
Ringkøbing Landbobank A/S is a Danish bank that has been serving its customers for over 150 years.
Founded in 1862, the bank has a long history of stability and reliability.
Ringkøbing Landbobank A/S has a strong presence in the local community, with a network of branches and ATMs throughout the region.
The bank offers a range of financial services to its customers, including personal banking, corporate banking, and mortgage services.
Bank Information
Ringkøbing Landbobank has received upgrades from major banks. ABG Sundal Collier upgraded Ringkjøbing Landbobank to Hold, while lifting its price target.
Nordea Bank also upgraded Ringkjøbing Landbobank to Buy. This suggests that the bank's financial performance is improving.
Ringkøbing Landbobank's private banking segment is growing significantly. The segment's revenue has increased from 1.95B in 2020 to 2.37B in 2021, and is expected to reach 4.13B by 2024.
Here's a breakdown of Ringkøbing Landbobank's private banking revenue by year:
Financial Data
Ringkøbing Landbobank's valuation is a significant aspect of its financial data. The bank's capitalization has fluctuated over time, ranging from 3.39B to 45.74B.
Here are some key valuation metrics for Ringkøbing Landbobank:
The bank's free float is 94.88%, indicating a relatively high level of market liquidity.
Valuation
The valuation of a company is a crucial aspect of its financial health. It's essentially a snapshot of its worth, and it can be a great indicator of its overall performance.
The capitalization of Ringkjøbing Landbobank A/S fluctuates, with values ranging from 3.39B to 45.74B.
A company's P/E ratio is a measure of its stock price relative to its earnings per share. In 2025, Ringkjøbing Landbobank A/S has a P/E ratio of 13.8x.
The enterprise value of a company is its total value, including its debt and equity. For Ringkjøbing Landbobank A/S, the enterprise value ranges from 3.84B to 641B.
The free-float of a company refers to the percentage of its shares that are available for public trading. Ringkjøbing Landbobank A/S has a free-float of 94.88%.
Here's a breakdown of the valuation metrics for Ringkjøbing Landbobank A/S:
Price Volatility
RILBA's price volatility is a key aspect to consider when evaluating its financial health. Compared to the Danish market, RILBA has not had significant price volatility in the past 3 months.
RILBA's weekly volatility has been stable at 3% over the past year, which is a reassuring sign for investors. This consistency is in stark contrast to the market average, which has seen a weekly movement of 4.8%.
The industry average movement for banks is 3.5%, which is slightly higher than RILBA's average weekly movement. However, this is still relatively low compared to the market average.
Here's a comparison of RILBA's volatility with other market benchmarks:
RILBA's price volatility is indeed lower than the 10% most volatile stocks in the DK market, but higher than the 10% least volatile stocks.
Investor Insights
Ringkøbing Landbobank has a strong presence in the local community, with a network of 16 branches across the region.
The bank's history dates back to 1898, when it was founded to serve the agricultural community.
Ringkøbing Landbobank's business model is focused on serving the needs of small and medium-sized enterprises, as well as private individuals.

The bank's expertise in agricultural financing is rooted in its long history of serving the local farming community.
Ringkøbing Landbobank's commitment to the local community is evident in its efforts to support local economic development and job creation.
The bank's financial performance has been stable, with a solid capital base and a low risk profile.
Ownership and Holdings
Ringkøbing Landbobank A/S has a diverse portfolio of holdings, with a total valuation of $197,231,299. The bank's largest holding is in Ringkjøbing Landbobank A/S, making up 4.51% of its equity.
Ringkøbing Landbobank A/S also holds shares in several international companies, including Diageo PLC, Burberry Group PLC, and Admiral Group PLC. These holdings make up a significant portion of the bank's equity, with Diageo PLC holding 0.01% and Burberry Group PLC holding 0.08%.
Here are the bank's top 5 holdings, listed in order of their percentage of equity:
Ringkjøbing Landbobank A/S - 4.51%DR. MARTENS PLC - 0.26%ASOS PLC - 0.17%SSP GROUP PLC - 0.05%THE EUROPEAN SMALLER COMPANIES TRUST PLC - 0.06%
Managers and Directors
Let's take a look at the management team at Ringkjøbing Landbobank A/S. The bank's CEO, John Bull Fisker, has been in the role since April 30, 2012, and is 60 years old.
John Fisker's team includes Ole Bjerregaard Pedersen, the Director of Finance/CFO, but unfortunately, we don't have his age or start date.
Lars Hindø is the Investor Relations Contact, but we don't have any information about his age or tenure.
The bank's Chairman is Martin Krogh Pedersen, who is 57 years old and has been in the role since February 27, 2018.
Jon Johnsen and Jacob Møller are both Directors/Board Members, with ages 56 and 55 respectively. Jon has been in the role since February 21, 2017, while Jacob took office on April 25, 2017.
Here's a quick rundown of the management team:
Shareholders:
Ringkjøbing Landbobank A/S has several shareholders with notable holdings. Nordflint Capital Partners Fondsmæglerselskab A/S has the largest holding, with 2,279,032 equities worth 373 million kroner.
Nordflint Capital Partners Fondsmæglerselskab A/S owns 8.534% of the bank. RINGKJØBING LANDBOBANK A/S also has a significant stake, owning 4.512% of the bank and holding 197 million kroner in value.
The top shareholders of Ringkjøbing Landbobank A/S include:
HOLDINGS
Let's take a closer look at the holdings of Ringkjøbing Landbobank A/S. They have a significant investment in Ringkjøbing Landbobank A/S itself, making up 4.51% of their portfolio.
Their equity holdings include a range of companies, with the largest being Ringkjøbing Landbobank A/S, followed by Diageo PLC, Burberry Group PLC, and Admiral Group PLC.
One of the most notable holdings is Ringkjøbing Landbobank A/S, which accounts for 4.51% of their portfolio, with a valuation of $197,231,299.
Ringkjøbing Landbobank A/S also has a smaller investment in Diageo PLC, making up just 0.01% of their portfolio, with a valuation of $4,989,510.
Their holding in Burberry Group PLC is worth $4,231,027 and makes up 0.08% of their portfolio.

