Quanto Rende 1 Milhão No Nubank? Compare Nubank e Poupança

If you're considering investing 1 milhão in the Nubank, it's essential to understand how much interest you can earn. According to Nubank's terms, the interest rate is variable, but it's currently around 65,00% APY.

This means that if you invest 1 milhão, you can earn approximately R$ 650.000 in interest over a year, depending on the interest rate at the time.

To put this into perspective, the interest rate on a traditional savings account, like a poupança, is usually around 0,5% to 1% APY. This means you'd only earn around R$ 5.000 to R$ 10.000 in interest over a year, which is significantly lower than what you can earn with Nubank.

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The Rendimento do Nubank is a game-changer for those looking to earn interest on their money. It's equal to 100% of the CDI, which is a rate used in the economy, similar to the Selic rate and determines the annual return of various types of investments.

The Nubank's Rendimento do Nubank is daily, after the 31st day of deposit, while the poupança (savings account) only pays interest once a month. This means the Nubank's Rendimento do Nubank offers more frequent and higher returns.

One of the most significant differences between the Nubank's Rendimento do Nubank and the poupança is the rate of return. While the poupança currently offers around 6.97% per year, the Nubank's Rendimento do Nubank offers 100% of the CDI, which is currently around 13.65% per year.

Here's a comparison of the two:

This means that if you leave R$ 1 million in the Nubank for a year, you'll earn around R$ 136,500 in interest, while in the poupança, you'll earn around R$ 69,900.

Curious to learn more? Check out: 1 Million Earn

The Nubank's interest rate is higher than the traditional savings account, specifically the poupança, which currently offers around 6.97% per year plus the Taxa Referencial. This is because the poupança's interest rate is linked to the Selic and Taxa Referencial, making it less attractive.

The Nubank's interest rate, on the other hand, is tied to the CDI, a widely used index in the economy, and it's higher than the poupança's rate. Specifically, it's 100% of the CDI per day, after 30 days of deposit.

If you're considering keeping your money in the Nubank, it's worth noting that it's a good alternative to a traditional savings account, like the poupança. This is because the Nubank's interest rate is higher, but it's essential to keep in mind that there are other financial institutions offering even better returns, such as PicPay, which offers 102% of the CDI.

To give you a better idea, here's a comparison between the Nubank and the poupança:

The Nubank's interest rate is daily, not monthly, which means you'll earn interest every working day after 30 days of deposit. This is a significant difference from the poupança, which only earns interest once a month.