SBI Dividend Yield Fund Direct Growth Fund Details and Features

The SBI Dividend Yield Fund Direct Growth is an open-ended equity scheme that aims to provide regular dividend income to its investors. This fund invests in a mix of dividend-paying stocks to generate a steady income stream.

The fund's investment objective is to generate returns through a combination of dividend income and capital appreciation. It invests at least 80% of its assets in equity shares and equity-related securities of companies.

The fund's dividend yield is one of its key features, providing a regular income to investors. The fund's dividend yield is calculated as the ratio of the dividend paid to the net asset value (NAV) of the fund.

The fund's minimum investment requirement is Rs. 100 and the minimum additional investment is Rs. 100. The fund's exit load is 1% for redemption within 365 days.

The SBI Dividend Yield Fund Direct Growth is an open-ended equity mutual fund offered by SBI Mutual Fund.

It primarily invests in dividend-yielding equity investments, with at least 65% of its portfolio dedicated to such stocks. The remaining portfolio may be diversified to include other equity instruments, debt securities, REITs, and InvITs.

The fund has zero entry load and a nominal exit load, making investments more affordable for investors.

The fund's last 1-year returns are 18.74%, with an average annual return of 26.35% since its launch.

The fund's top 5 holdings are in HDFC Bank Ltd., Infosys Ltd., Tata Consultancy Services Ltd., Larsen & Toubro Ltd., and Power Grid Corporation Of India Ltd.

Here are the fund's key features:

The fund has a very high risk profile, so it's essential to carefully consider your investment goals and risk tolerance before investing in this fund.

The fund's expense ratio is 0.78%, which is relatively low compared to other funds in the category.

The fund's minimum investment requirement is ₹500 for SIP and ₹5000 for lump sum investments.

The fund has no lock-in period, allowing you to redeem your investments at any time.

The fund's benchmark is NIFTY 500 TRI, and its age is 1 year and 10 months since its launch on February 20, 2023.

The SBI Dividend Yield Fund Direct Growth is designed to provide investors with the benefit of dividend payouts and/or capital appreciation through a diversified portfolio of dividend-yielding stocks.

It aims to offset the relatively high risk levels associated with equity investments by including stabler assets like debt and money market instruments in its portfolio.

Direct Investment Details are crucial to consider before investing in a fund. The minimum investment required for the SBI Dividend Yield Fund Direct - Growth is Rs. 5,000.00.

You can start investing with a smaller amount, as the minimum SIP investment is Rs. 500.00, making it accessible to a wider range of investors.

The fund also allows for easy additions to your investment, with a minimum additional investment of Rs. 1,000.00.

If you need to withdraw your investment, you can do so with a minimum withdrawal of Rs. 500.00.

Here are the key investment details at a glance:

The exit load for units in excess of 10% of the investment is 1% for redemption within 1 year.

The SBI Dividend Yield Fund Direct Growth is a Equity Mutual Fund Scheme launched by SBI Mutual Fund on 29 Jun 1987.

Rohit Shimpi is the Current Fund Manager of the fund, which has an impressive track record of delivering 26.35% average annual returns since its launch.

The fund currently has an Asset Under Management (AUM) of ₹11,31,518 Cr, with a Latest NAV of ₹15.27 as of 03 Jan 2025.

The SBI Dividend Yield Fund Direct Growth is rated Very High risk, but it aims to offset this risk by including stabler assets like debt and money market instruments in its portfolio.

Minimum SIP Investment is set to ₹500, and Minimum Lumpsum Investment is ₹5,000.

Here are the fund's top 5 holdings:

The fund's investment objective is to give investors the benefit of dividend payouts and/or capital appreciation by curating a diversified portfolio of dividend-yielding stocks.

If you're looking to invest in mutual funds, one option is to consider funds from SBI Mutual Fund. SBI Contra Fund has an asset under management (AUM) of ₹41,907 Crs and has delivered returns of 19.78% in the past year.

SBI Small Cap Fund has a lower AUM of ₹33,285 Crs, but still managed to deliver returns of 25.04% in the past year. SBI Magnum Midcap Fund has an AUM of ₹21,455 Crs and has delivered returns of 20.95% in the past year.

The SBI Dividend Yield Fund has been around for 1 year and 10 months, and has delivered average annual returns of 26.11% since inception. If you're invested in this fund, redeeming your investment is a straightforward process.

Here's a quick rundown of some of the funds from SBI Mutual Fund:

SBI Healthcare Opportunities Fund has an AUM of ₹3,460 Crs and has delivered returns of 40.14% in the past year. SBI Technology Opportunities Fund has an AUM of ₹4,586 Crs and has delivered returns of 34.12% in the past year.

The SBI Dividend Yield Fund Direct Growth has delivered impressive returns, with a 1-year return of 18.74%. This is significantly higher than the category average of 21.47%.

The fund has also performed well since its launch, with a return of 26.35%. This is an impressive feat, especially considering the fund has been in operation for less than two years.

One of the key highlights of the fund is its ability to generate returns even in a declining market. In the 1-month period, the fund returned -2.98%, which is lower than the category average of -1.81%.

Here are the fund's returns for different time periods:

The fund's returns are not limited to the short-term. It has also delivered impressive returns over the long-term, with a 3-year return of 18.90% and a 5-year return of 22.84%.

The fund's expense ratio is 0.76%, which is relatively low compared to other funds in the category. This suggests that the fund is well-managed and has a low cost structure, which can help to boost its returns.

