Schwab Value Advantage Money Investor Shares: A Guide to Investing with Stability

The Schwab Value Advantage Money Investor Shares is a type of investment option that aims to provide stability and growth in a low-cost manner.

This fund invests in a diversified portfolio of large-cap stocks, focusing on companies with strong financials and stable businesses.

Investors can expect a relatively stable return with minimal risk, making it a great option for those who want to balance their portfolio without taking on too much risk.

The fund's low expense ratio of 0.05% also makes it an attractive choice for those who want to keep costs low and maximize their returns.

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Fees and Charges are an important consideration for investors in Schwab Value Advantage Money Investor Shares. The total expense ratio is 0.3431%.

The total expense is broken down into several components, including Advisor Fee Expense, Transfer Agency Fee Expense, and Expense Waiver. Advisor Fee Expense accounts for 0.1881% of the total expense, while Transfer Agency Fee Expense accounts for 0.1485%.

Here's a breakdown of the main fees and charges associated with Schwab Value Advantage Money Investor Shares:

Operating fees are a crucial aspect of managing your investments. The expense ratio for SWVXX is 0.35% of the Assets Under Management (AUM).

This fee is relatively low compared to the category average, with a rank of 60.42% in its category. The management fee, on the other hand, is 0.19% of AUM, which is also lower than the category average of 0.57%.

Let's break down the fees in a table for a clearer understanding:

The administrative fee is not applicable for SWVXX, but if it were, it would be relatively low, with a rank of 75.34% in its category.

When it comes to sales fees, you'll want to know what to expect.

Sales fees can be a significant expense for investors. The sales fees for SWVXX are worth noting.

Here are the specific sales fees for SWVXX:

One thing to keep in mind is that not all funds have sales fees, and some may have different types of fees.

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Fees and charges can be a complex topic, but let's break it down.

One key related fee to understand is turnover, which is a proxy for the trading fees incurred by mutual fund managers who frequently adjust position allocations. Higher turnover means higher trading fees.

The fees associated with trading can add up quickly. In fact, a higher turnover rate can result in higher trading fees for investors.

Here are some specific trading fees you might encounter:

These fees are just a few examples of the costs associated with trading. It's essential to consider them when making investment decisions.

As you dig into the fees and charges associated with your investments, it's essential to understand where your money is going. The total expense of a fund is a crucial metric to consider.

According to the Charges section, the total expense of a fund is 0.3431%. This includes a range of fees that are broken down into various categories.

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The advisor fee expense, for instance, accounts for 0.1881% of the total expense. This is a significant chunk of the overall cost, and it's essential to understand what this fee covers.

Here's a breakdown of the various fees that make up the total expense:

These fees can add up quickly, so it's crucial to understand what you're paying for. By breaking down the total expense into its various components, you can make more informed decisions about your investments.

The Schwab Value Advantage Money Investor Shares are a type of mutual fund designed for investors who want to keep costs low while still earning competitive returns.

The fund has a low expense ratio of 0.24%, which is significantly lower than the average expense ratio of other mutual funds in its category.

Investors can purchase shares of the fund with a minimum investment of $100.

The fund invests in a diversified portfolio of US stocks, with a focus on large-cap companies that have a strong track record of delivering consistent returns.

The fund's investment objective is to provide long-term capital growth and income to its shareholders.

The fund's net asset value (NAV) is calculated daily and is available on the Charles Schwab website.

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The Schwab Value Advantage Money Investor Shares has shown a range of performance across different periods. For the 1-year period, the return was 4.7% and ranked 74.12% in its category.

Looking at the 5-year return, it was 2.3% and ranked 44.44% in its category. It's worth noting that the 3-year return is not available for this investment.

The 10-year return for the Schwab Value Advantage Money Investor Shares is 1.6%, ranking 35.71% in its category. This investment has also had some years with returns of 0.0%, such as in 2022 and 2024.

Here are some key returns for the Schwab Value Advantage Money Investor Shares:

The total return for this investment can also be considered, especially when looking at the calendar year returns. In 2023, the total return was 5.6%, ranking 13.04% in its category.

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