upon diagnosis, not upon treatment.

You can enroll for coverage without providing proof of good health during the initial enrollment period. This makes it easier to get the coverage you need without any hassle.

Multiple payout is an option that allows for more than one benefit payment after 30 days if you have a separate covered condition. This can provide additional financial support when you need it most.

Upon termination, you may be eligible to continue coverage by paying premiums directly to Securian, subject to the policy's terms. This can provide continuity of benefits even after you leave your job.

Recurrence benefits pay 25 percent of the coverage amount after 12 months for eligible conditions, including full benefit cancer, heart attack, stroke, and major organ failure. This can provide ongoing financial support for ongoing medical expenses.

The policy provides benefits for various conditions, including heart attack, non-invasive cancer, and coronary artery disease needing bypass surgery or angioplasty. The benefits for these conditions are as follows:

Overall, Securian critical illness insurance offers a range of benefits and features to provide financial protection and peace of mind.

If you're considering Seurian critical illness insurance, you might be wondering why choose this option over others. The cash benefit is paid directly to the insured, allowing them to use it as they see fit.

Critical illnesses are expensive, and unpaid medical bills can threaten a family's financial future. That's why having additional, cost-effective coverage can be a lifesaver.

With Seurian critical illness insurance, you can cover 11 different illnesses. This comprehensive coverage can provide peace of mind and financial security.

Here are some key benefits of choosing Seurian critical illness insurance:

Savings on the insurance you need, thanks to group pricing, is another advantage of choosing Seurian critical illness insurance. This can make a significant difference in your financial situation.

Securian Critical Illness Insurance makes it possible to receive a lump sum benefit if you're diagnosed with a condition covered by the policy and meet the policy requirements.

This benefit is paid out at a percentage of the amount of coverage you've elected.

The claims process is designed to be easy to follow, with paperwork that's seamless and takes minimal time to complete.

In fact, one participant reported filling out and submitting their portion in just five minutes, with the Oncologist's portion being equally as smooth.

Once the forms are submitted, they go into underwriting review, a process that's understandable and requires no additional actions from you.

The participant's experience was a great example of this, with their full cancer benefit being paid out just yesterday.

It's difficult to anticipate the extra expenses a serious illness may bring, but you can be smart and more prepared with critical illness insurance.

Many Canadians experience a life-threatening illness like a stroke, heart attack or cancer, and some expenses aren't covered by provincial health plans.

Critical illness insurance can help cover daily expenses, pay for alternative treatments, or allow a loved one to have time off with you.

You can use the insurance funds in any way you need to, so you can focus on your recovery, not your finances.

Group critical illness insurance provides a lump-sum payment if a covered illness occurs, which can help pay expenditures such as deductibles, out-of-pocket medical costs or everyday living expenses.

The benefit payout is not dependent on income or participation in other employer insurance offerings, making it a valuable financial safeguard.

Typical “core” conditions covered include heart attack, stroke, cancer, and organ failure, and benefits are provided in various percentages depending on the plan design selected.