The fund's assets under management (AUM) are approximately ₹9,556 Crs as of September 30, 2024. This is a significant amount, indicating that the fund has a large and diverse investor base.

The SBI Dividend Yield Fund Direct Growth is a great option for investors looking for a steady income stream. This fund invests in stocks of companies that pay out dividends, with at least 65% of its portfolio dedicated to dividend-yielding equity investments.

It's worth noting that this fund has a zero entry load, making it an affordable option for investors. The fund also has a nominal exit load, which is only applicable in certain conditions.

The fund's performance has been impressive, with returns of 18.74% in the last 1-year and 26.35% average annual returns since its launch. This is a significant return on investment, especially considering the fund's focus on dividend-yielding stocks.

The fund's top 5 holdings are in HDFC Bank Ltd., Infosys Ltd., Tata Consultancy Services Ltd., Larsen & Toubro Ltd., and Power Grid Corporation Of India Ltd. These companies are well-established and have a strong track record of paying dividends.

Here are the fund's top 5 holdings:

The fund's assets under management (AUM) stood at ₹9,556 Crs as on September 30, 2024. This is a significant amount of money, and it's a testament to the fund's popularity among investors.

The SBI Dividend Yield Fund Direct Growth has a risk and return profile that's worth considering. As per the Morningstar rating, the risk associated with this fund is Medium.

A Medium risk rating indicates that this fund is relatively stable and less prone to significant losses. This makes it a good option for investors who are risk-averse or new to investing.

The fund's return on investment is Exceptional, according to Morningstar. This suggests that the fund has historically performed well and is likely to continue doing so in the future.

One of the funds that's similar to the SBI Dividend Yield Fund Direct Growth is the ICICI Prudential Dividend Yield Equity Fund Direct Growth. This fund also has a Medium risk rating and an Exceptional return on investment.

The Sharpe ratio of the SBI Dividend Yield Fund Direct Growth is 0.00, indicating that this fund has had minimal excess returns per unit of risk taken. The standard deviation of the fund is also 0.00%, suggesting that the fund's returns have been very consistent.

The SBI Dividend Yield Fund Direct Growth is a well-established fund with a launch date of March 14, 2023. It is managed by SBI Mutual Fund and has a benchmark of NIFTY 500 Total Return Index.

The fund has a very high riskometer rating and is open-ended in nature, which means it can be redeemed at any time. It has a significant amount of money invested in the Technology, Financial, Energy, Construction, and Consumer Staples sectors.

Here are the top 5 holdings of the fund: HDFC Bank Ltd., Infosys Ltd., Tata Consultancy Services Ltd., Larsen & Toubro Ltd., and Power Grid Corporation Of India Ltd.

The expense ratio is the cost of managing your investment, and it can eat into your returns. For example, a mutual fund with an expense ratio of 2% will deduct 2% of your investment every year.

Exit load is a fee charged when you withdraw your money from a fund before a certain period. Some funds charge an exit load of 1% if you withdraw your money within a year.

Taxes can also eat into your returns. For instance, a long-term capital gains tax of 10% may be applicable on your investment gains.

In the article, we saw that the expense ratio can range from 0.5% to 2.5% depending on the type of fund. This means that a fund with a higher expense ratio may not be the best choice for you.

Understanding the expense ratio, exit load, and tax implications is crucial before investing in a fund. It's like knowing the fine print of a contract before signing it.

Returns are taxed at 20% if you redeem before one year. This can be a significant burden, so it's essential to plan ahead.

If you redeem after one year, you'll need to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh or more in a financial year. This is a lower rate, but it still applies to a substantial amount of money.

Understanding these tax implications can help you make informed decisions about your investments.

This scheme may be a good choice if you're looking to add to your current income through dividend-yielding stocks.

The fund focuses primarily on stocks that yield dividends, which can provide a regular income stream.

However, it's essential to consider the high-risk profile of the fund.

The risk-reward ratio is crucial to ensure that you're making an informed investment decision.

It's vital to weigh the potential benefits of long-term capital appreciation against the potential risks.

The SBI Dividend Yield Fund Direct Plan Growth is an open-ended equity mutual fund offered by SBI Mutual Fund. It's categorized as a dividend yield mutual fund, which means it invests predominantly in stocks of companies that pay out dividends.

This fund has a launch date of March 14, 2023, and its benchmark is the NIFTY 500 Total Return Index. The fund's return since launch is a respectable 26.35%.

The fund's riskometer rating is Very High, indicating that it's a high-risk investment. However, it's essential to note that this fund is designed to provide investors with opportunities for capital appreciation and/or dividend distribution.

The Direct Plan of this fund has zero entry load, making it an affordable option for investors. However, there is a nominal exit load applicable only conditionally.

The SBI Dividend Yield Fund Direct Plan Growth is an open-ended equity mutual fund offered by SBI Mutual Fund.

It's categorized as a dividend yield mutual fund, which means it invests predominantly in stocks of companies that pay out dividends.

At least 65% of its portfolio is dedicated to dividend-yielding equity investments.

The rest of the fund's portfolio may be diversified to include other equity instruments, debt securities, REITs, and InvITs.

This fund has zero entry load and a nominal exit load, making investments affordable for investors.

The fund has delivered impressive returns, with a 1-year return of 18.74% and an average annual return of 26.35% since its launch.

Here are the top 5 holdings in the fund:

The fund has a significant amount of money invested, with an Asset Under Management (AUM) of ₹9,556 Crs as of September 30, 2024.