
Reisebank offers a range of benefits to its customers, including flexible payment plans and a user-friendly online platform.
One of the key advantages of Reisebank is its ability to provide a comprehensive overview of travel costs, allowing customers to plan and budget for their trips more effectively.
With Reisebank, you can pay for your travel expenses in installments, spreading the cost over several months to make your trip more affordable.
Reisebank's online platform is designed to be easy to use, even for those who are not tech-savvy, making it simple to manage your travel finances and make payments from anywhere.
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Fees and Charges
The Reisebank charges high fees for withdrawing cash from their ATMs, with a Grundgebühr (basic fee) of around 3-4.95 € per withdrawal, plus potential fees from your home bank. This can add up quickly, as demonstrated by the example of withdrawing 50 €, which would result in a total of 54.95 € being deducted from your account.

You can expect to pay a Grundgebühr of 4.99 € for withdrawing 100 €, 300 €, or 500 € from a Reisebank ATM. This fee is the same for all three amounts.
The Wechselkursaufschlag (exchange rate markup) can be as high as 13.0% when withdrawing cash from a Reisebank ATM with a foreign bank account. This means you'll be charged an additional 13 € for every 100 € you withdraw.
Here's a breakdown of the fees you might incur:
Additionally, you'll be charged a Wechselkursaufschlag of up to 10% when exchanging money at a Reisebank branch, plus a Grundgebühr of 3 € plus 4% of the total amount, but not exceeding 10 €.
If you order travel money online from Reisebank, you'll pay a Wechselkursaufschlag of up to 4.60% above the market rate, plus a Versandkosten (shipping fee) of up to 12.50 €.
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Branches and Locations
Reisebank has a strong presence in Germany, with branches in almost every major city. You can find Reisebank branches in cities like Munich, Berlin, Frankfurt, Dresden, and Hamburg.
In Munich, Reisebank has a significant number of branches, with a total of seven locations. This makes Munich one of the cities with the most Reisebank branches.
Reisebank has a presence at major transportation hubs, such as train stations and airports. In Munich, you can find Reisebank branches at the Munich Ostbahnhof, Munich Hauptbahnhof, and Munich Flughafen.
Here are the Reisebank branches in Munich:
- München Ostbahnhof
- München Hauptbahnhof
- München Passing
- München Flughafen (four branches)
Your Benefits
Reisebank offers a wide range of benefits that make traveling and managing finances easier.
With Reisebank, you can get a free Mastercard, which is accepted worldwide and can be used to withdraw cash at over 1.5 million ATMs.
The Reisebank app allows you to manage your account on the go, track your expenses, and receive real-time notifications about your transactions.
Reisebank's customer service is available 24/7, so you can get help whenever you need it.
You can also use Reisebank's exchange service to get the best possible exchange rates for your foreign currency needs.
Reisebank's debit card has a low annual fee, making it a cost-effective option for frequent travelers.
Alternatives and Options
If you're not satisfied with the Reisebank, there are alternative options to consider.
You can avoid the Reisebank's ATMs and currency exchange services, which are often less convenient and more expensive than local alternatives.
In many countries, you can easily pay with a card, and if you have a Multi-Währungs-Konto from Wise, you can even make fee-free transactions worldwide.
It's a good idea to have some local currency on hand for emergencies, but 200 euros is a reasonable amount to carry, and this amount may vary depending on the country and local card acceptance.
If you're interested in purchasing gold or other precious metals, the Reisebank's prices are relatively fair, but it's worth shopping around to find the best deal.
Prepaid Credit Cards
The Reisebank Mastercard is a prepaid credit card that's perfect for travelers. It's available without a SCHUFA-Abfrage and can be purchased directly at a Reisebank Filiale.
You can use your Reisebank Mastercard at over 80 million acceptance points worldwide, making it a very flexible payment option. It's also possible to withdraw cash in the local currency at any ATM with Mastercard acceptance.
One of the best things about the Reisebank Mastercard is that it's immediately ready for use, with no need to load funds or wait for activation. You can also load funds for free at any Reisebank Filiale in Germany.
Here's a breakdown of the fees associated with the Reisebank Mastercard:
The Reisebank Mastercard also offers a range of other benefits, including the ability to check your transactions online for free and to load funds with cash for free at any Reisebank Filiale.
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Currency Conversion
At Reisebank, you can easily exchange your foreign currency into euro at their branches located at major train stations, airports, and city centers.
Their wide network of branches makes them easily accessible for holidaymakers and those returning home.
You can deposit US dollars into their self-service branches, which are essentially ATMs that facilitate the exchange of certain foreign currencies into euro.
This convenient option allows you to get the euro you need quickly and easily.
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