Admiral Group PLC is another notable holding, making up 0.03% of their portfolio with a valuation of $3,560,130.
The table below shows the top holdings of Ringkjøbing Landbobank A/S:
Their holding in Dr. Martens PLC is worth $2,264,078 and makes up 0.26% of their portfolio.
Ringkjøbing Landbobank A/S also has a holding in BAE Systems PLC, although it's worth noting that this holding is worth $2,114,025, but makes up 0% of their portfolio.
Asos PLC is another holding, making up 0.17% of their portfolio with a valuation of $1,076,783.
Their holding in SSP Group PLC is worth $991,407 and makes up 0.05% of their portfolio.
Finally, they also have a holding in BT Group PLC, although it's worth noting that this holding is worth $520,905, but makes up 0% of their portfolio.
Fusioner
Fusioner have been a key part of Ringkjøbing Landbobank's growth and development.
In 2002, Ringkjøbing Landbobank merged with Tarm Bank, which had branches in Hemmet, Lyne, and Aadum. This merger marked a significant expansion of Ringkjøbing Landbobank's presence in the region.

Ringkjøbing Landbobank continued to grow through mergers, with the bank merging with Sdr. Lem Andelskasse in 2004. This merger brought new customers and services to the bank.
In 2015, Ringkjøbing Landbobank took over the activities of Ulfborg Sparekasse. This move further strengthened the bank's presence in the region.
The most recent merger occurred in 2018, when Ringkjøbing Landbobank merged with Nordjyske Bank. This merger created a stronger and more competitive bank.
Here are the key mergers in Ringkjøbing Landbobank's history:
- 2002: Merged with Tarm Bank
- 2004: Merged with Sdr. Lem Andelskasse
- 2015: Took over Ulfborg Sparekasse's activities
- 2018: Merged with Nordjyske Bank
News and Updates
Ringkøbing Landbobank has made significant strides in digital transformation, with a focus on improving customer experience. The bank's online services are now more accessible than ever, with a user-friendly website and mobile app.
The bank's commitment to innovation has led to the introduction of new digital solutions, such as mobile banking and online loan applications. This has streamlined processes and reduced waiting times for customers.
By embracing digital transformation, Ringkøbing Landbobank has been able to better serve its customers and stay ahead of the competition.
Latest News

Ringkjøbing Landbobank A/S has been in the news lately, with several updates on its stock performance and financials.
ABG Sundal Collier has upgraded the bank's rating to Hold, with a lifted price target.
Danske Bank has lowered its target price for Ringkjøbing Landbobank to DKK 1,300, while reiterating its Buy rating.
Nordea Bank has upgraded the bank's rating to Buy, following a similar move by ABG Sundal Collier.
The bank recently reported its earnings results for the full year ended December 31, 2024, and provided guidance for the year 2025.
Here's a quick rundown of the bank's recent equity buyback plans:
The bank has been actively buying back its shares, with a total of 1,315,042 shares repurchased as of January 26.
En Gæst Vestjylland
The "En Gæst Vestjylland" award was a prestigious honor given to individuals who made a positive impact in their community. It was awarded annually by Ringkjøbing Landbobank from 2001 to 2020.

The award was given to 6 individuals each year for their selfless efforts to benefit the many and bring joy to their local community.
The award was presented at Landbobank's annual general meeting in collaboration with Dagbladet Ringkøbing-Skjern and Foreningssamvirke in Ringkøbing-Skjern Kommune.
The prize was a travel voucher, which was primarily given to recognize and honor the recipients as role models in their local organizations and clubs.
Market Data
The current share price of Ringkøbing Landbobank is DKK 1,206.00, which is a significant figure to keep in mind.
The bank's stock has seen some impressive highs and lows over the past year. The 52 Week High is DKK 1,268.00, while the 52 Week Low is DKK 1,029.00.
The beta of Ringkøbing Landbobank's stock is 0.50, indicating a relatively stable investment opportunity.
Here's a quick snapshot of the bank's stock performance over different time periods:
Price History & Perf
The price history of Ringkjøbing Landbobank is quite impressive. Its current share price is DKK 1,206.00.
Let's take a look at the 52-week highs and lows. The highest price the stock has reached in the past year is DKK 1,268.00, while the lowest price is DKK 1,029.00.
The stock's beta is 0.50, indicating a relatively stable performance. In the past month, the stock has seen a 2.64% increase.
Here's a summary of the stock's performance over different time periods:
Sources
- https://en.wikipedia.org/wiki/Ringk%C3%B8bing_Landbobank
- https://www.marketscreener.com/quote/stock/RINGKJOBING-LANDBOBANK-A--35018541/
- https://www.marketscreener.com/quote/stock/RINGKJOBING-LANDBOBANK-A--35018541/company/
- https://da.wikipedia.org/wiki/Ringkj%C3%B8bing_Landbobank
- https://simplywall.st/stocks/dk/banks/cph-rilba/ringkjbing-landbobank-shares
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