Qantas Platinum Credit Card Review and Comparison

The Qantas Platinum Credit Card is a premium rewards credit card that offers an extensive array of benefits, making it a top choice for frequent flyers and Qantas enthusiasts.

With a $99 annual fee, this card provides a solid return on investment, especially for those who regularly fly with Qantas or use the Qantas Frequent Flyer program.

One of the standout features of the Qantas Platinum Credit Card is its ability to earn Qantas Points at a rate of 0.5 points per dollar spent, plus an additional 0.5 points per dollar spent on Qantas flights and purchases.

The card also offers a generous sign-up bonus of 60,000 Qantas Points, which can be redeemed for flights, upgrades, and other rewards.

The Qantas Platinum Credit Card offers a range of benefits and perks that can enhance your travel experience. One of the main advantages is the access to exclusive lounges, including domestic Qantas Club and Qantas-operated International Business Lounges.

You'll also receive two Qantas Lounge Invitations each year on your card anniversary, which can be used at domestic Qantas Club and select Qantas-operated International Business Lounges. Unfortunately, the Los Angeles Lounge at Tom Bradley Terminal International Terminal is excluded.

Some of the other benefits and perks include:

Perks are a great way to make your travel experiences more enjoyable. Airlines offer perks like lounge access and frequent flyer programs.

Some perks are exclusive to certain credit cards, such as the Qantas Premier Platinum card. This card offers a 20% discount on selected domestic companion fares when booking through the Qantas Premier concierge service.

You can also earn perks like lounge invitations, which can be used at domestic Qantas Club and Qantas-operated International Business Lounges. Two single-entry Qantas Club Domestic or select Qantas-operated International Business Lounge Invitations are offered each cardholder anniversary year.

Hotels and airports often offer perks like free Wi-Fi and priority check-in. Credit cards can also provide perks like travel insurance and currency conversion rates.

Here are some examples of perks you can expect from different types of cards:

Travel insurance is a valuable perk that can provide peace of mind when booking travel. Complimentary domestic and international Travel Insurance is offered with the Qantas Premier Platinum card.

Lounge invitations can be a great perk, especially if you value the convenience of having a comfortable space to relax before your flight. Two Qantas Complimentary Lounge Invitations are offered each year on your card anniversary.

Bonus Points can be a great way to boost your Qantas points balance. Up to 100,000 points can be earned with the right card.

The Qantas American Express Ultimate Card offers a generous bonus of 60,000 points, with conditions applying. This is a great starting point for frequent flyers.

If you're looking to earn points on everyday purchases, the Qantas American Express Ultimate Card offers 1.25 Qantas points per $1 spent. This is a standard rate for this card.

Frequent flyers can earn 2.25 Qantas points on eligible Qantas transactions per $1 spent, which is a higher rate than everyday purchases. This is a great benefit for those who regularly fly with Qantas.

Here are some cards that offer bonus points:

Contactless Payment Support is a game-changer for Qantas Money cardholders. Qantas Money cards now support Apple Pay & Google Pay, meaning you can use their cards on your compatible device for easier payments. This feature is perfect for those who are always on the go and need a quick and seamless way to make transactions.

American Express has several credit cards that earn Qantas points, including the American Express David Jones Platinum, American Express Qantas Business Rewards Card, Qantas American Express Discovery Card, Qantas American Express Premium, and Qantas American Express Ultimate Card.

The American Express and David Jones partnership is ending, so the American Express David Jones Platinum card is no longer open to new applicants.

If you're looking for a card that earns Qantas points, the Qantas American Express Discovery Card, Qantas American Express Premium, and Qantas American Express Ultimate Card are still options.

You can earn Qantas points with American Express cards like the Qantas American Express Discovery Card, Qantas American Express Premium, and Qantas American Express Ultimate Card.

The American Express Qantas Business Rewards Card is another option for earning Qantas points with American Express.

Here are some American Express cards that earn Qantas points:

Qantas Frequent Flyer is the airline's dedicated points program that allows flyers to earn Qantas points when traveling with Qantas or partner airlines. Members can earn points by purchasing and traveling on Qantas flights, shopping at the Qantas store online, or using a rewards credit card.

To earn points, Qantas Frequent Flyer members can use a rewards credit card, which earns points on every dollar spent on everyday items, not just transactions associated with Qantas. The points can be redeemed for various items, such as flight upgrades, flight tickets, gift cards, and more.

Some Qantas Frequent Flyer credit cards offer bonus points on sign-up, such as the Qantas American Express Ultimate Card, which offers 60,000 bonus Qantas points.

The points to spend ratio is a crucial factor to consider when choosing a credit card for frequent flyer programs.

If you're looking to earn Qantas points, you can earn 1.25 Qantas points per $1 on everyday purchases with the Qantas American Express Ultimate Card.

This card is particularly useful for frequent flyers who can earn 2.25 Qantas points on eligible Qantas transactions per $1 spent.

The points earning potential is impressive, with no limit to how many points an individual can earn within a single year.

Here's a breakdown of the points to spend ratio for the Qantas American Express Ultimate Card:

The Qantas Frequent Flyer program is a great way to earn points for your travels. You can earn points by purchasing and traveling on Qantas flights or shopping at the Qantas store online.

Qantas Frequent Flyer members can earn points by using a rewards credit card, on every dollar spent on everyday items, not just transactions associated with Qantas.

You can redeem your points for various items such as flight upgrades, flight tickets, gift cards, and more.

There are many credit cards that Australians can use to earn Qantas Frequent Flyer points, including American Express David Jones Platinum and Qantas American Express Ultimate Card.

The Qantas American Express Ultimate Card earns 2.25 Qantas points on eligible Qantas transactions per $1 spent and 1.25 Qantas points on everyday purchases.

Here's a list of some of the credit cards that earn Qantas points:

Note that some of these cards are not currently accepting new applications.

The annual fee for a Qantas Points credit card can range from $395 to $450, but some options are more budget-friendly than others.

The Qantas American Express Discovery Card offers a $0 annual fee, making it a great option for those who want to earn Qantas Points without breaking the bank.

However, keep in mind that this card doesn't offer any bonus points on sign-up, so you'll need to weigh the pros and cons before deciding.

In contrast, the Qantas Titanium Credit Card has a much higher annual fee of $1,200, but it comes with a sign-up bonus of 150,000 points and a range of other perks.

The Qantas Premier Master Card is an excellent option for those who want to earn Qantas Points from their spending, with no points cap.

This card offers 1 Qantas point per $1 up to AU$10,000 per statement period, then 0.5 points per $1 spent thereafter. You'll also earn 1.5 frequent flyer points per $1 spent on international spend, which is higher than the common 1:1 points earning ratio.

The Qantas Premier Platinum Master Card has a range of travel perks, including complimentary domestic and international travel insurance, discounted companion fares, lounge access, and more.

The card has a 19.99% interest rate on purchases, with 55 days' interest free, and a $6,000 minimum credit limit. To be eligible for the card, you must have a minimum income of $35,000 per annum.

Some of the key benefits of the Qantas Premier Platinum Master Card include:

To be eligible for the Qantas Premier Platinum Card offer, you must apply before the offer is withdrawn, which started on November 5, 2024.

The offer includes up to 80,000 bonus Qantas Points, but you must meet the spend criteria within 3 months from card approval to receive the 50,000 Qantas Points. Eligible purchases exclude Cash Advances, Balance Transfers, Refunds, Chargebacks, and Special Promotions.

To receive the additional 30,000 bonus Qantas Points, you must have met the criteria for the 50,000 bonus points and not earned Qantas Points on a credit or charge card into your Qantas Frequent Flyer account within the previous 12 months.

To earn and use Qantas Points, you must be a member of the Qantas Frequent Flyer program, which may come with a joining fee. Membership and points are subject to the Qantas Frequent Flyer program Terms and Conditions.

