Santander Consumer Bank Deutschland Banking Solutions and Expertise

Santander Consumer Bank Deutschland offers a range of banking solutions tailored to meet the diverse needs of its customers.

Their expertise in consumer finance is built on a strong foundation of experience, with a history dating back to 2008.

With a focus on providing flexible and innovative financial products, Santander Consumer Bank Deutschland aims to make banking more accessible and user-friendly for its customers.

Their commitment to customer satisfaction is evident in the variety of banking solutions they offer, including loans, leasing, and other financial services.

Santander Consumer Bank (Deutschland) has a rich history dating back to 1957 when it was founded as Curt Briechle KG Absatzfinanzierung by businessman Curt Briechle in Mönchengladbach.

The bank was initially a sales financing company for automobiles and was later converted into a public limited company in 1968, renaming itself Bankhaus Centrale Credit AG.

In 1987, the Spanish bank Banco Santander Central Hispano acquired 100% of the bank, renaming it CC-Bank AG.

The bank's name was again changed in 2007 to Santander Consumer Bank AG after being adapted to the corporate design of the Spanish parent company in 2004.

Santander Consumer Bank (Deutschland) has undergone several mergers and acquisitions, including the merger with AKB Privat- und Handelsbank in 2002 and the acquisition of GE Money Bank GmbH in 2008.

The bank obtained the license to issue bonds in 2016 and issued its first bond certificate at the end of 2017.

Santander Consumer Bank (Deutschland) offers a range of services to its customers.

Their services include banking, insurance, and leasing. You can manage your finances, protect your assets, and even finance a new car with their help.

The bank provides a mobile banking app for easy account management and transaction tracking. This makes it convenient for customers to stay on top of their finances on-the-go.

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Our Partnerprogramm is designed to support businesses in expanding their customer base and increasing revenue. We offer a range of tools and resources to help partners succeed.

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Through our Partnerprogramm, partners can access a dedicated account manager who provides personalized support and guidance. This ensures that partners receive tailored advice and solutions to meet their specific needs.

We also offer a comprehensive training program that equips partners with the knowledge and skills needed to effectively promote and sell our services. This includes regular webinars, workshops, and online training sessions.

Partners can earn significant revenue through our Partnerprogramm by referring customers to our services. In fact, our top-performing partners have earned up to 20% of the revenue generated by their referrals.

By joining our Partnerprogramm, partners can tap into a vast network of customers and expand their reach into new markets. This can be especially beneficial for small and medium-sized businesses looking to grow their customer base quickly.

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A free checking account is a must-have for everyday life, and Santander offers a great option. Their free checking account comes with a Santander Visa Debit card.

You can use your checking account for bill payments, rent payments, receiving your paycheck, and making purchases with your debit card. Additionally, you can set up transfers, recurring payments, and direct debits.

Opening an online account with Santander is quick and easy, and it's risk-free.

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At Santander Consumer Bank (Deutschland), you can enjoy the convenience of a free credit card.

Their credit cards are particularly valuable for making payments and withdrawing cash abroad.

You can choose from various credit card conditions offered by Santander, including a free credit card option.

A credit card is not just for foreign payments and cash withdrawals, it's actually quite valuable. The Santander offers a free credit card option, among other conditions.

You can get a free credit card from Santander, which is a great perk.

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Car credit is a type of financing that allows you to borrow money to purchase a car.

Santander CarCredit is an example of a car credit option, offering interest rates up to 2.30% per annum.

Santander Consumer Bank has received numerous awards and recognitions for its excellence in the banking industry. The bank won first place in the "Brands without manufacturer bank" category at the "BankenMonitor 2017" awards.

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The bank's commitment to quality has been consistently recognized by car dealers, who have chosen Santander Consumer Bank as the "Best Autobank 2017" for the third time in a row. This is a testament to the bank's strong reputation and customer satisfaction.

Here are some of the notable awards and recognitions received by Santander Consumer Bank:

Santander's BestGiro is a great example of an award-worthy service. It helps you turn a bank transfer into a €75 bonus.

The BestGiro service is designed to make your life easier. You can earn a €75 bonus by using it to receive money from a transfer.

What makes Santander's BestGiro stand out is its user-friendly interface. It's easy to navigate and understand, making it accessible to everyone.

The BestGiro service is a testament to Santander's commitment to innovation. It's a forward-thinking approach to banking that puts the customer first.

Santander Consumer Bank has received numerous awards and recognition for its outstanding performance. One notable achievement is winning first place in the "Brands without manufacturer bank" category at the "BankenMonitor 2017" of the magazine "Autohaus".

The bank's commitment to excellence has earned it the title of "Best Autobank 2017" for the third consecutive time, as chosen by car dealers.

Santander Consumer Bank has also received the "Fair Company" Seal of approval from the job and business magazine "Karriere" of the publishing group Handelsblatt.

Here's a list of some of the notable awards won by Santander Consumer Bank:

Santander Consumer Bank AG has significant investments in various companies. One notable investment is in Santander Consumer Leasing GmbH, where they hold a 100% stake.

Their investment portfolio also includes Santander Consumer Technology Services GmbH and Santander Consumer Operations Services GmbH, both also owned 100% by the bank.

In addition to these three companies, the bank has a 50% stake in PSA Bank Deutschland GmbH and VCFS Germany GmbH.

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Saving money is a crucial step before investing. You can choose between a fixed interest rate or flexible savings with daily availability.

Tagesgeld, or daily savings, offers flexibility with your money always being available. This is a good option for those who need quick access to their funds.

Festgeld, or fixed deposit, provides a secure investment with a guaranteed interest rate.

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The Santander Consumer Bank AG has a significant presence in the market through its various investments. It holds 100% stakes in Santander Consumer Leasing GmbH, Santander Consumer Technology Services GmbH, and Santander Consumer Operations Services GmbH, all based in Mönchengladbach.

These investments demonstrate the bank's commitment to expanding its services and capabilities. Santander Consumer Leasing GmbH is a key player in the leasing sector.

The bank's investments are not limited to these companies, as it also has a 50% stake in PSA Bank Deutschland GmbH, located in Neu-Isenburg. VCFS Germany GmbH in Köln also benefits from the bank's investment, with a 50% stake.

The bank's focus on these sectors shows its strategic approach to growth and development.

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Santander Consumer Bank AG has been criticized for its lack of membership in the Arbeitgeberverband des privaten Bankgewerbes, which means it's not bound by Tarifverträge. This has led to a "Wildwuchs von unterschiedlichen Vergütungen" or a chaotic mix of different salaries among its employees.

The bank has also been accused of having a significant portion of its workforce, nearly a third, employed through a hauseigenen Leiharbeitsfirma or in-house temporary work agency, and outsource them to Tochtergesellschaften or subsidiaries. Some employees even work on a Provisionsbasis or commission-only basis, without a fixed salary.

Santander has been negotiating with the Gewerkschaft ver.di since February 2012 over a Haustarifvertrag or company-wide collective agreement. The bank eventually agreed to a Tarifvertrag in April 2013, which applies to employees in its Filialen or branches, but not to those in its Hauptverwaltungen or headquarters.

Verbraucherschützer or consumer protection advocates have also criticized Santander for charging unzulässige Gebühren or excessive fees for Kredite or loans. For example, the bank charges Bearbeitungsgebühren of up to 3.5% of the Kreditsumme or loan amount for Ratenkrediten or installment loans.

At Santander Consumer Bank (Deutschland), the company culture is all about embracing diversity and inclusivity. This is reflected in the fact that employees come from over 60 different nations.

The bank's commitment to diversity is also evident in its approach to communication, where employees are encouraged to use the informal "Du" when addressing each other. This is part of the #gernperdu initiative, which aims to bring employees together and create a more relaxed and friendly work environment.

The bank's size and reputation are also a testament to its strong company culture, with over 60 nations represented, it's no surprise that they count among the largest banks in Germany by customer number.

Our corporate office is a hub of innovation, where employees can collaborate and thrive. The Santander Consumer Bank AG's headquarters at Santander-Platz 1 in Mönchengladbach was built in mid-2007.

The building was designed by Hentrich-Petschnigg & Partner, who incorporated the New Work concept into the design. This concept encourages employees to work together in various settings.

Meeting rooms for larger groups and small "think tanks" for 1 to 3 people are used for communication and collaboration. These spaces foster creativity and teamwork among employees.

The corporate headquarters also features "chillout lounges" or coffee bars, where employees can take a break and socialize. These areas help to build a sense of community among colleagues.

In 2013, another complex of buildings was built on Madrider Straße in the Nordpark, inspired by the design of the Santander-Platz headquarters.

Our Gemeinsamkeiten unite us, creating a sense of togetherness among colleagues from over 60 nations. We're a culturally diverse team, and that's what makes us strong.

We're a bank that's more than just a bank, with two subsidiaries, Santander Consumer Technology Services GmbH and Santander Consumer Operations Services GmbH, working together to serve our customers.

Our employees are from all over the world, bringing their unique perspectives and experiences to the table. We're a team that values diversity and inclusivity, and that's what makes us strong.

We're a company that's committed to being the best bank for our customers and employees, and we're already one of the largest banks in Germany by customer count.

Santander Consumer Bank (Deutschland) has around 4,500 employees working for the company.

These employees are part of a global team that spans across 60 different nations.

The bank's employees work together to provide a comprehensive service to their customers.