Samsung Wallet es una herramienta digital que permite a los usuarios almacenar y utilizar sus tarjetas de crédito, débito y otros medios de pago de manera segura y conveniente.
Es compatible con varios dispositivos Samsung, incluyendo smartphones y tabletas, lo que facilita el acceso a los pagos y transacciones.
Con Samsung Wallet, los usuarios pueden pagar en tiendas, restaurantes y otros lugares que acepten pagos móviles.
La aplicación también ofrece características adicionales, como la capacidad de almacenar y mostrar tarjetas de identificación, como la licencia de conducir.
What Is Samsung Wallet?
Samsung Wallet is the company's digital wallet solution available exclusively on Samsung smartphones and smartwatches.
It's similar to Apple Wallet and Google Wallet, and as the name suggests, it aims to be the digital equivalent of your physical wallet.
You can store credit and debit cards in Samsung Wallet, making payments online and at stores.
You can also save passwords, loyalty cards, boarding passes, medical information, and even digital car keys in the Wallet app.
The app will soon add support for driver's licenses and student IDs.
With Samsung Wallet, you can store your COVID-19 vaccination card, which could come in handy during travel or other situations.
You can use the Wallet app to keep track of your portfolios, including cryptocurrency, thanks to Samsung Blockchain Wallet integration.
Samsung Wallet introduces a boatload of new features, including the ability to store IDs, passports, and car keys, all while keeping everything behind biometric authentication.
Setting Up and Using Samsung Wallet
To set up Samsung Wallet on your Galaxy smartwatch, you can check out the complete guide on how to set up Samsung Wallet on your Galaxy smartwatch for step-by-step instructions.
You can add debit, credit, loyalty, and membership cards to Samsung Wallet by tapping on + credit/debit cards on the Samsung Wallet home screen. If your credit or debit card is NFC-enabled, hold the card to the back of the phone to automatically save the card information.
To add loyalty cards, tap + memberships and find the store on the list. You can scan the card’s bar code or enter the loyalty number manually. You can also tap Add a card not on the list and manually add the necessary details.
To delete a card from Samsung Wallet, go to the menu tab and tap on Payment cards, select the card you want to delete and tap on the three vertical dots icon to open more options. You will need to enter your Wallet PIN or use biometrics to delete the card.
Samsung Wallet allows you to register and activate your cards in the app, and once you do, you can start earning rewards. Every new registration earns you +100 Samsung Rewards (points), which can be redeemed for products, experiences, and coupons in various services.
To pay with Samsung Wallet or Samsung Pay, open the Wallet app by swiping up from the bottom of the screen, select the card you want to pay with, and use your fingerprint or PIN to confirm. Then, hold the phone close to the NFC-enabled terminal to complete the transaction.
If you’re using your smartwatch, press and hold the back button to launch Wallet, swipe through your cards if you don’t want to use the default option, and turn the watch screen towards the payment terminal and hold it close until the transaction is complete.
Samsung Wallet offers a range of features, including registering tarjetas de pago, identificaciones, licencias, tarjetas de fidelización, boletos, llaves digitales, entradas a eventos, and more.
How Samsung Wallet Works
Samsung Wallet is an all-in-one digital wallet solution that lets you store and make payments online and offline, as well as save various types of cards, documents, and keys. It's similar to Apple Wallet and Google Wallet.
To use Samsung Wallet, you simply need to swipe up from the bottom of your screen to launch the app, and your default card will appear, along with a message to authenticate a payment with your PIN, fingerprint, or iris scanner on compatible devices.
You can also launch Samsung Wallet by opening the app, and if a different card is needed, a simple left or right swipe will bring up others stored in your phone. The last card you used will automatically appear as the default card the next time you open the app, but you can change this in settings.
To make a payment, you'll need to tap your phone onto the contactless payment reader, and the transaction will be processed via NFC (near field communication). This is the same process for using a smartwatch, where you simply press and hold the Back key to bring up the last used card, and then tap the "Pay" button on-screen to initiate the payment.
Samsung Wallet uses tokenisation to secure your card details, replacing them with a unique number or token that's stored within a secure element chip on your device. This means your actual card details are never stored on a Samsung server or device, providing an added layer of security.
Here's a breakdown of what you can store in Samsung Wallet:
- Tarjetas de débito y crédito.
- Contraseñas y credenciales.
- Llaves digitales de casa o del coche.
- Entradas a eventos (festivales, conciertos).
- Billetes y tarjetas de embarque.
- Tarjetas de fidelización.
- Tarjetas de descuento.
- Puntos Samsung Rewards canjeables por productos y experiencias.
Compatibility and Limits
Samsung Wallet is compatible with a wide range of banks and services. In the US, some of the supported banks include Visa, Mastercard, American Express, and JP Morgan Chase.
If you're in the UK, you're in luck - Samsung Wallet supports many popular banks, including American Express, Danske Bank, and HSBC.
The payment limits on Samsung Pay vary by bank or vendor, so you won't be restricted to a specific limit in the UK. This means you can make larger transactions without any issues.
Compatible Banks
Samsung Pay supports a wide range of banks and services in both the US and the UK.
In the US, you can use Samsung Pay with Visa, Mastercard, American Express, JP Morgan Chase, Bank of America, Citi, US Bank, PNC, and Chase.
In the UK, Samsung Pay is compatible with American Express, Danske Bank, Santander, MBNA, Nationwide, HSBC, First Direct, M&S Bank, Co-op Bank, Starling Bank, and John Lewis Finance.
If you're planning to use Samsung Pay, it's worth checking which banks are supported in your region to ensure a seamless experience.
What Are the Limits?
The payment limits on Samsung Pay vary by region, as they're set by the bank or vendor, not by Samsung itself.
You won't be restricted to a specific limit in the UK, just like you aren't with Apple Pay.
Frequently Asked Questions
¿Qué diferencia hay entre Samsung Pay y Samsung Wallet?
Samsung Wallet es la unificación de Samsung Pay y Samsung Pass, ofreciendo acceso a tarjetas, membresías, vounchers y más en una sola aplicación. En comparación, Samsung Pay es una aplicación separada que se centraba principalmente en pagos móviles con tarjetas de crédito y débito
Sources
- https://www.pocket-lint.com/what-is-samsung-wallet-samsung-pay-supported-banks-devices/
- https://www.androidauthority.com/setup-use-samsung-wallet-pay-3223698/
- https://www.xda-developers.com/samsung-wallet-vs-samsung-pay/
- https://www.mdtech.news/dispositivos/2024/12/21/que-es-samsung-wallet-la-app-de-samsung-que-todos-quieren-descargar-22204.html
- https://www.xatakandroid.com/aplicaciones-android/samsung-renueva-su-cartera-samsung-wallet-nueva-app-pagos-que-combina-samsung-pay-pass
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