Qantas doesn't offer or issue products that aren't Qantas-branded, but rather partners with Australian Financial Services Licence (AFSL) or Australian Credit Licence (ACL) holders to provide information on their products.

The information on this webpage is general and doesn't consider your personal objectives, financial situation, or particular needs. It's essential to get independent advice before applying for any product mentioned here.

Qantas doesn't accept liability for any loss arising from using or relying on the information provided on this webpage. You should be cautious and take responsibility for your financial decisions.

Here are the categories of purchases that earn Qantas Points, along with their respective earning rates:

Keep in mind that these rates don't include bonus points for first-time Qantas Points earning credit cardholders, except for the Qantas Premier Platinum credit card. Also, bonus points on balance transfers are not included in these rates.

The terms and conditions of a credit card offer can be overwhelming, but let's break it down.

The offer for up to 80,000 bonus Qantas Points commenced on 5 November 2024.

To be eligible, you must apply for a new Qantas Premier Platinum Card before the offer is withdrawn. This means you need to act fast if you're interested.

Eligible purchases must be processed and charged to your account in the first 3 months from the account approval, and they must be $3,000 or more to earn the 50,000 Qantas Points bonus.

Cash Advances, Balance Transfers, Refunds, Chargebacks, and Special Promotions are not considered eligible purchases.

If you've already earned Qantas Points on a credit or charge card into your Qantas Frequent Flyer account within the previous 12 months, you won't be eligible for the additional 30,000 bonus Qantas Points.

You can only earn one first-time Qantas Points earning credit cardholder bonus within the last 12 months.

If there are multiple new cardholder Bonus Points offers in the market for the same offer period, you'll be provided with the highest bonus points offer.

This offer cannot be combined with any other Qantas branded credit card offer.

Bonus Qantas Points will be forfeited if you no longer hold or close your Qantas Premier Platinum Credit Card Account before they appear in your Qantas Frequent Flyer Account.

Choosing the right platinum credit card can be overwhelming, especially with so many options available. There are a number of platinum credit cards that earn you Qantas Points that offer a range of exclusive features and benefits.

You should go through all the features to decide which ones are the most important to you. This will help you choose a card that aligns with your spending habits and lifestyle.

Make sure you check the annual fees and other potential costs to work out whether the benefits outweigh the costs of the platinum credit card you choose.

To determine the best Qantas Points Credit Cards, we thoroughly analyzed 26 cards on the market, narrowing it down to our top nine picks after comparing 16 key features.

We considered factors like whether the card is available to individuals or businesses, and if there's a bonus points offer. For instance, some cards offer a generous bonus points offer, while others don't.

The points-to-spend ratio was also a crucial factor in our analysis. This means we looked at how many points you get for every dollar you spend. The better the ratio, the more points you'll earn.

We also compared annual fees, which can range from $0 to over $400 per year. Some cards have a high annual fee, but offer more rewards and benefits to make up for it.

Another important factor was the currency conversion fee, which can add up if you're traveling abroad. Some cards have a high conversion fee, while others have a low or no fee at all.

We also looked at the rewards points cap per statement period, which can limit how many points you can earn in a month. Some cards have a low cap, while others have no cap at all.

Here are the 16 features we compared when choosing the best Qantas Points Credit Cards:

If you're considering a platinum credit card, there are several reasons why you might choose one. The features of a platinum credit card can give you extra value if you spend regularly, travel frequently or use your credit card's additional services.

Platinum credit cards often offer a higher credit card facility limit, typically $3,000 or more, which can be beneficial for those who want to manage their short-term cash flow needs.

The benefits of a platinum credit card, such as earning Qantas Points on eligible purchases, can be a major draw for frequent travelers.

To get the most out of a platinum credit card, you'll want to consider the annual fees and other potential costs.

Here are some key factors to consider when choosing a platinum credit card: