Sbi Platinum Card Benefits and Features Explained

The SBI Platinum Card offers a range of benefits and features that make it a popular choice among cardholders.

One of the standout features of the SBI Platinum Card is its reward points system, which earns you 10 points for every Rs. 100 spent on groceries, dining, and entertainment.

You can redeem these points for exciting rewards, such as gift vouchers, merchandise, and even cashback.

The card also comes with a range of lifestyle benefits, including complimentary airport lounge access and golf course discounts.

With the SBI Platinum Card, you can enjoy a host of travel benefits, including trip cancellations and interruptions insurance, making your travel plans more secure.

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The SBI Platinum Card offers a range of benefits that make it an attractive option for cardholders. The card is suitable for travel, making it a great choice for those who frequently book flights, hotels, or train tickets.

The annual charges for the card are Rs. 1,499, and joining charges are also Rs. 1,499. This is a one-time fee, so you won't have to worry about it again.

One of the standout features of the card is its rewards program. You can earn up to 15,000 additional rewards points per year, which can be converted into Air Miles. This is a great way to earn points and redeem them for flights, hotels, or other travel-related expenses.

The card also offers a daily cash withdrawal limit of Rs. 100 to Rs. 1,00,000 at ATMs, and a daily Point of Sales (PoS)/online transaction limit of up to Rs. 2 lakh. This gives you a lot of flexibility when it comes to making purchases or withdrawing cash.

Here are the key benefits of the SBI Platinum Card at a glance:

The card also offers airport lounge access, making it a great option for frequent travelers. You can enjoy a comfortable and relaxing experience before your flight, and take advantage of the card's other benefits to make your travel experience even more enjoyable.

The SBI Platinum Card is a fantastic option for those who want to enjoy the benefits of a premium card without breaking the bank. You can use your debit card to make online transactions up to Rs.2 lakhs per day.

One of the standout features of the SBI Platinum Card is its airport lounge access. You can enjoy complimentary access to airport lounges as per the terms and conditions listed by the card network. This is a great perk for frequent travelers who want to relax in style before their flight.

The card is associated with RuPay, VISA, or MasterCard, making it a versatile option for international travel. You can use your card to withdraw cash from ATMs all across the country and the world, with a daily limit of up to Rs.1 lakh.

The SBI Platinum Card also offers rewards points under the State Bank Rewardz scheme. You earn 2 points for every Rs.200 spent on your card, and there's a special offer of doubling reward points in your birthday month.

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Here are some of the key benefits of the SBI Platinum Card:

Overall, the SBI Platinum Card is a great option for those who want to enjoy the benefits of a premium card without the high fees. With its airport lounge access, international usage, and rewards points, it's a great choice for frequent travelers.

The SBI Platinum Card is a fantastic option for international travel, offering you the convenience of cashless shopping and withdrawals anywhere in the world.

With the SBI Platinum Debit Card, you can travel the world with your debit card and experience convenient cashless shopping anywhere.

You'll have access to ATMs all across the country and the world, allowing you to withdraw up to Rs.1 lakh per day.

This card is enabled for international usage, making it perfect for your next trip abroad.

You can withdraw up to Rs.1 lakh per day from ATMs worldwide, giving you the freedom to manage your finances on the go.

Here are the associations your SBI Platinum Debit Card is available with: RuPay, VISA, or MasterCard.

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You can apply for an SBI Platinum Card if you're between 21-65 years of age. To be eligible, you should also have a stable credit history.

You'll need to be a customer of SBI bank to apply for the card, which means you should hold a Savings/ Current/ Super Saver/ Loan Against Shares (LAS) / Salary account with SBI. This is a requirement for both Indians and NRE (Non-Resident Indians).

Here are the key eligibility criteria for an SBI Platinum Card in a quick glance:

To be eligible for an SBI Platinum card, you must be between 21-65 years of age. This is a general age requirement for many credit cards.

You'll also need to be a customer of SBI bank, holding a Savings, Current, Super Saver, Loan Against Shares (LAS), or Salary account with the bank. This ensures you have a stable financial relationship with the bank.

To apply for the SBI Platinum International Debit Card, you can be either an Indian or a Non-Resident Indian (NRI). This makes it accessible to a wide range of individuals.

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In terms of income, you'll need to withdraw a minimum salary of 300,000 per annum if you're salaried. This requirement is typically applicable to credit cards, but it's worth noting that debit cards may have different requirements.

Here's a summary of the eligibility criteria for SBI Platinum cards:

These eligibility criteria are essential to keep in mind when applying for an SBI Platinum card.

To apply for an SBI Platinum Debit Card, you'll need to provide a few documents. The list of required documents is quite extensive, but don't worry, I've got you covered. You'll need a Driving Licence, Passport (if you're a Non-Resident Indian), Voter ID, PAN Card, Aadhaar Card, and any government-attested document with your photo.

Some documents are mandatory, while others are optional. For example, if you're salaried, you may need to provide your last three months' pay stubs or bank statements. If you're self-employed, you'll need to provide your last year's ITR, as well as a bank statement for the last three months and Form 16.

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Here's a breakdown of the documents required for an SBI Platinum Debit Card:

In addition to these documents, you may also need to provide two passport size photos and signature-bearing national identity cards. The specific documents required may vary depending on your employment status and other factors.

Overall, the documentation process for an SBI Platinum Debit Card is quite straightforward. Just make sure you have all the necessary documents ready, and you'll be good to go!

As you start your journey with the credit card, you'll be eligible for some amazing welcome benefits. To get these benefits, you'll need to spend Rs. 15,000 or more within 90 days of card setup.

You'll receive a voucher worth Rs. 500, which you can use on your next purchase.

Additionally, you'll get 5% cashback on the transaction value of your first EMI done within 90 days of card setup, up to a maximum of Rs. 1,000.

Here are the welcome benefits in a nutshell: