Rbc Bank Cheque Process Made Easy

You can deposit a cheque at an RBC Bank branch, using their mobile banking app, or by mailing it to their lockbox service.

RBC Bank offers extended banking hours at many of its branches, making it convenient for customers to deposit cheques outside of regular business hours.

To deposit a cheque, simply endorse it by signing the back and writing "Pay to the order of" followed by your name.

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Reading an RBC cheque can seem intimidating, but once you understand the layout, it's quite simple.

The cheque number is found at the top right corner, and it's essential to verify this number to ensure accurate payment processing.

A typical RBC cheque contains various pieces of vital information, including the cheque number, branch number, account number, and bank number.

The branch number, also known as the transit number, is a five-digit code located to the left of the account number at the base of the cheque.

The bank number, always 003 for RBC, is sandwiched between the branch and account number, providing additional verification.

Understanding these elements is crucial to accurately deciphering an RBC cheque and making a successful payment.

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You can view an RBC cheque through the RBC Mobile app, which is a convenient option if you have the app downloaded and logged into your account.

To get started, select the account from which the cheque was issued.

You can then scroll to 'Transactions' and tap on the transaction that corresponds with the cheque you wish to view.

Tapping on the 'Details' button will display the digitalized image of the cheque and its details.

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You can make quick payments using your RBC Bank cheque by depositing it into your account online or through the RBC Mobile app.

RBC offers a feature called Mobile Deposit, which allows you to deposit cheques remotely using your smartphone.

To make a quick payment, simply take a photo of the cheque with your smartphone, and the funds will be deposited into your account within minutes.

The Mobile Deposit feature is available 24/7, making it a convenient option for making quick payments.

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RBC Bank cheques can also be deposited in person at an RBC branch or ATM.

To find an RBC branch or ATM near you, you can use the RBC branch locator tool on their website or mobile app.

Depositing a cheque at an RBC branch or ATM is a fast and secure way to make a payment.

The deposit will be processed quickly, and you can access the funds as soon as the cheque clears.

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The money from your cheque should be available in your account within 2 business days, as long as you submit it before 6pm.

If you submit your cheque before 6pm on a Tuesday, for example, the money should be available to you on Wednesday, but if you submit it after 6pm, it will be processed the next business day, making the money available 2 days after submission.

We don't process payments over weekends or bank holidays, so if you submit cheques after 6pm on Friday or over the weekend, money should become available to you on Tuesday.

You can check the status of cheques deposited via the app by clicking on the account the cheque was deposited to and clicking 'My Transactions', where your detailed balance information is displayed.

Any cheques not yet cleared will be shown as a pending transaction, and if there are any issues with cheques you've paid in, we’ll contact you, so be sure to retain the cheque until the money is available in your account.

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RBC Bank offers a range of online features to make banking easier and more convenient.

You can access your account information and transaction history online through the RBC Bank website or mobile app.

RBC Bank's online banking system allows you to view your account balances, transaction history, and account activity.

To access online banking, you'll need to log in with your username and password, which can be set up through the RBC Bank website or mobile app.

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Once logged in, you can also pay bills, transfer funds, and set up account alerts.

RBC Bank's online banking system also allows you to freeze your debit card in case it's lost or stolen.

With RBC Bank's mobile app, you can also deposit checks remotely using your smartphone camera.

You can also use the RBC Bank mobile app to find branches and ATMs near your location.

RBC Bank's online banking system is available 24/7, allowing you to access your accounts at any time.

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